AEON Credit Service (M) Bhd (XKLS:5139) Shareholder Yield % : -39.40% (As of Feb. 2026)


XKLS:5139 AEON Credit Service (M) Bhd XKLS:5139
88 GF Score
Price RM5.78
GF Value RM7.77
Valuation Modestly Undervalued
! 4 Warning Signs
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What is AEON Credit Service (M) Bhd Shareholder Yield %?

AEON Credit Service (M) Bhd XKLS:5139 +0.52% 88 Shareholder Yield % is -39.40% as of Feb. 2026. GuruFocus rates XKLS:5139 with a GF Score™ of 88/100 and a GF Value™ of RM7.77 (Modestly Undervalued). The stock has 4 warning signs investors should review. Among 491 Credit Services companies, AEON Credit Service (M) Bhd ranks worse than 82.08% on this metric.

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return. As of today, AEON Credit Service (M) Bhd's Shareholder Yield % was -39.40%.


AEON Credit Service (M) Bhd  (XKLS:5139) Shareholder Yield % Explanation

Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."

Shareholder Yield % is calculated by three components: Dividend Yield %, Buyback Yield %, and Net Debt Paydown Yield %.

Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.

Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.


AEON Credit Service (M) Bhd Shareholder Yield % Related Terms


AEON Credit Service (M) Bhd Shareholder Yield % Historical Data

* Premium members only.

The historical data trend for AEON Credit Service (M) Bhd's Shareholder Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

AEON Credit Service (M) Bhd Shareholder Yield % Chart

AEON Credit Service (M) Bhd Annual Data
Trend Feb17 Feb18 Feb19 Feb20 Feb21 Feb22 Feb23 Feb24 Feb25 Feb26
Shareholder Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.41 3.07 -31.84 -43.83 -38.19

AEON Credit Service (M) Bhd Quarterly Data
May21 Aug21 Nov21 Feb22 May22 Aug22 Nov22 Feb23 May23 Aug23 Nov23 Feb24 May24 Aug24 Nov24 Feb25 May25 Aug25 Nov25 Feb26
Shareholder Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only -43.83 -45.08 -50.42 -43.67 -38.19

XKLS:5139 vs V, MA, AXP: Shareholder Yield % Comparison

For the Credit Services subindustry, AEON Credit Service (M) Bhd's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


AEON Credit Service (M) Bhd Shareholder Yield % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's Shareholder Yield % distribution charts can be found below:

* The bar in red indicates where AEON Credit Service (M) Bhd's Shareholder Yield % falls into.


XKLS:5139
88GF Score
AEON Credit Service (M) Bhd XKLS:5139
Shareholder Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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AEON Credit Service (M) Bhd Shareholder Yield % Calculation

AEON Credit Service (M) Bhd's Shareholder Yield % for the quarter that ended in Feb. 2026 is calculated as:

Shareholder Yield %=Dividend Yield %+Buyback Yield %+Net Debt Paydown Yield %
=4.74 %+0.00 %+-42.93 %
=-38.19 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

Frequently Asked Questions Learn more about Shareholder Yield % →
What does a Shareholder Yield % of -39.40% mean?
AEON Credit Service (M) Bhd (XKLS:5139) has a Shareholder Yield % of -39.40% as of Feb. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on AEON Credit Service (M) Bhd and its competitors. According to the industry distribution chart, AEON Credit Service (M) Bhd ranks #403 out of 491 companies in the Credit Services industry, placing it in the top 82.1%.
Is AEON Credit Service (M) Bhd's Shareholder Yield % too high?
AEON Credit Service (M) Bhd's current Shareholder Yield % is -39.40%. Based on the distribution chart, AEON Credit Service (M) Bhd ranks #403 out of 491 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's Shareholder Yield % compare to V and MA?
According to the Credit Services industry distribution chart, AEON Credit Service (M) Bhd ranks #403 out of 491 companies for Shareholder Yield %. This places AEON Credit Service (M) Bhd in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Credit Services company?
A good Shareholder Yield % depends on the Credit Services industry context. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on AEON Credit Service (M) Bhd and its competitors. AEON Credit Service (M) Bhd's current Shareholder Yield % is -39.40%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.77, compared to a current price of RM5.78 — trading 25.6% below its estimated fair value. The current Shareholder Yield % is -39.40%. AEON Credit Service (M) Bhd's overall GF Score™ is 88/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current Shareholder Yield % is -39.40% as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?

Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued. The current stock price of RM5.78 is trading 25.6% below its estimated GF Value™ of RM7.77. GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.

Key valuation signals for XKLS:5139:

  • Shareholder Yield %: -39.40%
  • GF Value™: RM7.77 vs. price of RM5.78 (25.6% below fair value)
  • GF Score™: 88/100 with 4 warning signs

No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


AEON Credit Service (M) Bhd Business Description

Address No. 8, Jalan Kerinchi, Avenue 10, Level 18, UOA Corporate Tower, The Vertical, Bangsar South City, Kuala Lumpur, SGR, MYS, 59200
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
88GF Score

Get the complete analysis for XKLS:5139

Shareholder Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

RM5.78
Price
RM7.77
GF Value