RVCB (River Valley Community Bancorp) Margin of Safety % (DCF Earnings Based): N/A (As of Jun. 27, 2026)


RVCB River Valley Community Bancorp RVCB
48 GF Score
Price $24.00
GF Value $17.44
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp Margin of Safety % (DCF Earnings Based)?

Margin of Safety % (DCF Earnings Based) = (Intrinsic Value: DCF (Earnings Based) - Current Price) / Intrinsic Value: DCF (Earnings Based).

Note: Discounted Earnings model is only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, result may not be accurate due to the low predictability of business and the data will not be stored into our database.

River Valley Community Bancorp's Predictability Rank is Not Rated. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Earnings Based) is not calculated.

RVCB vs STLE, CZNL, SVBT: Margin of Safety % (DCF Earnings Based) Comparison

For the Banks - Regional subindustry, River Valley Community Bancorp's Margin of Safety % (DCF Earnings Based), along with its competitors' market caps and Margin of Safety % (DCF Earnings Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

River Valley Community Bancorp Margin of Safety % (DCF Earnings Based) vs Banks Industry

For the Banks industry and Financial Services sector, River Valley Community Bancorp's Margin of Safety % (DCF Earnings Based) distribution charts can be found below:

* The bar in red indicates where River Valley Community Bancorp's Margin of Safety % (DCF Earnings Based) falls into.


RVCB
48GF Score
River Valley Community Bancorp RVCB
Margin of Safety % (DCF Earnings Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $24.00 is trading 37.6% above its estimated GF Value™ of $17.44. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • Margin of Safety % (DCF Earnings Based): N/A
  • GF Value™: $17.44 vs. price of $24.00 (37.6% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
48GF Score

Get the complete analysis for RVCB

Margin of Safety % (DCF Earnings Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.00
Price
$17.44
GF Value