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EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, AEON Credit Service (M) Bhd's Enterprise Value is RM14,826 Mil.
AEON Credit Service (M) Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in May. 2026 was RM-453 Mil. Therefore, AEON Credit Service (M) Bhd's EV-to-FCF for today is -32.72.
The historical rank and industry rank for AEON Credit Service (M) Bhd's EV-to-FCF or its related term are showing as below:
XKLS:5139'
s EV-to-FCF Range Over the Past 10 Years
Min: -103.48 Med: -15.18 Max: 183.27
Current: -32.7
During the past 13 years, the highest EV-to-FCF of AEON Credit Service (M) Bhd was 183.27. The lowest was -103.48. And the median was -15.18.
XKLS:5139's EV-to-FCF is ranked worse than 100% of 264
companies
in the Credit Services industry
Industry Median: 13.455
vs XKLS:5139: -32.70
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AEON Credit Service (M) Bhd (XKLS:5139) EV-to-FCF Explanation
EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.
AEON Credit Service (M) Bhd's PE Ratio (TTM) for today is calculated as:
AEON Credit Service (M) Bhd's share price for today is RM5.74.
AEON Credit Service (M) Bhd's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM0.791.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.
AEON Credit Service (M) Bhd EV-to-FCF Related Terms
AEON Credit Service (M) Bhd EV-to-FCF Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AEON Credit Service (M) Bhd's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Credit Service (M) Bhd EV-to-FCF vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's EV-to-FCF distribution charts can be found below:
* The bar in red indicates where AEON Credit Service (M) Bhd's EV-to-FCF falls into.
AEON Credit Service (M) Bhd's current Enterprise Value is RM14,826 Mil.
AEON Credit Service (M) Bhd's Free Cash Flow for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM-453 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Credit Service (M) Bhd (XKLS:5139) has a EV-to-FCF of -32.72 as of Jul. 14, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AEON Credit Service (M) Bhd and its competitors. According to the industry distribution chart, AEON Credit Service (M) Bhd ranks #999999 out of 264 companies in the Credit Services industry.
Is AEON Credit Service (M) Bhd's EV-to-FCF too high?
AEON Credit Service (M) Bhd's current EV-to-FCF is -32.72. Based on the distribution chart, AEON Credit Service (M) Bhd ranks #999999 out of 264 companies in the Credit Services industry, which is in the bottom quartile relative to peers. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's EV-to-FCF compare to V and MA?
According to the Credit Services industry distribution chart, AEON Credit Service (M) Bhd ranks #999999 out of 264 companies for EV-to-FCF. This places AEON Credit Service (M) Bhd in the lower half of its industry. The industry median EV-to-FCF is 13.46. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Credit Services company?
The median EV-to-FCF among Credit Services companies is 13.46, based on 264 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on AEON Credit Service (M) Bhd and its competitors. For the Credit Services industry, the median EV-to-FCF is 13.46 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Credit Service (M) Bhd's current EV-to-FCF is -32.72. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.35, compared to a current price of RM5.74 — trading 21.9% below its estimated fair value. The current EV-to-FCF is -32.72. AEON Credit Service (M) Bhd's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current EV-to-FCF is -32.72 as of Jul. 14, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued.
The current stock price of RM5.74 is trading 21.9% below its estimated GF Value™ of RM7.35.
GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5139:
EV-to-FCF: -32.72
GF Value™: RM7.35 vs. price of RM5.74 (21.9% below fair value)
No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
87GF Score
Get the complete analysis for XKLS:5139
EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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