The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. AEON Credit Service (M) Bhd's Dividend Payout Ratio for the
months ended in Feb. 2026 was 0.00.
The historical rank and industry rank for AEON Credit Service (M) Bhd's Dividend Payout Ratio or its related term are showing as below:
XKLS:5139'
s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.27 Med: 0.33 Max: 0.42
Current: 0.36
During the past 13 years, the highest Dividend Payout Ratio of AEON Credit Service (M) Bhd was 0.42. The lowest was 0.27. And the median was 0.33.
XKLS:5139's Dividend Payout Ratio is ranked worse than 57.22% of 194
companies
in the Credit Services industry
Industry Median: 0.32
vs XKLS:5139: 0.36
During the past 13 years, the highest Trailing Annual Dividend Yield of AEON Credit Service (M) Bhd was 5.84%. The lowest was 1.79%. And the median was 3.46%.
During the past 12 months, AEON Credit Service (M) Bhd's average Dividends Per Share Growth Rate was -2.80% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 8.10% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 15.00% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 3.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of AEON Credit Service (M) Bhd was 80.80% per year. The lowest was -18.50% per year. And the median was 10.50% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
AEON Credit Service (M) Bhd (XKLS:5139) Dividend Payout Ratio Explanation
In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
AEON Credit Service (M) Bhd Dividend Payout Ratio Related Terms
AEON Credit Service (M) Bhd Dividend Payout Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Credit Service (M) Bhd Dividend Payout Ratio Chart
XKLS:5139 vs V, MA, AXP: Dividend Payout Ratio Comparison
For the Credit Services subindustry, AEON Credit Service (M) Bhd's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Credit Service (M) Bhd Dividend Payout Ratio vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's Dividend Payout Ratio distribution charts can be found below:
* The bar in red indicates where AEON Credit Service (M) Bhd's Dividend Payout Ratio falls into.
AEON Credit Service (M) Bhd Dividend Payout Ratio Calculation
The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.
AEON Credit Service (M) Bhd's Dividend Payout Ratio for the fiscal year that ended in Feb. 2026 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Credit Service (M) Bhd (XKLS:5139) has a Dividend Payout Ratio of 0.00 as of Feb. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AEON Credit Service (M) Bhd and its competitors. Over the past decade, AEON Credit Service (M) Bhd's Dividend Payout Ratio has ranged from 0.27 to 0.42. According to the industry distribution chart, AEON Credit Service (M) Bhd ranks #111 out of 194 companies in the Credit Services industry, placing it in the top 57.2%.
Is AEON Credit Service (M) Bhd's Dividend Payout Ratio too high?
AEON Credit Service (M) Bhd's current Dividend Payout Ratio is 0.00. Over the past 10 years, this metric has ranged from a low of 0.27 to a high of 0.42. Based on the distribution chart, AEON Credit Service (M) Bhd ranks #111 out of 194 companies in the Credit Services industry, which is below the industry midpoint. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 89/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's Dividend Payout Ratio compare to V and MA?
According to the Credit Services industry distribution chart, AEON Credit Service (M) Bhd ranks #111 out of 194 companies for Dividend Payout Ratio. This places AEON Credit Service (M) Bhd in the lower half of its industry. The industry median Dividend Payout Ratio is 0.32. Historically, AEON Credit Service (M) Bhd's own Dividend Payout Ratio has ranged from 0.27 to 0.42 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Credit Services company?
The median Dividend Payout Ratio among Credit Services companies is 0.32, based on 194 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on AEON Credit Service (M) Bhd and its competitors. For the Credit Services industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Credit Service (M) Bhd's current Dividend Payout Ratio is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.78, compared to a current price of RM5.59 — trading 28.1% below its estimated fair value. The current Dividend Payout Ratio is 0.00. AEON Credit Service (M) Bhd's overall GF Score™ is 89/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current Dividend Payout Ratio is 0.00 as of Feb. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued.
The current stock price of RM5.59 is trading 28.1% below its estimated GF Value™ of RM7.78.
GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5139:
Dividend Payout Ratio: 0.00
GF Value™: RM7.78 vs. price of RM5.59 (28.1% below fair value)
No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
89GF Score
Get the complete analysis for XKLS:5139
Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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