Agricultural Development Bank (XGHA:ADB) OCF Yield %: 54.14 (As of Jun. 30, 2026) — 125% Above Median


XGHA:ADB Agricultural Development Bank Ltd XGHA:ADB
64 GF Score
Price GHS5.30
GF Value GHS3.97
Valuation Significantly Overvalued
! 5 Warning Signs
View Full Analysis

What is Agricultural Development Bank OCF Yield %?

Agricultural Development Bank XGHA:ADB 64 OCF Yield % is 54.14 as of Jun. 30, 2026, which is 125% above its 10-year median of 24.05. GuruFocus rates XGHA:ADB with a GF Score™ of 64/100 and a GF Value™ of GHS3.97 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,504 Banks companies, Agricultural Development Bank ranks better than 87.9% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Agricultural Development Bank's Trailing 12-Month Cash Flow from Operations is GHS4,742 Mil, and Market Cap is GHS8,759 Mil. Therefore, Agricultural Development Bank's OCF Yield % for today is 54.14%.

The historical rank and industry rank for Agricultural Development Bank's OCF Yield % or its related term are showing as below:

XGHA:ADB' s OCF Yield % Range Over the Past 10 Years
Min: -24.86   Med: 24.05   Max: 171.01
Current: 54.14


During the past 11 years, the highest OCF Yield % of Agricultural Development Bank was 171.01%. The lowest was -24.86%. And the median was 24.05%.

XGHA:ADB's OCF Yield % is ranked better than
87.9% of 1504 companies
in the Banks industry
Industry Median: 9.335 vs XGHA:ADB: 54.14

Agricultural Development Bank's OCF Margin % for the quarter that ended in Mar. 2026 was %.


Agricultural Development Bank OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Agricultural Development Bank OCF Yield % Related Terms


Agricultural Development Bank OCF Yield % Historical Data

* Premium members only.

The historical data trend for Agricultural Development Bank's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Agricultural Development Bank OCF Yield % Chart

Agricultural Development Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.05 2.27 119.08 45.26 34.23

Agricultural Development Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.57 19.97 42.49 66.91 97.47

XGHA:ADB vs PNC: OCF Yield % Comparison

For the Banks - Regional subindustry, Agricultural Development Bank's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Agricultural Development Bank OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Agricultural Development Bank's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Agricultural Development Bank's OCF Yield % falls into.


XGHA:ADB
64GF Score
Agricultural Development Bank Ltd XGHA:ADB
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Agricultural Development Bank OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Agricultural Development Bank's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=2862.749 / 8362.24708
=34.23%

Agricultural Development Bank's annualized OCF Yield % for the quarter that ended in Mar. 2026 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=2037.634 * 4 / 8362.24708
=97.47%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 54.14 mean?
Agricultural Development Bank (XGHA:ADB) has a OCF Yield % of 54.14 as of Jun. 30, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Agricultural Development Bank and its competitors. This is 125% above median its historical median of 24.05. According to the industry distribution chart, Agricultural Development Bank ranks #182 out of 1504 companies in the Banks industry, placing it in the top 12.1%.
Is Agricultural Development Bank's OCF Yield % too high?
Agricultural Development Bank's current OCF Yield % of 54.14 is 125% above median its 10-year median of 24.05. The Banks industry median OCF Yield % is 9.34. Agricultural Development Bank's value of 54.14 is 480% above this industry median. Based on the distribution chart, Agricultural Development Bank ranks #182 out of 1504 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Agricultural Development Bank has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Agricultural Development Bank's OCF Yield % compare to PNC?
According to the Banks industry distribution chart, Agricultural Development Bank ranks #182 out of 1504 companies for OCF Yield %. This places Agricultural Development Bank in the top 12% of its industry — outperforming the majority of peers. The industry median OCF Yield % is 9.34. Agricultural Development Bank's value of 54.14 is 480% above this benchmark. While the company's 10-year median is 24.05 vs. the industry median of 9.34, Agricultural Development Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.34, based on 1,504 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Agricultural Development Bank's current OCF Yield % of 54.14 is 480% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Agricultural Development Bank and its competitors. For the Banks industry, the median OCF Yield % is 9.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Agricultural Development Bank's current OCF Yield % is 54.14, which is 125% above median its own 10-year median of 24.05. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Agricultural Development Bank stock overvalued right now?
Based on GuruFocus' analysis, Agricultural Development Bank (XGHA:ADB) is currently considered Significantly Overvalued. The stock's GF Value™ is GHS3.97, compared to a current price of GHS5.30 — trading 33.5% above its estimated fair value. The current OCF Yield % is 54.14, which is 125% above median its 10-year median of 24.05 and 480% above the Banks industry median of 9.34. Agricultural Development Bank's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Agricultural Development Bank (XGHA:ADB), the current OCF Yield % is 54.14 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Agricultural Development Bank (XGHA:ADB) Overvalued in 2026?

Based on GuruFocus' analysis, Agricultural Development Bank stock appears to be overvalued. The current stock price of GHS5.30 is trading 33.5% above its estimated GF Value™ of GHS3.97. GuruFocus considers Agricultural Development Bank to be Significantly Overvalued.

Key valuation signals for XGHA:ADB:

  • OCF Yield %: 54.14 (125% above median its 10-year median of 24.05)
  • GF Value™: GHS3.97 vs. price of GHS5.30 (33.5% above fair value)
  • GF Score™: 64/100 with 5 warning signs
  • Industry Position: 480% above the Banks median (#182 of 1504)

No single metric tells the full story. See the XGHA:ADB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Agricultural Development Bank Business Description

Address Accra Financial Centre, P.O. Box 4191, Ridge-Accra, 3rd Ambassadorial Development Area, Accra, GHA
Agricultural Development Bank Ltd is a universal bank offering a full range of banking products and services in Consumer, Corporate, Parastatals/Public Sector, SME, Agribusiness, Trade and E-Banking services. Its business focus is universal banking with a developmental focus on Agriculture and more. The company's operating segment includes Corporate Banking, Retail Banking, and Central Treasury. The majority of revenue is derived from the Retail Banking segment, which focuses on high-volume, standardized financial products and services such as loans and advances, deposits and other transactions with retail customers. Geographically, all revenues are generated in Ghana.
64GF Score

Get the complete analysis for XGHA:ADB

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

GHS5.30
Price
GHS3.97
GF Value