SFHLF (SAF Holland SE) Financial Strength: 3 (As of Jun. 2026) — 50% Below Median

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SFHLF SAF Holland SE SFHLF
58 GF Score
Price $18.86
GF Value $12.41
! 8 Warning Signs
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What is SAF Holland SE Financial Strength?

SAF Holland SE SFHLF 58 Financial Strength is 3 as of Jun. 2026, which is 50% below its 10-year median of 6.00. GuruFocus rates SFHLF with a GF Score™ of 58/100 and a GF Value™ of $12.41. The stock has 8 warning signs investors should review.

SAF Holland SE has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.

Warning Sign:

SAF Holland SE displays poor financial strength. Usually, this is caused by too much debt for the company.

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is rated on a scale of 1 to 10 and is based on these factors:

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.
2. Debt to revenue ratio. The lower, the better.
3. Altman Z-Score.
4. Other debt related ratios.

A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

SAF Holland SE's Interest Coverage for the quarter that ended in Jun. 2026 was 3.08. SAF Holland SE's debt to revenue ratio for the quarter that ended in Jun. 2026 was 0.43. As of today, SAF Holland SE's Altman Z-Score is 2.31.


SAF Holland SE  (OTCPK:SFHLF) Financial Strength Explanation

The rank is rated on a scale of 1 to 10. A higher score indicates a stronger financial position, with companies rated 7 or above considered financially stable and unlikely to face distress. Conversely, a score of 3 or below suggests potential financial difficulties, indicating a higher risk of distress.

SAF Holland SE has the Financial Strength Rank of 3. It displays poor financial strength and is likely in financial distress. Usually this is caused by too much debt for the company.


SAF Holland SE Financial Strength Related Terms


SFHLF vs ORLY, AZO, GPC: Financial Strength Comparison

For the Auto Parts subindustry, SAF Holland SE's Financial Strength, along with its competitors' market caps and Financial Strength data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


SAF Holland SE Financial Strength vs Vehicles & Parts Industry

For the Vehicles & Parts industry and Consumer Cyclical sector, SAF Holland SE's Financial Strength distribution charts can be found below:

* The bar in red indicates where SAF Holland SE's Financial Strength falls into.


SFHLF
58GF Score
SAF Holland SE SFHLF
Financial Strength is just one metric. See GF Score™, valuation, warning signs, and more.
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SAF Holland SE Financial Strength Calculation

GuruFocus Financial Strength Rank measures how strong a company's financial situation is. It is based on these factors

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

1. The debt burden that the company has as measured by its Interest Coverage (current year). The higher, the better.

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income (EBIT) by its Interest Expense:

SAF Holland SE's Interest Expense for the months ended in Jun. 2026 was $0 Mil. Its Operating Income for the months ended in Jun. 2026 was $44 Mil. And its Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was $856 Mil.

SAF Holland SE's Interest Coverage for the quarter that ended in Jun. 2026 is

GuruFocus does not calculate SAF Holland SE's interest coverage with the available data.

The higher the ratio, the stronger the company's financial strength is.

2. Debt to revenue ratio. The lower, the better.

SAF Holland SE's Debt to Revenue Ratio for the quarter that ended in Jun. 2026 is

Debt to Revenue Ratio=Total Debt (Q: Jun. 2026 ) / Revenue
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Revenue
=(59.0605914 + 855.8572305) / 2111.4621617553
=0.43

3. Altman Z-Score.

Z-Score model is an accurate forecaster of failure up to two years prior to distress. It can be considered the assessment of the distress of industrial corporations.

The zones of discrimination were as such:

When Z-Score is less than 1.81, it is in Distress Zones.
When Z-Score is greater than 2.99, it is in Safe Zones.
When Z-Score is between 1.81 and 2.99, it is in Grey Zones.

SAF Holland SE has a Z-score of 2.31, indicating it is in Grey Zones. This implies that SAF Holland SE is in some kind of financial stress. If it is below 1.81, the company may faces bankrupcy risk.

Warning Sign:

Altman Z-score of 2.31 is in the grey area. This implies that the company is under some kind of financial stress. If it is below 1.8, the company may face bankruptcy risk.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Financial Strength →
What does a Financial Strength of 3 mean?
SAF Holland SE (SFHLF) has a Financial Strength of 3 as of Jun. 2026. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on SAF Holland SE and its competitors. This is 50% below median its historical median of 6.00. Over the past decade, SAF Holland SE's Financial Strength has ranged from 3.00 to 6.00.
Is SAF Holland SE's Financial Strength too high?
SAF Holland SE's current Financial Strength of 3 is 50% below median its 10-year median of 6.00. Over the past 10 years, this metric has ranged from a low of 3.00 to a high of 6.00. Overall, SAF Holland SE has a GF Score™ of 58/100, reflecting its overall financial health beyond just this single metric.
How does SAF Holland SE's Financial Strength compare to ORLY and AZO?
SAF Holland SE's Financial Strength of 3 can be compared against companies in the Vehicles & Parts industry. Historically, SAF Holland SE's own Financial Strength has ranged from 3.00 to 6.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Financial Strength for a Vehicles & Parts company?
A good Financial Strength depends on the Vehicles & Parts industry context. However, Financial Strength should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Financial Strength mean?
A high Financial Strength can signal that a stock is expensive relative to its fundamentals. The financial strength rank measures the strength of a company's balance sheet based on revenue and debt. View historical data on SAF Holland SE and its competitors. SAF Holland SE's current Financial Strength is 3, which is 50% below median its own 10-year median of 6.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is SAF Holland SE stock overvalued right now?
SAF Holland SE (SFHLF) has a current Financial Strength of 3. The stock's GF Value™ is $12.41, compared to a current price of $18.86 — trading 52% above its estimated fair value. The current Financial Strength is 3, which is 50% below median its 10-year median of 6.00. SAF Holland SE's overall GF Score™ is 58/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Financial Strength calculated?
Financial Strength is calculated from a company's financial statements. For SAF Holland SE (SFHLF), the current Financial Strength is 3 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is SAF Holland SE (SFHLF) Overvalued in 2026?

Based on GuruFocus' analysis, SAF Holland SE stock appears to be overvalued. The current stock price of $18.86 is trading 52% above its estimated GF Value™ of $12.41.

Key valuation signals for SFHLF:

  • Financial Strength: 3 (50% below median its 10-year median of 6.00)
  • GF Value™: $12.41 vs. price of $18.86 (52% above fair value)
  • GF Score™: 58/100 with 8 warning signs

No single metric tells the full story. See the SFHLF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


SAF Holland SE Business Description

Address Hauptstrasse 26, Bessenbach, BY, DEU, D-63856
SAF Holland SE is a manufacturer of chassis-related systems and components for trailers, trucks, and buses. The product range comprises axle and suspension systems, fifth wheels, kingpins, and landing gear, and is marketed under the brands SAF, Holland, V.Orlandi, Neway, KLL, V.ORLANDI, and York. It operates into three regions: EMEA, Americas, and APAC segments. The company generates the majority of its revenue from the EMEA region.
58GF Score

Get the complete analysis for SFHLF

Financial Strength is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$18.86
Price
$12.41
GF Value