RVCB (River Valley Community Bancorp) YoY EPS Growth: 0.74% (As of Dec. 2025)

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RVCB River Valley Community Bancorp RVCB
48 GF Score
Price $24.65
GF Value $17.29
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp YoY EPS Growth?

River Valley Community Bancorp RVCB 48 YoY EPS Growth is 0.74% as of Dec. 2025. GuruFocus rates RVCB with a GF Score™ of 48/100 and a GF Value™ of $17.29 (Significantly Overvalued). The stock has 5 warning signs investors should review.

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months. River Valley Community Bancorp's YoY EPS Growth for the quarter that ended in Dec. 2025 was 0.74%.

River Valley Community Bancorp's Earnings per Share (Diluted) for the six months ended in Dec. 2025 was $1.37.

River Valley Community Bancorp YoY EPS Growth Historical Data

* Premium members only.

The historical data trend for River Valley Community Bancorp's YoY EPS Growth can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River Valley Community Bancorp YoY EPS Growth Chart

River Valley Community Bancorp Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth
Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.15 26.01 -15.14 -26.49 0.74

River Valley Community Bancorp Semi-Annual Data
Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
YoY EPS Growth Get a 7-Day Free Trial Premium Member Only Premium Member Only 28.15 26.01 -15.14 -26.49 0.74
RVCB
48GF Score
River Valley Community Bancorp RVCB
YoY EPS Growth is just one metric. See GF Score™, valuation, warning signs, and more.
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River Valley Community Bancorp YoY EPS Growth Calculation

YoY EPS Growth is the percentage change of Earnings per Share (Diluted) over the past twelve months.

River Valley Community Bancorp's YoY EPS Growth for the fiscal year that ended in Dec. 2025 is calculated as:

YoY EPS Growth (A: Dec. 2025 )
=(Earnings per Share (Diluted) (A: Dec. 2025 )-Earnings per Share (Diluted) (A: Dec. 2024 ))/ | Earnings per Share (Diluted) (A: Dec. 2024 ) |
=(1.37-1.36)/ | 1.36 |
=0.74 %

River Valley Community Bancorp's YoY EPS Growth for the quarter that ended in Dec. 2025 is calculated as:

YoY EPS Growth (Q: Dec. 2025 )
=(Earnings per Share (Diluted) (Q: Dec. 2025 )-Earnings per Share (Diluted) (Q: Dec. 2024 )) / | Earnings per Share (Diluted) (Q: Dec. 2024 ) |
=(1.37-1.36)/ | 1.36 |
=0.74 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about YoY EPS Growth →
What does a YoY EPS Growth of 0.74% mean?
River Valley Community Bancorp (RVCB) has a YoY EPS Growth of 0.74% as of Dec. 2025. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for River Valley Community Bancorp and its competitors.
Is River Valley Community Bancorp's YoY EPS Growth too high?
River Valley Community Bancorp's current YoY EPS Growth is 0.74%. Overall, River Valley Community Bancorp has a GF Score™ of 48/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Valley Community Bancorp's YoY EPS Growth compare to OPHC and FRSB?
River Valley Community Bancorp's YoY EPS Growth of 0.74% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good YoY EPS Growth for a Banks company?
A good YoY EPS Growth depends on the Banks industry context. However, YoY EPS Growth should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high YoY EPS Growth mean?
A high YoY EPS Growth can signal that a stock is expensive relative to its fundamentals. YoY EPS Growth is the percentage change of EPS over the past 12-month. View historical data for River Valley Community Bancorp and its competitors. River Valley Community Bancorp's current YoY EPS Growth is 0.74%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Valley Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, River Valley Community Bancorp (RVCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.29, compared to a current price of $24.65 — trading 42.6% above its estimated fair value. The current YoY EPS Growth is 0.74%. River Valley Community Bancorp's overall GF Score™ is 48/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is YoY EPS Growth calculated?
YoY EPS Growth is calculated from a company's financial statements. For River Valley Community Bancorp (RVCB), the current YoY EPS Growth is 0.74% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $24.65 is trading 42.6% above its estimated GF Value™ of $17.29. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • YoY EPS Growth: 0.74%
  • GF Value™: $17.29 vs. price of $24.65 (42.6% above fair value)
  • GF Score™: 48/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
48GF Score

Get the complete analysis for RVCB

YoY EPS Growth is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.65
Price
$17.29
GF Value