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The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-08-06), Ally Financial's 1-Year Sharpe Ratio is 0.15.
Ally Financial (MEX:ALLY1) 1-Year Sharpe Ratio Explanation
The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.
The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.
Ally Financial 1-Year Sharpe Ratio Related Terms
MEX:ALLY1 vs FCFS, OMF, KLAR: 1-Year Sharpe Ratio Comparison
For the Credit Services subindustry, Ally Financial's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Ally Financial 1-Year Sharpe Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Ally Financial's 1-Year Sharpe Ratio distribution charts can be found below:
* The bar in red indicates where Ally Financial's 1-Year Sharpe Ratio falls into.
The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.
Ally Financial (MEX:ALLY1) has a 1-Year Sharpe Ratio of 0.15 as of Aug. 06, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Ally Financial and its competitors.
Is Ally Financial's 1-Year Sharpe Ratio too high?
Ally Financial's current 1-Year Sharpe Ratio is 0.15. Overall, Ally Financial has a GF Score™ of 59/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Ally Financial's 1-Year Sharpe Ratio compare to FCFS and OMF?
Ally Financial's 1-Year Sharpe Ratio of 0.15 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Credit Services company?
A good 1-Year Sharpe Ratio depends on the Credit Services industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Ally Financial and its competitors. Ally Financial's current 1-Year Sharpe Ratio is 0.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Ally Financial stock overvalued right now?
Based on GuruFocus' analysis, Ally Financial (MEX:ALLY1) is currently considered Fairly Valued. The stock's GF Value™ is MXN731.06, compared to a current price of MXN806.00 — trading 10.3% above its estimated fair value. The current 1-Year Sharpe Ratio is 0.15. Ally Financial's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Ally Financial (MEX:ALLY1), the current 1-Year Sharpe Ratio is 0.15 as of Aug. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Ally Financial (MEX:ALLY1) Overvalued in 2026?
Based on GuruFocus' analysis, Ally Financial stock appears to be overvalued.
The current stock price of MXN806.00 is trading 10.3% above its estimated GF Value™ of MXN731.06.
GuruFocus considers Ally Financial to be Fairly Valued.
Key valuation signals for MEX:ALLY1:
1-Year Sharpe Ratio: 0.15
GF Value™: MXN731.06 vs. price of MXN806.00 (10.3% above fair value)
No single metric tells the full story. See the MEX:ALLY1 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Formerly the captive financial arm of General Motors, Ally Financial became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. While the firm has expanded its product offerings over time, it remains primarily focused on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing. Ally also offers auto insurance, commercial loans, credit cards, and holds a portfolio of mortgage debt, giving the bank a diversified business model that includes brokerage services.
59GF Score
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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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