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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. Agricultural Development Bank's current 3-Year Share Buyback Ratio was -22.00%.
The historical rank and industry rank for Agricultural Development Bank's 3-Year Share Buyback Ratio or its related term are showing as below:
XGHA:ADB'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -22 Med: -11.55 Max: 0
Current: -22
During the past 11 years, Agricultural Development Bank's highest 3-Year Share Buyback Ratio was 0.00%. The lowest was -22.00%. And the median was -11.55%.
XGHA:ADB's 3-Year Share Buyback Ratio is ranked worse than 95.37% of 1036
companies
in the Banks industry
Industry Median: -0.2
vs XGHA:ADB: -22.00
Agricultural Development Bank (XGHA:ADB) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
Agricultural Development Bank 3-Year Share Buyback Ratio Related Terms
Agricultural Development Bank 3-Year Share Buyback Ratio Competitor Comparison
For the Banks - Regional subindustry, Agricultural Development Bank's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Agricultural Development Bank 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Agricultural Development Bank's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where Agricultural Development Bank's 3-Year Share Buyback Ratio falls into.
Agricultural Development Bank 3-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -22.00 mean?
Agricultural Development Bank (XGHA:ADB) has a 3-Year Share Buyback Ratio of -22.00 as of Mar. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Agricultural Development Bank and its competitors. According to the industry distribution chart, Agricultural Development Bank ranks #988 out of 1036 companies in the Banks industry, placing it in the top 95.4%.
Is Agricultural Development Bank's 3-Year Share Buyback Ratio too high?
Agricultural Development Bank's current 3-Year Share Buyback Ratio is -22.00. Based on the distribution chart, Agricultural Development Bank ranks #988 out of 1036 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Agricultural Development Bank has a GF Score™ of 20/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's 3-Year Share Buyback Ratio compare to competitors?
According to the Banks industry distribution chart, Agricultural Development Bank ranks #988 out of 1036 companies for 3-Year Share Buyback Ratio. This places Agricultural Development Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for Agricultural Development Bank and its competitors. Agricultural Development Bank's current 3-Year Share Buyback Ratio is -22.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Development Bank (XGHA:ADB) is currently considered Modestly Overvalued. The stock's GF Value™ is GHS4.07, compared to a current price of GHS5.30 — trading 30.2% above its estimated fair value. The current 3-Year Share Buyback Ratio is -22.00. Agricultural Development Bank's overall GF Score™ is 20/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current 3-Year Share Buyback Ratio is -22.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?
Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued.
The current stock price of GHS5.30 is trading 30.2% above its estimated GF Value™ of GHS4.07.
GuruFocus considers Agricultural Development Bank to be Modestly Overvalued.
Key valuation signals for XGHA:ADB:
3-Year Share Buyback Ratio: -22.00
GF Value™: GHS4.07 vs. price of GHS5.30 (30.2% above fair value)
No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
20GF Score
Get the complete analysis for XGHA:ADB
3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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