RVCB (River Valley Community Bancorp) Selling, General, & Admin. Expense: $0.60 Mil (TTM As of Dec. 2025)


RVCB River Valley Community Bancorp RVCB
44 GF Score
Price $23.75
GF Value $17.40
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp Selling, General, & Admin. Expense?

River Valley Community Bancorp RVCB -1.04% 44 Selling, General, & Admin. Expense is $0.60 Mil as of Dec. 2025. GuruFocus rates RVCB with a GF Score™ of 44/100 and a GF Value™ of $17.40 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. River Valley Community Bancorp's selling, general, & admin. expense for the six months ended in Dec. 2025 was $0.60 Mil. Its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.60 Mil.


River Valley Community Bancorp  (OTCPK:RVCB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


River Valley Community Bancorp Selling, General, & Admin. Expense Related Terms


River Valley Community Bancorp Selling, General, & Admin. Expense Historical Data

* Premium members only.

The historical data trend for River Valley Community Bancorp's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River Valley Community Bancorp Selling, General, & Admin. Expense Chart

River Valley Community Bancorp Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.40 0.50 0.52 0.60

River Valley Community Bancorp Semi-Annual Data
Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Selling, General, & Admin. Expense Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.39 0.40 0.50 0.52 0.60

RVCB vs FBSI, CZNL, SVBT: Selling, General, & Admin. Expense Comparison

For the Banks - Regional subindustry, River Valley Community Bancorp's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River Valley Community Bancorp Selling, General, & Admin. Expense vs Banks Industry

For the Banks industry and Financial Services sector, River Valley Community Bancorp's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where River Valley Community Bancorp's Selling, General, & Admin. Expense falls into.


RVCB
44GF Score
River Valley Community Bancorp RVCB
Selling, General, & Admin. Expense is just one metric. See GF Score™, valuation, warning signs, and more.
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River Valley Community Bancorp Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.

For stock reported annually, GuruFocus uses latest annual data as the TTM data. Selling, General, & Admin. Expense for the trailing twelve months (TTM) ended in Dec. 2025 was $0.60 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Selling, General, & Admin. Expense of $0.60 Mil mean?
River Valley Community Bancorp (RVCB) has a Selling, General, & Admin. Expense of $0.60 Mil as of Dec. 2025. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on River Valley Community Bancorp and its competitors.
Is River Valley Community Bancorp's Selling, General, & Admin. Expense too high?
River Valley Community Bancorp's current Selling, General, & Admin. Expense is $0.60 Mil. Overall, River Valley Community Bancorp has a GF Score™ of 44/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Valley Community Bancorp's Selling, General, & Admin. Expense compare to FBSI and CZNL?
River Valley Community Bancorp's Selling, General, & Admin. Expense of $0.60 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Selling, General, & Admin. Expense for a Banks company?
A good Selling, General, & Admin. Expense depends on the Banks industry context. However, Selling, General, & Admin. Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Selling, General, & Admin. Expense mean?
A high Selling, General, & Admin. Expense can signal that a stock is expensive relative to its fundamentals. Selling, general and admin expense is the total cost for direct, indirect, general and administrative activities. View historical data on River Valley Community Bancorp and its competitors. River Valley Community Bancorp's current Selling, General, & Admin. Expense is $0.60 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Valley Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, River Valley Community Bancorp (RVCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.40, compared to a current price of $23.75 — trading 36.5% above its estimated fair value. The current Selling, General, & Admin. Expense is $0.60 Mil. River Valley Community Bancorp's overall GF Score™ is 44/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Selling, General, & Admin. Expense calculated?
Selling, General, & Admin. Expense is calculated from a company's financial statements. For River Valley Community Bancorp (RVCB), the current Selling, General, & Admin. Expense is $0.60 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $23.75 is trading 36.5% above its estimated GF Value™ of $17.40. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • Selling, General, & Admin. Expense: $0.60 Mil
  • GF Value™: $17.40 vs. price of $23.75 (36.5% above fair value)
  • GF Score™: 44/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
44GF Score

Get the complete analysis for RVCB

Selling, General, & Admin. Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.75
Price
$17.40
GF Value