Agricultural Development Bank (XGHA:ADB) 5-Year Yield-on-Cost %: 0.00 (As of Jul. 22, 2026)

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XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
24 GF Score
Price GHS5.30
GF Value GHS4.01
! 5 Warning Signs
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What is Agricultural Development Bank 5-Year Yield-on-Cost %?

Agricultural Development Bank XGHA:ADB 24 5-Year Yield-on-Cost % is 0.00 as of Jul. 22, 2026. GuruFocus rates XGHA:ADB with a GF Score™ of 24/100 and a GF Value™ of GHS4.01. The stock has 5 warning signs investors should review. Among 1,251 Banks companies, Agricultural Development Bank ranks worse than 79935.97% on this metric.

Agricultural Development Bank's yield on cost for the quarter that ended in Mar. 2026 was 0.00.


The historical rank and industry rank for Agricultural Development Bank's 5-Year Yield-on-Cost % or its related term are showing as below:



XGHA:ADB's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.88
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Agricultural Development Bank  (XGHA:ADB) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Agricultural Development Bank 5-Year Yield-on-Cost % Related Terms


XGHA:ADB vs PNC: 5-Year Yield-on-Cost % Comparison

For the Banks - Regional subindustry, Agricultural Development Bank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agricultural Development Bank 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Agricultural Development Bank's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Agricultural Development Bank's 5-Year Yield-on-Cost % falls into.


XGHA:ADB
24GF Score
Agricultural Development Bank Ltd XGHA:ADB
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
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Agricultural Development Bank 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Agricultural Development Bank is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Agricultural Development Bank (XGHA:ADB) has a 5-Year Yield-on-Cost % of 0.00 as of Jul. 22, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Agricultural Development Bank and its competitors. According to the industry distribution chart, Agricultural Development Bank ranks #999999 out of 1251 companies in the Banks industry.
Is Agricultural Development Bank's 5-Year Yield-on-Cost % too high?
Agricultural Development Bank's current 5-Year Yield-on-Cost % is 0.00. Based on the distribution chart, Agricultural Development Bank ranks #999999 out of 1251 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Agricultural Development Bank has a GF Score™ of 24/100, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's 5-Year Yield-on-Cost % compare to PNC?
According to the Banks industry distribution chart, Agricultural Development Bank ranks #999999 out of 1251 companies for 5-Year Yield-on-Cost %. This places Agricultural Development Bank in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.88. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.88, based on 1,251 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Agricultural Development Bank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.88 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agricultural Development Bank's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Agricultural Development Bank (XGHA:ADB) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is GHS4.01, compared to a current price of GHS5.30 — trading 32.2% above its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Agricultural Development Bank's overall GF Score™ is 24/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current 5-Year Yield-on-Cost % is 0.00 as of Jul. 22, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 32.2% above its estimated GF Value™ of GHS4.01.

Key valuation signals for XGHA:ADB:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: GHS4.01 vs. price of GHS5.30 (32.2% above fair value)
  • GF Score™: 24/100 with 5 warning signs

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
24GF Score

Get the complete analysis for XGHA:ADB

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS4.01
GF Value