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The historical rank and industry rank for River Valley Community Bancorp's 3-Year Dividend Growth Rate or its related term are showing as below:
RVCB's 3-Year Dividend Growth Rate is not ranked *
in the Banks industry.
Industry Median: 10.1 * Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 10 years, the highest Dividend Payout Ratio of River Valley Community Bancorp was 0.05. The lowest was 0.05. And the median was 0.05.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
River Valley Community Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.070000
2026-07-30
2026-07-31
2026-08-18
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.070000
2026-04-30
2026-04-30
2026-05-18
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.070000
2026-01-30
2026-01-30
2026-02-20
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.070000
2025-10-31
2025-10-31
2025-11-17
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
River Valley Community Bancorp's Dividend Yield (%) for Today is calculated as
Current Share Price is $24.00.
River Valley Community Bancorp's Dividends per Share for the trailing twelve months (TTM) ended in Today is $0.28.
During the past 10 years, the highest Dividend Yield of River Valley Community Bancorp was 1.17%. The lowest was 0.28%. And the median was 0.29%.
Good Sign:
River Valley Community Bancorp stock Dividend Yield % is close to 1-year high.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
River Valley Community Bancorp 3-Year Dividend Growth Rate Related Terms>
RVCB vs OPHC, FRSB, CYFL: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, River Valley Community Bancorp's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
River Valley Community Bancorp 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, River Valley Community Bancorp's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where River Valley Community Bancorp's 3-Year Dividend Growth Rate falls into.
River Valley Community Bancorp 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 0.00% mean?
River Valley Community Bancorp (RVCB) has a 3-Year Dividend Growth Rate of 0.00% as of Dec. 2025. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on River Valley Community Bancorp and its competitors. According to the industry distribution chart, River Valley Community Bancorp ranks #999999 out of 964 companies in the Banks industry.
Is River Valley Community Bancorp's 3-Year Dividend Growth Rate too high?
River Valley Community Bancorp's current 3-Year Dividend Growth Rate is 0.00%. Based on the distribution chart, River Valley Community Bancorp ranks #999999 out of 964 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, River Valley Community Bancorp has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Valley Community Bancorp's 3-Year Dividend Growth Rate compare to OPHC and FRSB?
According to the Banks industry distribution chart, River Valley Community Bancorp ranks #999999 out of 964 companies for 3-Year Dividend Growth Rate. This places River Valley Community Bancorp in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 964 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on River Valley Community Bancorp and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. River Valley Community Bancorp's current 3-Year Dividend Growth Rate is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Valley Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, River Valley Community Bancorp (RVCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.24, compared to a current price of $24.00 — trading 39.2% above its estimated fair value. The current 3-Year Dividend Growth Rate is 0.00%. River Valley Community Bancorp's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For River Valley Community Bancorp (RVCB), the current 3-Year Dividend Growth Rate is 0.00% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is River Valley Community Bancorp (RVCB) Overvalued in 2026?
Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued.
The current stock price of $24.00 is trading 39.2% above its estimated GF Value™ of $17.24.
GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.
Key valuation signals for RVCB:
3-Year Dividend Growth Rate: 0.00%
GF Value™: $17.24 vs. price of $24.00 (39.2% above fair value)
No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
48GF Score
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3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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