Agricultural Development Bank (XGHA:ADB) Growth Rank: 5 (As of Aug. 28, 2026) — 400% Above Median

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XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
66 GF Score
Price GHS5.30
GF Value GHS4.06
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Agricultural Development Bank Growth Rank?

Agricultural Development Bank XGHA:ADB 66 Growth Rank is 5 as of Aug. 28, 2026, which is 400% above its 10-year median of 1.00. GuruFocus rates XGHA:ADB with a GF Score™ of 66/100 and a GF Value™ of GHS4.06 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Agricultural Development Bank has the Growth Rank of 5.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Agricultural Development Bank Growth Rank Related Terms

XGHA:ADB vs PNC: Growth Rank Comparison

For the Banks - Regional subindustry, Agricultural Development Bank's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Agricultural Development Bank Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Agricultural Development Bank's Growth Rank distribution charts can be found below:

* The bar in red indicates where Agricultural Development Bank's Growth Rank falls into.


XGHA:ADB
66GF Score
Agricultural Development Bank Ltd XGHA:ADB
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 5 mean?
Agricultural Development Bank (XGHA:ADB) has a Growth Rank of 5 as of Aug. 28, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Agricultural Development Bank and its competitors. This is 400% above median its historical median of 1.00. Over the past decade, Agricultural Development Bank's Growth Rank has ranged from 1.00 to 4.00.
Is Agricultural Development Bank's Growth Rank too high?
Agricultural Development Bank's current Growth Rank of 5 is 400% above median its 10-year median of 1.00. Over the past 10 years, this metric has ranged from a low of 1.00 to a high of 4.00. Overall, Agricultural Development Bank has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's Growth Rank compare to PNC?
Agricultural Development Bank's Growth Rank of 5 can be compared against companies in the Banks industry. Historically, Agricultural Development Bank's own Growth Rank has ranged from 1.00 to 4.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Agricultural Development Bank and its competitors. Agricultural Development Bank's current Growth Rank is 5, which is 400% above median its own 10-year median of 1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Development Bank (XGHA:ADB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS4.06, compared to a current price of GHS5.30 — trading 30.5% above its estimated fair value. The current Growth Rank is 5, which is 400% above median its 10-year median of 1.00. Agricultural Development Bank's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current Growth Rank is 5 as of Aug. 28, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 30.5% above its estimated GF Value™ of GHS4.06. GuruFocus considers Agricultural Development Bank to be Significantly Overvalued.

Key valuation signals for XGHA:ADB:

  • Growth Rank: 5 (400% above median its 10-year median of 1.00)
  • GF Value™: GHS4.06 vs. price of GHS5.30 (30.5% above fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
66GF Score

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Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS4.06
GF Value