GURUFOCUS.COM » STOCK LIST » Financial Services » Banks » River Valley Community Bancorp (OTCPK:RVCB) » Definitions » Selling, General, & Admin. Expense

River Valley Community Bancorp (River Valley Community Bancorp) Selling, General, & Admin. Expense : $ Mil (TTM As of Sep. 2007)


View and export this data going back to 2012. Start your Free Trial

What is River Valley Community Bancorp Selling, General, & Admin. Expense?

Selling, general, & admin. expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. River Valley Community Bancorp's selling, general, & admin. expense for the three months ended in Sep. 2007 was $0.24 Mil. River Valley Community Bancorp does not have enough years/quarters to calculate its selling, general, & admin. expense for the trailing twelve months (TTM) ended in Sep. 2007.


River Valley Community Bancorp Selling, General, & Admin. Expense Historical Data

The historical data trend for River Valley Community Bancorp's Selling, General, & Admin. Expense can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

River Valley Community Bancorp Selling, General, & Admin. Expense Chart

River Valley Community Bancorp Annual Data
Trend Dec06
Selling, General, & Admin. Expense
0.47

River Valley Community Bancorp Quarterly Data
Mar07 Jun07 Sep07
Selling, General, & Admin. Expense 0.23 0.24 0.24

Competitive Comparison of River Valley Community Bancorp's Selling, General, & Admin. Expense

For the Banks - Regional subindustry, River Valley Community Bancorp's Selling, General, & Admin. Expense, along with its competitors' market caps and Selling, General, & Admin. Expense data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


River Valley Community Bancorp's Selling, General, & Admin. Expense Distribution in the Banks Industry

For the Banks industry and Financial Services sector, River Valley Community Bancorp's Selling, General, & Admin. Expense distribution charts can be found below:

* The bar in red indicates where River Valley Community Bancorp's Selling, General, & Admin. Expense falls into.



River Valley Community Bancorp Selling, General, & Admin. Expense Calculation

Selling, General, & Admin. Expense (SGA) includes the direct and indirect costs and all general and administrative expenses of a company. For instance, personnel cost, advertising, rent, communication costs are all part of SGA.


River Valley Community Bancorp  (OTCPK:RVCB) Selling, General, & Admin. Expense Explanation

An efficient operation keeps SGA costs low and thus has higher profit margin. The percentage of SGA relative to total revenue is an indication of how efficiently the company operates. Compare this percentage among the companies in the same industry is a good way of finding more efficient operations. A comparison of the SGA cost relative to the revenue with the historical value can also be an indication of how efficient the company has become.

Warren Buffett likes companies with consistent SGA as the percentage of gross profit.

Companies with no durable competitive advantage show wild variation in SG&A as % of Gross Profit.

If SGA is less than 30% of Gross Profit, it is fantastic. If SGA is nearing 100%, it is is in highly competitive industry.


River Valley Community Bancorp Selling, General, & Admin. Expense Related Terms

Thank you for viewing the detailed overview of River Valley Community Bancorp's Selling, General, & Admin. Expense provided by GuruFocus.com. Please click on the following links to see related term pages.


River Valley Community Bancorp (River Valley Community Bancorp) Business Description

Traded in Other Exchanges
N/A
Address
1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is headquartered in Yuba City, California. The bank offers various Personal Banking services, including checking accounts, savings accounts, and Certificates of Deposit. The Bank offers several commercial and consumer loans to fit its customer's specific needs. It also offers several cash management solutions aimed at meeting the specific needs of small to medium-sized businesses, professionals, and non-profit organizations.

River Valley Community Bancorp (River Valley Community Bancorp) Headlines