RVCB (River Valley Community Bancorp) Net Change in Cash: $36.45 Mil (TTM As of Dec. 2025)

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RVCB River Valley Community Bancorp RVCB
53 GF Score
Price $23.55
GF Value $17.14
Valuation Significantly Overvalued
! 5 Warning Signs
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What is River Valley Community Bancorp Net Change in Cash?

River Valley Community Bancorp RVCB 53 Net Change in Cash is $36.45 Mil as of Dec. 2025. GuruFocus rates RVCB with a GF Score™ of 53/100 and a GF Value™ of $17.14 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Net Change in Cash is calculated as the total of Cash Flow from Operations , Cash Flow from Investing, Cash Flow from Financing, and Effect of Exchange Rate Changes.

River Valley Community Bancorp's Net Change in Cash for the three months ended in Dec. 2025 was $0.00 Mil. Its Net Change in Cash for the trailing twelve months (TTM) ended in Dec. 2025 was $36.45 Mil.

River Valley Community Bancorp Net Change in Cash Historical Data

* Premium members only.

The historical data trend for River Valley Community Bancorp's Net Change in Cash can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

River Valley Community Bancorp Net Change in Cash Chart

River Valley Community Bancorp Annual Data
Trend Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Change in Cash
Get a 7-Day Free Trial Premium Member Only 48.05 -10.65 -50.71 -1.71 36.45

River Valley Community Bancorp Quarterly Data
Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Change in Cash Get a 7-Day Free Trial Premium Member Only 0.00 0.00 0.00 0.00 0.00
RVCB
53GF Score
River Valley Community Bancorp RVCB
Net Change in Cash is just one metric. See GF Score™, valuation, warning signs, and more.
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River Valley Community Bancorp Net Change in Cash Calculation

River Valley Community Bancorp's Net Change in Cash for the fiscal year that ended in Dec. 2025 is calculated as

Net Change in Cash= Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=4.304248+-116.284363+148.427766+
=36.45

River Valley Community Bancorp's Net Change in Cash for the quarter that ended in Dec. 2025

Net Change in Cash=Cash Flow from Operations+Cash Flow from Investing+Cash Flow from Financing+Effect of Exchange Rate Changes
=+++
=0.00

Net Change in Cash for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $36.45 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Change in Cash →
What does a Net Change in Cash of $36.45 Mil mean?
River Valley Community Bancorp (RVCB) has a Net Change in Cash of $36.45 Mil as of Dec. 2025. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for River Valley Community Bancorp and its competitors.
Is River Valley Community Bancorp's Net Change in Cash too high?
River Valley Community Bancorp's current Net Change in Cash is $36.45 Mil. Overall, River Valley Community Bancorp has a GF Score™ of 53/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does River Valley Community Bancorp's Net Change in Cash compare to MVLY and HFBL?
River Valley Community Bancorp's Net Change in Cash of $36.45 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Change in Cash for a Banks company?
A good Net Change in Cash depends on the Banks industry context. However, Net Change in Cash should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Change in Cash mean?
A high Net Change in Cash can signal that a stock is expensive relative to its fundamentals. The net change in cash is the total change in cash and equivalents between the current period and the past period. View historical data for River Valley Community Bancorp and its competitors. River Valley Community Bancorp's current Net Change in Cash is $36.45 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is River Valley Community Bancorp stock overvalued right now?
Based on GuruFocus' analysis, River Valley Community Bancorp (RVCB) is currently considered Significantly Overvalued. The stock's GF Value™ is $17.14, compared to a current price of $23.55 — trading 37.4% above its estimated fair value. The current Net Change in Cash is $36.45 Mil. River Valley Community Bancorp's overall GF Score™ is 53/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Change in Cash calculated?
Net Change in Cash is calculated from a company's financial statements. For River Valley Community Bancorp (RVCB), the current Net Change in Cash is $36.45 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is River Valley Community Bancorp (RVCB) Overvalued in 2026?

Based on GuruFocus' analysis, River Valley Community Bancorp stock appears to be overvalued. The current stock price of $23.55 is trading 37.4% above its estimated GF Value™ of $17.14. GuruFocus considers River Valley Community Bancorp to be Significantly Overvalued.

Key valuation signals for RVCB:

  • Net Change in Cash: $36.45 Mil
  • GF Value™: $17.14 vs. price of $23.55 (37.4% above fair value)
  • GF Score™: 53/100 with 5 warning signs

No single metric tells the full story. See the RVCB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

River Valley Community Bancorp Business Description

Address 1629 Colusa Avenue, Yuba City, CA, USA, 95993
River Valley Community Bancorp is a bank holding company based in the United States. Along with its banking subsidiary, it provides financial products and services to small to middle-market businesses and professionals located in Sutter, Yuba, Nevada, Placer, Washoe, and surrounding counties. Its portfolio of financial solutions includes business checking accounts, business savings accounts, loans and lines of credit, personal savings accounts, credit cards, online and mobile banking services, certificate of deposits, etc. These services and products are offered through a network of branches across Yuba City, Grass Valley, Auburn, Marysville, and Roseville, California. The company also operates a loan production office in Reno, Nevada.
53GF Score

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Net Change in Cash is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.55
Price
$17.14
GF Value