Agricultural Development Bank (XGHA:ADB) EPS without NRI: GHS0.18 (TTM As of Mar. 2026)


XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
24 GF Score
Price GHS5.30
GF Value GHS3.99
Valuation Significantly Overvalued
! 5 Warning Signs
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What is Agricultural Development Bank EPS without NRI?

Agricultural Development Bank XGHA:ADB 24 EPS without NRI is GHS0.18 as of Mar. 2026. GuruFocus rates XGHA:ADB with a GF Score™ of 24/100 and a GF Value™ of GHS3.99 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,412 Banks companies, Agricultural Development Bank ranks worse than 70821.46% on this metric.

Agricultural Development Bank's earnings per share without non-recurring items for the three months ended in Mar. 2026 was GHS0.00. Its earnings per share without non-recurring items for the trailing twelve months (TTM) ended in Mar. 2026 was GHS0.18.

During the past 12 months, Agricultural Development Bank's average earnings per share (NRI) Growth Rate was 285.10% per year. During the past 10 years, the average earnings per share (NRI) Growth Rate was 0.00% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EPS without NRI Growth Rate using Earnings per share without Non-Recurring Items (NRI) data.

The historical rank and industry rank for Agricultural Development Bank's EPS without NRI or its related term are showing as below:

During the past 11 years, Agricultural Development Bank's highest 3-Year average Earnings Per Share (NRI) Growth Rate was 108.00% per year. The lowest was -39.40% per year. And the median was 19.70% per year.

XGHA:ADB's 3-Year EPS without NRI Growth Rate is not ranked *
in the Banks industry.
Industry Median: 7.25
* Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.

Agricultural Development Bank's EPS (Diluted) for the three months ended in Mar. 2026 was GHS0.00. Its EPS (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was GHS0.18.

Agricultural Development Bank's EPS (Basic) for the three months ended in Mar. 2026 was GHS0.00. Its EPS (Basic) for the trailing twelve months (TTM) ended in Mar. 2026 was GHS0.18.


Agricultural Development Bank  (XGHA:ADB) EPS without NRI Explanation

EPS without NRI removes onetime and unusual items from EPS, to provide investors with a more accurate measure of the company’s true earnings. The earnings are adjusted for items that are irregular or unusual in nature, and/or are non-recurring. This is calculated using Net Income (Continuing Operations) plus/minus any tax affected unusual Items and Goodwill Impairments/Write Offs. This can be used to fairly measure a company's profitability.


Be Aware

Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.

If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.


Agricultural Development Bank EPS without NRI Related Terms


Agricultural Development Bank EPS without NRI Historical Data

* Premium members only.

The historical data trend for Agricultural Development Bank's EPS without NRI can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agricultural Development Bank EPS without NRI Chart

Agricultural Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EPS without NRI
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.09 -0.41 -2.39 0.02 0.22

Agricultural Development Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EPS without NRI Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.10 0.03 0.05 0.00

XGHA:ADB vs PNC: EPS without NRI Comparison

For the Banks - Regional subindustry, Agricultural Development Bank's PE Ratio without NRI, along with its competitors' market caps and PE Ratio without NRI data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agricultural Development Bank PE Ratio without NRI vs Banks Industry

For the Banks industry and Financial Services sector, Agricultural Development Bank's PE Ratio without NRI distribution charts can be found below:

* The bar in red indicates where Agricultural Development Bank's PE Ratio without NRI falls into.


XGHA:ADB
24GF Score
Agricultural Development Bank Ltd XGHA:ADB
EPS without NRI is just one metric. See GF Score™, valuation, warning signs, and more.
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Agricultural Development Bank EPS without NRI Calculation

Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.

Earnings Per Share without Non-Recurring Items is the amount of earnings without non-recurring items per outstanding share of the company's stock.

EPS without NRI for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was GHS0.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EPS without NRI →
What does a EPS without NRI of GHS0.18 mean?
Agricultural Development Bank (XGHA:ADB) has a EPS without NRI of GHS0.18 as of Mar. 2026. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Agricultural Development Bank and its competitors. According to the industry distribution chart, Agricultural Development Bank ranks #999999 out of 1412 companies in the Banks industry.
Is Agricultural Development Bank's EPS without NRI too high?
Agricultural Development Bank's current EPS without NRI is GHS0.18. Based on the distribution chart, Agricultural Development Bank ranks #999999 out of 1412 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Agricultural Development Bank has a GF Score™ of 24/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's EPS without NRI compare to PNC?
According to the Banks industry distribution chart, Agricultural Development Bank ranks #999999 out of 1412 companies for EPS without NRI. This places Agricultural Development Bank in the lower half of its industry. The industry median EPS without NRI is 7.25. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EPS without NRI for a Banks company?
The median EPS without NRI among Banks companies is 7.25, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a EPS without NRI significantly above this median, while those in the bottom quartile fall well below. However, EPS without NRI should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EPS without NRI mean?
A high EPS without NRI can signal that a stock is expensive relative to its fundamentals. EPS without NRI represents per-share earnings excluding one-time charges. View historical data on Agricultural Development Bank and its competitors. For the Banks industry, the median EPS without NRI is 7.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agricultural Development Bank's current EPS without NRI is GHS0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Development Bank (XGHA:ADB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS3.99, compared to a current price of GHS5.30 — trading 32.8% above its estimated fair value. The current EPS without NRI is GHS0.18. Agricultural Development Bank's overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EPS without NRI calculated?
EPS without NRI is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current EPS without NRI is GHS0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 32.8% above its estimated GF Value™ of GHS3.99. GuruFocus considers Agricultural Development Bank to be Significantly Overvalued.

Key valuation signals for XGHA:ADB:

  • EPS without NRI: GHS0.18
  • GF Value™: GHS3.99 vs. price of GHS5.30 (32.8% above fair value)
  • GF Score™: 24/100 with 5 warning signs

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
24GF Score

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EPS without NRI is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS3.99
GF Value