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FLG (Flagstar Financial) Shiller PE Ratio : 3.14 (As of Apr. 13, 2025)


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What is Flagstar Financial Shiller PE Ratio?

As of today (2025-04-13), Flagstar Financial's current share price is $9.94. Flagstar Financial's E10 for the quarter that ended in Dec. 2024 was $3.17. Flagstar Financial's Shiller PE Ratio for today is 3.14.

The historical rank and industry rank for Flagstar Financial's Shiller PE Ratio or its related term are showing as below:

FLG' s Shiller PE Ratio Range Over the Past 10 Years
Min: 2.3   Med: 11.22   Max: 18.22
Current: 3.14

During the past years, Flagstar Financial's highest Shiller PE Ratio was 18.22. The lowest was 2.30. And the median was 11.22.

FLG's Shiller PE Ratio is ranked better than
96.34% of 1175 companies
in the Banks industry
Industry Median: 10.37 vs FLG: 3.14

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Flagstar Financial's adjusted earnings per share data for the three months ended in Dec. 2024 was $-0.410. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.17 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


Flagstar Financial Shiller PE Ratio Historical Data

The historical data trend for Flagstar Financial's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Flagstar Financial Shiller PE Ratio Chart

Flagstar Financial Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.00 12.05 8.13 7.93 2.94

Flagstar Financial Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.93 2.61 2.76 3.37 2.94

Competitive Comparison of Flagstar Financial's Shiller PE Ratio

For the Banks - Regional subindustry, Flagstar Financial's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Flagstar Financial's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Flagstar Financial's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Flagstar Financial's Shiller PE Ratio falls into.


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Flagstar Financial Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Flagstar Financial's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=9.94/3.17
=3.14

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Flagstar Financial's E10 for the quarter that ended in Dec. 2024 is calculated as:

For example, Flagstar Financial's adjusted earnings per share data for the three months ended in Dec. 2024 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=-0.41/133.1571*133.1571
=-0.410

Current CPI (Dec. 2024) = 133.1571.

Flagstar Financial Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201503 0.810 99.621 1.083
201506 0.840 100.684 1.111
201509 0.780 100.392 1.035
201512 -2.610 99.792 -3.483
201603 0.810 100.470 1.074
201606 0.780 101.688 1.021
201609 0.780 101.861 1.020
201612 0.690 101.863 0.902
201703 0.630 102.862 0.816
201706 0.660 103.349 0.850
201709 0.630 104.136 0.806
201712 0.780 104.011 0.999
201803 0.600 105.290 0.759
201806 0.600 106.317 0.751
201809 0.600 106.507 0.750
201812 0.570 105.998 0.716
201903 0.570 107.251 0.708
201906 0.570 108.070 0.702
201909 0.570 108.329 0.701
201912 0.600 108.420 0.737
202003 0.600 108.902 0.734
202006 0.630 108.767 0.771
202009 0.690 109.815 0.837
202012 1.170 109.897 1.418
202103 0.870 111.754 1.037
202106 0.900 114.631 1.045
202109 0.900 115.734 1.035
202112 0.900 117.630 1.019
202203 0.930 121.301 1.021
202206 1.020 125.017 1.086
202209 0.900 125.227 0.957
202212 0.900 125.222 0.957
202303 8.610 127.348 9.003
202306 1.660 128.729 1.717
202309 0.810 129.860 0.831
202312 -1.080 129.419 -1.111
202403 -1.350 131.776 -1.364
202406 -1.140 132.554 -1.145
202409 -0.790 133.029 -0.791
202412 -0.410 133.157 -0.410

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Flagstar Financial  (NYSE:FLG) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Flagstar Financial Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Flagstar Financial's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Flagstar Financial Business Description

Traded in Other Exchanges
Address
102 Duffy Avenue, Hicksville, Hicksville, NY, USA, 11801
Flagstar Financial Inc operates over 400 branches, including a presence in the Northeast and Midwest and locations in high-growth markets in the Southeast and West Coast. In addition, the Bank has approximately 90 private banking teams located in over 10 cities in the metropolitan New York City region and on the West Coast, which serve the needs of high net-worth individuals and their businesses.
Executives
Marshall Lux director 5 BREWSTER STREET #2105, GLEN COVE NY 11542
Peter Schoels director GLOBAL AERO LOGISTICS INC., 101 WORLD DRIVE, PEACHTREE CITY GA 30269
Lee Matthew Smith officer: SEVP & President of Mortgage C/O FLAGSTAR BANCORP INC., 5151 CORPORATE DRIVE, TROY MI 48098
David L Treadwell director 222 S 15TH STREET, SUITE 600 N, OMAHA NE 68102
Jennifer R Whip director 621 PUGH ROAD, WAYNE PA 19087
Julie Signorille officer: SEVP & COO 102 DUFFY AVENUE, HICKSVILLE NY 11801
Thomas R Cangemi officer: Senior Executive VP C/O NEW YORK COMMUNITY BANCORP INC, 102 DUFFY AVENUE, HICKSVILLE NY 11801
Reginald E Davis officer: Sr EVP & President of Banking 5151 CORPORATE DRIVE, TROY MI 48098
Eric Howell officer: SEVP/Pres Comm & Private Bking 102 DUFFY AVENUE, HICKSVILLE NY 11801
Nicholas Christopher Munson officer: EVP & Chief Risk Officer C/O NEW YORK COMMUNITY BANCORP, INC., 102 DUFFY AVENUE, HICKSVILLE NY 11801
Bryan Marx officer: EVP & Princ Accounting Officer 5151 CORPORATE DRIVE, TROY MI 48098
John Thomas Adams officer: SEVP Dir. Multi-Family Lending C/O NEW YORK COMMUNITY BANCORP, INC., 102 DUFFY AVENUE, HICKSVILLE NY 11801
Ronald A. Rosenfeld director NEW YORK COMMUNITY BANCORP INC, 102 DUFFY AVENUE, HICKSVILLE NY 11801
Alessandro Dinello director, other: Non-Executive Chairman 5300 DEER RIDGE ROAD, JACKSON MI 49201
Toan Huynh director 5151 CORPORATE DRIVE, TROY MI 48098