Agricultural Development Bank (XGHA:ADB) Ending Cash Position: GHS10,105 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
24 GF Score
Price GHS5.30
GF Value GHS4.02
! 5 Warning Signs
View Full Analysis

What is Agricultural Development Bank Ending Cash Position?

Agricultural Development Bank XGHA:ADB 24 Ending Cash Position is GHS10,105 Mil as of Mar. 2026. GuruFocus rates XGHA:ADB with a GF Score™ of 24/100 and a GF Value™ of GHS4.02. The stock has 5 warning signs investors should review.

Agricultural Development Bank's Ending Cash Position for the quarter that ended in Mar. 2026 was GHS10,105 Mil.

Agricultural Development Bank's quarterly Ending Cash Position increased from Sep. 2025 (GHS6,466 Mil) to Dec. 2025 (GHS9,902 Mil) and increased from Dec. 2025 (GHS9,902 Mil) to Mar. 2026 (GHS10,105 Mil).

Agricultural Development Bank's annual Ending Cash Position increased from Dec. 2023 (GHS3,800 Mil) to Dec. 2024 (GHS7,177 Mil) and increased from Dec. 2024 (GHS7,177 Mil) to Dec. 2025 (GHS9,902 Mil).


Agricultural Development Bank Ending Cash Position Related Terms


Agricultural Development Bank Ending Cash Position Historical Data

* Premium members only.

The historical data trend for Agricultural Development Bank's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agricultural Development Bank Ending Cash Position Chart

Agricultural Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1,111.68 1,983.53 3,800.04 7,176.92 9,902.45

Agricultural Development Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6,635.26 7,183.39 6,465.54 9,902.45 10,105.07
XGHA:ADB
24GF Score
Agricultural Development Bank Ltd XGHA:ADB
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agricultural Development Bank Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Agricultural Development Bank's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=7176.918+2725.527
=9,902

Agricultural Development Bank's Ending Cash Position for the quarter that ended in Mar. 2026 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=9902.446+202.621
=10,105

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of GHS10,105 Mil mean?
Agricultural Development Bank (XGHA:ADB) has a Ending Cash Position of GHS10,105 Mil as of Mar. 2026. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Agricultural Development Bank and its competitors.
Is Agricultural Development Bank's Ending Cash Position too high?
Agricultural Development Bank's current Ending Cash Position is GHS10,105 Mil. Overall, Agricultural Development Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's Ending Cash Position compare to PNC?
Agricultural Development Bank's Ending Cash Position of GHS10,105 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Agricultural Development Bank and its competitors. Agricultural Development Bank's current Ending Cash Position is GHS10,105 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Agricultural Development Bank (XGHA:ADB) has a current Ending Cash Position of GHS10,105 Mil. The stock's GF Value™ is GHS4.02, compared to a current price of GHS5.30 — trading 31.8% above its estimated fair value. The current Ending Cash Position is GHS10,105 Mil. Agricultural Development Bank's overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current Ending Cash Position is GHS10,105 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 31.8% above its estimated GF Value™ of GHS4.02.

Key valuation signals for XGHA:ADB:

  • Ending Cash Position: GHS10,105 Mil
  • GF Value™: GHS4.02 vs. price of GHS5.30 (31.8% above fair value)
  • GF Score™: 24/100 with 5 warning signs

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
24GF Score

Get the complete analysis for XGHA:ADB

Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS4.02
GF Value