Enova International (FRA:27E) Valuation Rank

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

FRA:27E Enova International Inc FRA:27E
75 GF Score
Price €226.00
GF Value €119.54
Valuation Significantly Overvalued
! 11 Warning Signs
View Full Analysis

What is Enova International Valuation Rank?

The Valuation Rank measures the current valuation of a business relative to other companies in the same industry and its own historical valuation. The companies are split in equal numbers and then ranked from 1 to 10, with 10 as the most undervalued and 1 as the most overvalued.

  1. Three factors:
    • Absolute valuation (medpsvalue) relative to current stock price, rank among all companies
    • Historical valuation over the past 10 years. Rank pe, ps, pocf, ev2ebit over their own historical values
    • Industry relative valuation
  2. Companies without enough data is not ranked
  3. Companies with negative earnings are ranked lower

These three factors are used to calculate the value score for every eligible company, with values from 1 to 10. The final ranked companies are split in equal numbers and ranked from 1 to 10, with 10 as the most undervalued, and 1 as the most overvalued. The numbers of companies in each rank are the same.

Enova International Valuation Rank Related Terms

FRA:27E
75GF Score
Enova International Inc FRA:27E
Valuation Rank is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Is Enova International (FRA:27E) Overvalued in 2026?

Based on GuruFocus' analysis, Enova International stock appears to be overvalued. The current stock price of €226.00 is trading 89.1% above its estimated GF Value™ of €119.54. GuruFocus considers Enova International to be Significantly Overvalued.

Key valuation signals for FRA:27E:

  • Valuation Rank:
  • GF Value™: €119.54 vs. price of €226.00 (89.1% above fair value)
  • GF Score™: 75/100 with 11 warning signs

No single metric tells the full story. See the FRA:27E stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Enova International Business Description

Other Exchanges ENVA:USA
Address 175 West Jackson Boulevard, Suite 600, Chicago, IL, USA, 60604
Enova International Inc provides online financial services, including short-term consumer loans, line of credit accounts, and installment loans to customers mainly in the United States and Brazil. Consumers apply for credit online, the company's technology platforms process the applications, and transactions are completed quickly and efficiently. Its customers are predominantly retail consumers and small businesses. Enova markets its financing products under the names CashNetUSA, NetCredit, OnDeck, Headway Capital, and Simplic. The company also operates a money transfer platform under the name Pangea. Geographically, the company generates a majority of its revenue from its business in the United States and the rest from other international countries.
75GF Score

Get the complete analysis for FRA:27E

Valuation Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€226.00
Price
€119.54
GF Value