Agricultural Development Bank (XGHA:ADB) Net Income (Continuing Operations): GHS329 Mil (TTM As of Jun. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
13 GF Score
Price GHS5.30
GF Value GHS4.27
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Agricultural Development Bank Net Income (Continuing Operations)?

Agricultural Development Bank XGHA:ADB 13 Net Income (Continuing Operations) is GHS329 Mil as of Jun. 2026. GuruFocus rates XGHA:ADB with a GF Score™ of 13/100 and a GF Value™ of GHS4.27 (Modestly Overvalued). The stock has 4 warning signs investors should review.

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period. Agricultural Development Bank's Net Income (Continuing Operations) for the three months ended in Jun. 2026 was GHS91 Mil. Its Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 was GHS329 Mil.

Agricultural Development Bank  (XGHA:ADB) Net Income (Continuing Operations) Explanation

Net Income (Continuing Operations) excludes extraordinary items, income from the cumulative effects of accounting changes, non-recurring items, income from tax loss carry forward, and preferred dividends.

Agricultural Development Bank Net Income (Continuing Operations) Related Terms

Agricultural Development Bank Net Income (Continuing Operations) Historical Data

* Premium members only.

The historical data trend for Agricultural Development Bank's Net Income (Continuing Operations) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agricultural Development Bank Net Income (Continuing Operations) Chart

Agricultural Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Income (Continuing Operations)
Get a 7-Day Free Trial Premium Member Only Premium Member Only 81.60 -371.28 -828.82 35.06 367.29

Agricultural Development Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Income (Continuing Operations) Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 161.66 51.77 85.04 101.49 91.16
XGHA:ADB
13GF Score
Agricultural Development Bank Ltd XGHA:ADB
Net Income (Continuing Operations) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agricultural Development Bank Net Income (Continuing Operations) Calculation

Net Income (Continuing Operations) indicates the net income that a firm brings in from ongoing business activities. These activities are expected to continue into the next reporting period.

Net Income (Continuing Operations) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS329 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Net Income (Continuing Operations) of GHS329 Mil mean?
Agricultural Development Bank (XGHA:ADB) has a Net Income (Continuing Operations) of GHS329 Mil as of Jun. 2026. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Agricultural Development Bank and its competitors.
Is Agricultural Development Bank's Net Income (Continuing Operations) too high?
Agricultural Development Bank's current Net Income (Continuing Operations) is GHS329 Mil. Overall, Agricultural Development Bank has a GF Score™ of 13/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's Net Income (Continuing Operations) compare to competitors?
Agricultural Development Bank's Net Income (Continuing Operations) of GHS329 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Income (Continuing Operations) for a Banks company?
A good Net Income (Continuing Operations) depends on the Banks industry context. However, Net Income (Continuing Operations) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Income (Continuing Operations) mean?
A high Net Income (Continuing Operations) can signal that a stock is expensive relative to its fundamentals. Net Income (Continuing operations) is the total net earnings from a company's continuing operations. View historical data on Agricultural Development Bank and its competitors. Agricultural Development Bank's current Net Income (Continuing Operations) is GHS329 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Development Bank (XGHA:ADB) is currently considered Modestly Overvalued. The stock's GF Value™ is GHS4.27, compared to a current price of GHS5.30 — trading 24.1% above its estimated fair value. The current Net Income (Continuing Operations) is GHS329 Mil. Agricultural Development Bank's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Income (Continuing Operations) calculated?
Net Income (Continuing Operations) is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current Net Income (Continuing Operations) is GHS329 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 24.1% above its estimated GF Value™ of GHS4.27. GuruFocus considers Agricultural Development Bank to be Modestly Overvalued.

Key valuation signals for XGHA:ADB:

  • Net Income (Continuing Operations): GHS329 Mil
  • GF Value™: GHS4.27 vs. price of GHS5.30 (24.1% above fair value)
  • GF Score™: 13/100 with 4 warning signs

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
13GF Score

Get the complete analysis for XGHA:ADB

Net Income (Continuing Operations) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS4.27
GF Value