GURUFOCUS.COM » STOCK LIST » Financial Services » Credit Services » Ally Financial Inc (MEX:ALLY1) » Definitions » PEG Ratio

Ally Financial (MEX:ALLY1) PEG Ratio : 9.49 (As of Dec. 13, 2024)


View and export this data going back to 2019. Start your Free Trial

What is Ally Financial PEG Ratio?

PE Ratio without NRI / 5-Year Book Value Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use for banks is the 5-Year Book Value growth rate. As of today, Ally Financial's PE Ratio without NRI is 15.18. Ally Financial's 5-Year Book Value growth rate is 1.60%. Therefore, Ally Financial's PEG Ratio for today is 9.49.

* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for Ally Financial's PEG Ratio or its related term are showing as below:

MEX:ALLY1' s PEG Ratio Range Over the Past 10 Years
Min: 0.46   Med: 1.6   Max: 54
Current: 8.51


During the past 13 years, Ally Financial's highest PEG Ratio was 54.00. The lowest was 0.46. And the median was 1.60.


MEX:ALLY1's PEG Ratio is ranked worse than
91.9% of 210 companies
in the Credit Services industry
Industry Median: 1.09 vs MEX:ALLY1: 8.51

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


Ally Financial PEG Ratio Historical Data

The historical data trend for Ally Financial's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Ally Financial PEG Ratio Chart

Ally Financial Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.23 1.36 0.63 1.00 19.08

Ally Financial Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.85 19.08 - - -

Competitive Comparison of Ally Financial's PEG Ratio

For the Credit Services subindustry, Ally Financial's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Ally Financial's PEG Ratio Distribution in the Credit Services Industry

For the Credit Services industry and Financial Services sector, Ally Financial's PEG Ratio distribution charts can be found below:

* The bar in red indicates where Ally Financial's PEG Ratio falls into.



Ally Financial PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year Book Value growth rate.

Ally Financial's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year Book Value Growth Rate*
=15.17971385367/1.60
=9.49

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


Ally Financial  (MEX:ALLY1) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


Ally Financial PEG Ratio Related Terms

Thank you for viewing the detailed overview of Ally Financial's PEG Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Ally Financial Business Description

Traded in Other Exchanges
Address
500 Woodward Avenue, Floor 10, Ally Detroit Center, Detroit, MI, USA, 48226
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model, which includes brokerage services.

Ally Financial Headlines

No Headlines