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3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-09-07), AEON Credit Service (M) Bhd's 3-1 Month Momentum % is -2.93%.
The industry rank for AEON Credit Service (M) Bhd's 3-1 Month Momentum % or its related term are showing as below:
XKLS:5139's 3-1 Month Momentum % is ranked worse than 62.17% of 563
companies
in the Credit Services industry
Industry Median: 1.58
vs XKLS:5139: -2.93
AEON Credit Service (M) Bhd (XKLS:5139) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
AEON Credit Service (M) Bhd 3-1 Month Momentum % Related Terms
XKLS:5139 vs V, MA, AXP: 3-1 Month Momentum % Comparison
For the Credit Services subindustry, AEON Credit Service (M) Bhd's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Credit Service (M) Bhd 3-1 Month Momentum % vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where AEON Credit Service (M) Bhd's 3-1 Month Momentum % falls into.
AEON Credit Service (M) Bhd (XKLS:5139) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Credit Service (M) Bhd (XKLS:5139) has a 3-1 Month Momentum % of -2.93% as of Sep. 07, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AEON Credit Service (M) Bhd and its competitors. According to the industry distribution chart, AEON Credit Service (M) Bhd ranks #350 out of 563 companies in the Credit Services industry, placing it in the top 62.2%.
Is AEON Credit Service (M) Bhd's 3-1 Month Momentum % too high?
AEON Credit Service (M) Bhd's current 3-1 Month Momentum % is -2.93%. Based on the distribution chart, AEON Credit Service (M) Bhd ranks #350 out of 563 companies in the Credit Services industry, which is below the industry midpoint. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 88/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's 3-1 Month Momentum % compare to V and MA?
According to the Credit Services industry distribution chart, AEON Credit Service (M) Bhd ranks #350 out of 563 companies for 3-1 Month Momentum %. This places AEON Credit Service (M) Bhd in the lower half of its industry. The industry median 3-1 Month Momentum % is 1.58. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Credit Services company?
The median 3-1 Month Momentum % among Credit Services companies is 1.58, based on 563 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on AEON Credit Service (M) Bhd and its competitors. For the Credit Services industry, the median 3-1 Month Momentum % is 1.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Credit Service (M) Bhd's current 3-1 Month Momentum % is -2.93%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.24, compared to a current price of RM5.53 — trading 23.6% below its estimated fair value. The current 3-1 Month Momentum % is -2.93%. AEON Credit Service (M) Bhd's overall GF Score™ is 88/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current 3-1 Month Momentum % is -2.93% as of Sep. 07, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued.
The current stock price of RM5.53 is trading 23.6% below its estimated GF Value™ of RM7.24.
GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5139:
3-1 Month Momentum %: -2.93%
GF Value™: RM7.24 vs. price of RM5.53 (23.6% below fair value)
No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
88GF Score
Get the complete analysis for XKLS:5139
3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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