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The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-01-19), Synchrony Financial's share price is $68.75. Synchrony Financial's Book Value per Share for the quarter that ended in Sep. 2024 was $37.92. Hence, Synchrony Financial's PB Ratio of today is 1.81.
The historical rank and industry rank for Synchrony Financial's PB Ratio or its related term are showing as below:
During the past 13 years, Synchrony Financial's highest PB Ratio was 2.61. The lowest was 0.58. And the median was 1.62.
During the past 12 months, Synchrony Financial's average Book Value Per Share Growth Rate was 20.40% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 16.50% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 9.00% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 12.30% per year.
During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Synchrony Financial was 40.00% per year. The lowest was 3.50% per year. And the median was 10.60% per year.
The historical data trend for Synchrony Financial's PB Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Synchrony Financial Annual Data | |||||||||||||||||||||
Trend | Dec14 | Dec15 | Dec16 | Dec17 | Dec18 | Dec19 | Dec20 | Dec21 | Dec22 | Dec23 | |||||||||||
PB Ratio | Get a 7-Day Free Trial | 1.55 | 1.69 | 1.89 | 1.19 | 1.18 |
Synchrony Financial Quarterly Data | ||||||||||||||||||||
Dec19 | Mar20 | Jun20 | Sep20 | Dec20 | Mar21 | Jun21 | Sep21 | Dec21 | Mar22 | Jun22 | Sep22 | Dec22 | Mar23 | Jun23 | Sep23 | Dec23 | Mar24 | Jun24 | Sep24 | |
PB Ratio | Get a 7-Day Free Trial | 0.97 | 1.18 | 1.23 | 1.30 | 1.32 |
For the Credit Services subindustry, Synchrony Financial's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
For the Credit Services industry and Financial Services sector, Synchrony Financial's PB Ratio distribution charts can be found below:
* The bar in red indicates where Synchrony Financial's PB Ratio falls into.
The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.
Synchrony Financial's PB Ratio for today is calculated as follows:
PB Ratio | = | Share Price | / | Book Value per Share (Q: Sep. 2024) |
= | 68.75 | / | 37.916 | |
= | 1.81 |
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PB Ratio | = | Market Cap | / | (Total Stockholders Equity | - | Preferred Stock) |
A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.
Synchrony Financial (NYSE:SYF) PB Ratio Explanation
Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.
The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.
Be Aware
Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.
Thank you for viewing the detailed overview of Synchrony Financial's PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.
Jonathan S Mothner | officer: See Remarks | 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902 |
Curtis Howse | officer: See remarks | 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902 |
Wenzel Brian J. Sr. | officer: See remarks | 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902 |
Carol Juel | officer: See remarks | 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902 |
Bart Schaller | officer: See remarks | 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902 |
Maran Nalluswami | officer: See remarks | 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902 |
Alberto Casellas | officer: See remarks | 777 LONG RIDGE ROAD, C/O CORPORATE SECRETARY, STAMFORD CT 06902 |
Brian D Doubles | officer: See Remarks | 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902 |
David P Melito | officer: See Remarks | 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902 |
Margaret M Keane | director, officer: President and CEO | 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902 |
Kamila K Chytil | director | 2828 N. HARWOOD STREET, 15TH FLOOR, DALLAS TX 75201 |
Henry F Greig | officer: See Remarks | 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902 |
Paul Whynott | officer: See remarks | 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902 |
Thomas M Quindlen | officer: See Remarks | 777 LONG RIDGE ROAD, SYNCHRONY FINANCIAL C/O CORP. SECRETARY, STAMFORD CT 06902 |
P.w. Parker | director | U.S. BANCORP, 800 NICOLLET MALL, MINNEAPOLIS MN 55402 |
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