RVCB (River Valley Community Bancorp) Cash Flow from Investing: $-116.28 Mil (TTM As of Dec. 2025)

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RVCB River Valley Community Bancorp RVCB
53 GF Score
Price $24.00
GF Value $17.18
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp Cash Flow from Investing?

River Valley Community Bancorp RVCB 53 Cash Flow from Investing is $-116.28 Mil as of Dec. 2025. GuruFocus rates RVCB with a GF Score™ of 53/100 and a GF Value™ of $17.18 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).

For the six months ended in Dec. 2025, River Valley Community Bancorp spent $0.92 Mil on purchasing property, plant, equipment. It gained $0.00 Mil from selling property, plant, and equipment. It spent $0.00 Mil on purchasing business. It gained $0.00 Mil from selling business. It spent $86.01 Mil on purchasing investments. It gained $27.83 Mil from selling investments. It paid $0.00Mil for net Intangibles purchase and sale. And it paid $57.18 Mil for other investing activities. In all, River Valley Community Bancorp spent $116.28 Mil on investment activities in financial market and operating subsidiaries for the six months ended in Dec. 2025.


River Valley Community Bancorp  (OTCPK:RVCB) Cash Flow from Investing Explanation

Cash flow from investing contains nine items:

1. Purchase Of Property, Plant, Equipment:
Purchase of PPE indicates the amount used to purchase property, plant, and equipment.

River Valley Community Bancorp's purchase of property, plant, equipment for the six months ended in Dec. 2025 was $-0.92 Mil. It means River Valley Community Bancorp spent $0.92 Mil on purchasing property, plant, equipment.

In the capital spending for property, plant and equipment (PPE), some part of spending may be from the expansion of business. The business needs more property, plant and equipment (PPE) as it grows. Another part may be from replacement of the property, plant and equipment (PPE) of existing business. For some companies, the cash spent on replacing of the property, plant and equipment (PPE) of the existing business will be close to the depreciation of property, plant and equipment (PPE) reported in the income statement.

In Warren Buffett's definition of Owner's Earnings, he deducts the estimate of the cost of replacing the property, plant and equipment (PPE) of the existing business from cash flow from operations. The cash spent on the new property, plant, and equipment is not deducted. The reason is because these are not costs of the existing business. In his 1986 letter to shareholders, Warren Buffett wrote this about owner earnings:

"These represent (a) reported earnings plus (b) depreciation, depletion, amortization, and certain other non-cash charges...less (c) the average annual amount of capitalized expenditures for plant and equipment, etc. that the business requires to fully maintain its long-term competitive position and its unit volume....Our owner-earnings equation does not yield the deceptively precise figures provided by GAAP, since (c) must be a guess - and one sometimes very difficult to make. Despite this problem, we consider the owner earnings figure, not the GAAP figure, to be the relevant item for valuation purposes...All of this points up the absurdity of the 'cash flow' numbers that are often set forth in Wall Street reports. These numbers routinely include (a) plus (b) - but do not subtract (c)."

2. Sale Of Property, Plant, Equipment:
Sale of PPE indicates the amount gained from selling property, plant, and equipment.

River Valley Community Bancorp's sale of property, plant, equipment for the six months ended in Dec. 2025 was $0.00 Mil. It means River Valley Community Bancorp gained $0.00 Mil from selling property, plant, and equipment.

3.Purchase Of Business:
Purchase of business indicates the amount used to purchase business.

River Valley Community Bancorp's purchase of business for the six months ended in Dec. 2025 was $0.00 Mil. It means River Valley Community Bancorp spent $0.00 Mil on purchasing business.

4. Sale Of Business:
Sale of business indicates the amount gained from selling business.

River Valley Community Bancorp's sale of business for the six months ended in Dec. 2025 was $0.00 Mil. It means River Valley Community Bancorp gained $0.00 Mil from selling business.

5. Purchase Of Investment:
Purchase of Investments represents cash outflow on the purchase of investments in securities.

River Valley Community Bancorp's purchase of investment for the six months ended in Dec. 2025 was $-86.01 Mil. It means River Valley Community Bancorp spent {stock_data.stock.currency_symbol}}86.01 Mil on purchasing investments.

6. Sale Of Investment:
Sale of Investments represents cash inflow on the sale of investments in securities.

River Valley Community Bancorp's sale of investment for the six months ended in Dec. 2025 was $27.83 Mil. It means River Valley Community Bancorp gained $27.83 Mil from selling investments.

7. Net Intangibles Purchase And Sale:
Net Intangibles purchase and sale means the net cash inflow received by a company that comes from the purchase and sale of intangibles. It equals the cash received from sale of intangibles minus the cash spent on purchasing intangibles.

River Valley Community Bancorp's net Intangibles purchase and sale for the six months ended in Dec. 2025 was $0.00 Mil. It means River Valley Community Bancorp paid $0.00 Mil for net Intangibles purchase and sale.

8. Cash From Discontinued Investing Activities:
Cash from discontinued investing activities means the cash received by a company that comes from the discontinued investing activities.

River Valley Community Bancorp's cash from discontinued investing activities for the six months ended in Dec. 2025 was 0.00 Mil. It means River Valley Community Bancorp paid $0.00 Mil for discontinued investing activities.

9. Cash From Other Investing Activities:
Cash from other investing activities means the cash received by a company that comes from other investing activities.

River Valley Community Bancorp's cash from other investing activities for the six months ended in Dec. 2025 was $-57.18 Mil. It means River Valley Community Bancorp paid $57.18 Mil for other investing activities.


River Valley Community Bancorp Cash Flow from Investing Related Terms


River Valley Community Bancorp Cash Flow from Investing Historical Data

* Premium members only.

The historical data trend for River Valley Community Bancorp's Cash Flow from Investing can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River Valley Community Bancorp Cash Flow from Investing Chart

River Valley Community Bancorp Annual Data
Trend Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Investing
Get a 7-Day Free Trial Premium Member Only Premium Member Only -60.21 -62.51 3.60 -22.71 -116.28

River Valley Community Bancorp Semi-Annual Data
Dec06 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow from Investing Get a 7-Day Free Trial Premium Member Only Premium Member Only -60.21 -62.51 3.60 -22.71 -116.28
RVCB
53GF Score
River Valley Community Bancorp RVCB
Cash Flow from Investing is just one metric. See GF Score™, valuation, warning signs, and more.
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River Valley Community Bancorp Cash Flow from Investing Calculation

Cash Flow from Investing covers the cash a company gains or spends from investment activities in financial market and operating subsidiaries. It also includes the cash the company used for property, plant and equipment (PPE).

If a company spends cash on property, plant and equipment (PPE), this will reduce their cash position. This is called Capital Expenditures (CPEX).

Likewise, if a company buys another company for cash, this will reduce their cash position.

River Valley Community Bancorp's Cash Flow from Investing for the fiscal year that ended in Dec. 2025 is calculated as:

River Valley Community Bancorp's Cash Flow from Investing for the quarter that ended in Dec. 2025 is calculated as:


For stock reported annually, GuruFocus uses latest annual data as the TTM data. Cash Flow from Investing for the trailing twelve months (TTM) ended in Dec. 2025 was $-116.28 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Investing of $-116.28 Mil mean?
River Valley Community Bancorp (RVCB) has a Cash Flow from Investing of $-116.28 Mil as of Dec. 2025. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for River Valley Community Bancorp and its competitors.
Is River Valley Community Bancorp's Cash Flow from Investing too high?
River Valley Community Bancorp's current Cash Flow from Investing is $-116.28 Mil. Overall, River Valley Community Bancorp has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Valley Community Bancorp's Cash Flow from Investing compare to MVLY and HFBL?
River Valley Community Bancorp's Cash Flow from Investing of $-116.28 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Investing for a Banks company?
A good Cash Flow from Investing depends on the Banks industry context. However, Cash Flow from Investing should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Investing mean?
A high Cash Flow from Investing can signal that a stock is expensive relative to its fundamentals. Cash Flow from Investing is the amount of cash earned or paid from investing operations. View historical data for River Valley Community Bancorp and its competitors. River Valley Community Bancorp's current Cash Flow from Investing is $-116.28 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Valley Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, River Valley Community Bancorp (RVCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.18, compared to a current price of $24.00 — trading 39.7% above its estimated fair value. The current Cash Flow from Investing is $-116.28 Mil. River Valley Community Bancorp's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Investing calculated?
Cash Flow from Investing is calculated from a company's financial statements. For River Valley Community Bancorp (RVCB), the current Cash Flow from Investing is $-116.28 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $24.00 is trading 39.7% above its estimated GF Value™ of $17.18. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • Cash Flow from Investing: $-116.28 Mil
  • GF Value™: $17.18 vs. price of $24.00 (39.7% above fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
53GF Score

Get the complete analysis for RVCB

Cash Flow from Investing is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$24.00
Price
$17.18
GF Value