Agricultural Development Bank (XGHA:ADB) Issuance of Debt: GHS981 Mil (TTM As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
24 GF Score
Price GHS5.30
GF Value GHS4.02
! 5 Warning Signs
View Full Analysis

What is Agricultural Development Bank Issuance of Debt?

Agricultural Development Bank XGHA:ADB 24 Issuance of Debt is GHS981 Mil as of Mar. 2026. GuruFocus rates XGHA:ADB with a GF Score™ of 24/100 and a GF Value™ of GHS4.02. The stock has 5 warning signs investors should review.

Agricultural Development Bank's Issuance of Debt for the three months ended in Mar. 2026 was GHS0 Mil.

Agricultural Development Bank's Issuance of Debt for the trailing twelve months (TTM) ended in Mar. 2026 was GHS981 Mil.

Agricultural Development Bank Issuance of Debt Related Terms

Agricultural Development Bank Issuance of Debt Historical Data

* Premium members only.

The historical data trend for Agricultural Development Bank's Issuance of Debt can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agricultural Development Bank Issuance of Debt Chart

Agricultural Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Issuance of Debt
Get a 7-Day Free Trial Premium Member Only Premium Member Only 618.76 12,727.35 1,950.46 1,487.85 1,055.65

Agricultural Development Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Issuance of Debt Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 98.94 0.00 348.28 633.15 0.00
XGHA:ADB
24GF Score
Agricultural Development Bank Ltd XGHA:ADB
Issuance of Debt is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agricultural Development Bank Issuance of Debt Calculation

Issuance of Debt represents all the cash inflow from debt, including both long-term debt and short-term debt.

Issuance of Debt for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS981 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Issuance of Debt →
What does a Issuance of Debt of GHS981 Mil mean?
Agricultural Development Bank (XGHA:ADB) has a Issuance of Debt of GHS981 Mil as of Mar. 2026. Issuance of Debt is all the cash inflow from debt, including both long-term debt and short-term debt. View historical data on Agricultural Development Bank and its competitors.
Is Agricultural Development Bank's Issuance of Debt too high?
Agricultural Development Bank's current Issuance of Debt is GHS981 Mil. Overall, Agricultural Development Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's Issuance of Debt compare to PNC?
Agricultural Development Bank's Issuance of Debt of GHS981 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Issuance of Debt for a Banks company?
A good Issuance of Debt depends on the Banks industry context. However, Issuance of Debt should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Issuance of Debt mean?
A high Issuance of Debt can signal that a stock is expensive relative to its fundamentals. Issuance of Debt is all the cash inflow from debt, including both long-term debt and short-term debt. View historical data on Agricultural Development Bank and its competitors. Agricultural Development Bank's current Issuance of Debt is GHS981 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Agricultural Development Bank (XGHA:ADB) has a current Issuance of Debt of GHS981 Mil. The stock's GF Value™ is GHS4.02, compared to a current price of GHS5.30 — trading 31.8% above its estimated fair value. The current Issuance of Debt is GHS981 Mil. Agricultural Development Bank's overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Issuance of Debt calculated?
Issuance of Debt is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current Issuance of Debt is GHS981 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 31.8% above its estimated GF Value™ of GHS4.02.

Key valuation signals for XGHA:ADB:

  • Issuance of Debt: GHS981 Mil
  • GF Value™: GHS4.02 vs. price of GHS5.30 (31.8% above fair value)
  • GF Score™: 24/100 with 5 warning signs

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
24GF Score

Get the complete analysis for XGHA:ADB

Issuance of Debt is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS4.02
GF Value