Agricultural Development Bank (XGHA:ADB) Cyclically Adjusted Revenue per Share: GHS0.86 (As of Jun. 2026)

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XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
13 GF Score
Price GHS5.30
GF Value GHS4.28
Valuation Modestly Overvalued
! 4 Warning Signs
View Full Analysis

What is Agricultural Development Bank Cyclically Adjusted Revenue per Share?

Agricultural Development Bank XGHA:ADB 13 Cyclically Adjusted Revenue per Share is GHS0.86 as of Jun. 2026. GuruFocus rates XGHA:ADB with a GF Score™ of 13/100 and a GF Value™ of GHS4.28 (Modestly Overvalued). The stock has 4 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

Agricultural Development Bank's adjusted revenue per share for the three months ended in Jun. 2026 was GHS0.002. Add all the adjusted revenue per share for the past 10 years together and divide the count will get our Cyclically Adjusted Revenue per Share, which is GHS0.86 for the trailing ten years ended in Jun. 2026.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Revenue Growth Rate using Cyclically Adjusted Revenue per Share data.

As of today (2026-09-14), Agricultural Development Bank's current stock price is GHS5.30. Agricultural Development Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 was GHS0.86. Agricultural Development Bank's Cyclically Adjusted PS Ratio of today is 6.16.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Agricultural Development Bank was 6.18. The lowest was 5.16. And the median was 5.41.


Agricultural Development Bank  (XGHA:ADB) Cyclically Adjusted Revenue per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Revenue per Share may underestimate the company's revenue. Cyclically Adjusted PS Ratio can seem to be too high even the actual PS Ratio is low.

For the Cyclically Adjusted PS Ratio, the revenue per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/S calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PS Ratio is also called CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Agricultural Development Bank's Cyclically Adjusted PS Ratio of today is calculated as

Cyclically Adjusted PS Ratio=Share Price/Cyclically Adjusted Revenue per Share
=5.30/0.86
=6.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 11 years, the highest Cyclically Adjusted PS Ratio of Agricultural Development Bank was 6.18. The lowest was 5.16. And the median was 5.41.


Be Aware

Cyclically Adjusted PS Ratio works better for cyclical companies. It gives you a better idea on the company's real revenue value.


Agricultural Development Bank Cyclically Adjusted Revenue per Share Related Terms


Agricultural Development Bank Cyclically Adjusted Revenue per Share Historical Data

* Premium members only.

The historical data trend for Agricultural Development Bank's Cyclically Adjusted Revenue per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agricultural Development Bank Cyclically Adjusted Revenue per Share Chart

Agricultural Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Revenue per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.97

Agricultural Development Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted Revenue per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.97 0.98 0.86

Agricultural Development Bank Cyclically Adjusted Revenue per Share Competitor Comparison

For the Banks - Regional subindustry, Agricultural Development Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agricultural Development Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Agricultural Development Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Agricultural Development Bank's Cyclically Adjusted PS Ratio falls into.


XGHA:ADB
13GF Score
Agricultural Development Bank Ltd XGHA:ADB
Cyclically Adjusted Revenue per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agricultural Development Bank Cyclically Adjusted Revenue per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Revenue per Share and the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years.

What is Cyclically Adjusted Revenue per Share? How do we calculate Cyclically Adjusted Revenue per Share?

Cyclically Adjusted Revenue per Share is the average of the inflation adjusted Revenue per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Revenue per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the revenue per share from 2001 through 2010.

We adjusted the 2001 revenue per share data with the total inflation from 2001 through 2010 to the equivalent revenue in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's revenue is $1 a share in 2001, then the 2001's equivalent revenue in 2010 is $1.4 a share. If Wal-Mart's revenue is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 revenue in 2010 is $1.35. So on and so forth, you get the equivalent revenue per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Agricultural Development Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare= Revenue per Share /CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.002/333.9520*333.9520
=0.002

Current CPI (Jun. 2026) = 333.9520.

Agricultural Development Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 0.126 241.018 0.175
201612 0.000 241.432 0.000
201703 0.173 243.801 0.237
201706 0.154 244.955 0.210
201709 0.154 246.819 0.208
201712 0.168 246.524 0.228
201803 0.155 249.554 0.207
201806 0.171 251.989 0.227
201809 0.168 252.439 0.222
201812 0.146 251.233 0.194
201903 0.186 254.202 0.244
201906 0.157 256.143 0.205
201909 0.127 256.759 0.165
201912 0.154 256.974 0.200
202003 0.185 258.115 0.239
202006 0.137 257.797 0.177
202009 0.161 260.280 0.207
202012 0.171 260.474 0.219
202103 0.214 264.877 0.270
202106 0.232 271.696 0.285
202109 0.241 274.310 0.293
202112 0.185 278.802 0.222
202203 0.160 287.504 0.186
202206 0.195 296.311 0.220
202209 0.149 296.808 0.168
202212 0.208 296.797 0.234
202303 0.236 301.836 0.261
202306 0.253 305.109 0.277
202309 0.176 307.789 0.191
202312 0.120 306.746 0.131
202403 0.213 312.332 0.228
202406 0.296 314.175 0.315
202409 0.332 315.301 0.352
202412 0.140 315.605 0.148
202503 0.195 319.799 0.204
202506 0.003 322.561 0.003
202509 0.231 324.800 0.238
202512 0.332 324.054 0.342
202603 0.227 330.213 0.230
202606 0.002 333.952 0.002

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

What does a Cyclically Adjusted Revenue per Share of GHS0.86 mean?
Agricultural Development Bank (XGHA:ADB) has a Cyclically Adjusted Revenue per Share of GHS0.86 as of Jun. 2026. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Agricultural Development Bank and its competitors.
Is Agricultural Development Bank's Cyclically Adjusted Revenue per Share too high?
Agricultural Development Bank's current Cyclically Adjusted Revenue per Share is GHS0.86. Overall, Agricultural Development Bank has a GF Score™ of 13/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's Cyclically Adjusted Revenue per Share compare to competitors?
Agricultural Development Bank's Cyclically Adjusted Revenue per Share of GHS0.86 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Revenue per Share for a Banks company?
A good Cyclically Adjusted Revenue per Share depends on the Banks industry context. However, Cyclically Adjusted Revenue per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Revenue per Share mean?
A high Cyclically Adjusted Revenue per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted revenue per share represents the company's inflation-adjusted revenue per share over a 10-year period. View historical data on Agricultural Development Bank and its competitors. Agricultural Development Bank's current Cyclically Adjusted Revenue per Share is GHS0.86. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Development Bank (XGHA:ADB) is currently considered Modestly Overvalued. The stock's GF Value™ is GHS4.28, compared to a current price of GHS5.30 — trading 23.8% above its estimated fair value. The current Cyclically Adjusted Revenue per Share is GHS0.86. Agricultural Development Bank's overall GF Score™ is 13/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Revenue per Share calculated?
Cyclically Adjusted Revenue per Share is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current Cyclically Adjusted Revenue per Share is GHS0.86 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 23.8% above its estimated GF Value™ of GHS4.28. GuruFocus considers Agricultural Development Bank to be Modestly Overvalued.

Key valuation signals for XGHA:ADB:

  • Cyclically Adjusted Revenue per Share: GHS0.86
  • GF Value™: GHS4.28 vs. price of GHS5.30 (23.8% above fair value)
  • GF Score™: 13/100 with 4 warning signs

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
13GF Score

Get the complete analysis for XGHA:ADB

Cyclically Adjusted Revenue per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS4.28
GF Value