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AEON Credit Service (M) BhdXKLS:5139 -0.88%87 EV-to-EBIT is 26.33 as of Aug. 23, 2026, which is 13% above its 10-year median of 23.36. GuruFocus rates XKLS:5139 with a GF Score™ of 87/100 and a GF Value™ of RM7.21 (Modestly Undervalued). The stock has 3 warning signs investors should review. Among 317 Credit Services companies, AEON Credit Service (M) Bhd ranks worse than 56.78% on this metric.
AEON Credit Service (M) Bhd (XKLS:5139) EV-to-EBIT Explanation
This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.
AEON Credit Service (M) Bhd's Enterprise Value for the quarter that ended in May. 2026 was RM14,939 Mil.
AEON Credit Service (M) Bhd's EBIT for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM561 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Credit Service (M) Bhd EV-to-EBIT Related Terms
AEON Credit Service (M) Bhd EV-to-EBIT Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Credit Services subindustry, AEON Credit Service (M) Bhd's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
AEON Credit Service (M) Bhd EV-to-EBIT vs Credit Services Industry
For the Credit Services industry and Financial Services sector, AEON Credit Service (M) Bhd's EV-to-EBIT distribution charts can be found below:
* The bar in red indicates where AEON Credit Service (M) Bhd's EV-to-EBIT falls into.
AEON Credit Service (M) Bhd's current Enterprise Value is RM14,780 Mil.
AEON Credit Service (M) Bhd's EBIT for the trailing twelve months (TTM) ended in May. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was RM561 Mil.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
AEON Credit Service (M) Bhd (XKLS:5139) has a EV-to-EBIT of 26.33 as of Aug. 23, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on AEON Credit Service (M) Bhd and its competitors. This is 13% above median its historical median of 23.36. Over the past decade, AEON Credit Service (M) Bhd's EV-to-EBIT has ranged from 15.96 to 35.41. According to the industry distribution chart, AEON Credit Service (M) Bhd ranks #180 out of 317 companies in the Credit Services industry, placing it in the top 56.8%.
Is AEON Credit Service (M) Bhd's EV-to-EBIT too high?
AEON Credit Service (M) Bhd's current EV-to-EBIT of 26.33 is 13% above median its 10-year median of 23.36. Over the past 10 years, this metric has ranged from a low of 15.96 to a high of 35.41. The Credit Services industry median EV-to-EBIT is 22.48. AEON Credit Service (M) Bhd's value of 26.33 is 17.1% above this industry median. Based on the distribution chart, AEON Credit Service (M) Bhd ranks #180 out of 317 companies in the Credit Services industry, which is below the industry midpoint. Overall, AEON Credit Service (M) Bhd has a GF Score™ of 87/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does AEON Credit Service (M) Bhd's EV-to-EBIT compare to V and MA?
According to the Credit Services industry distribution chart, AEON Credit Service (M) Bhd ranks #180 out of 317 companies for EV-to-EBIT. This places AEON Credit Service (M) Bhd in the lower half of its industry. The industry median EV-to-EBIT is 22.48. AEON Credit Service (M) Bhd's value of 26.33 is 17.1% above this benchmark. Historically, AEON Credit Service (M) Bhd's own EV-to-EBIT has ranged from 15.96 to 35.41 over the past decade. While the company's 10-year median is 23.36 vs. the industry median of 22.48, AEON Credit Service (M) Bhd has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for a Credit Services company?
The median EV-to-EBIT among Credit Services companies is 22.48, based on 317 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. AEON Credit Service (M) Bhd's current EV-to-EBIT of 26.33 is 17.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on AEON Credit Service (M) Bhd and its competitors. For the Credit Services industry, the median EV-to-EBIT is 22.48 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. AEON Credit Service (M) Bhd's current EV-to-EBIT is 26.33, which is 13% above median its own 10-year median of 23.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is AEON Credit Service (M) Bhd stock overvalued right now?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd (XKLS:5139) is currently considered Modestly Undervalued. The stock's GF Value™ is RM7.21, compared to a current price of RM5.65 — trading 21.6% below its estimated fair value. The current EV-to-EBIT is 26.33, which is 13% above median its 10-year median of 23.36 and 17.1% above the Credit Services industry median of 22.48. AEON Credit Service (M) Bhd's overall GF Score™ is 87/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For AEON Credit Service (M) Bhd (XKLS:5139), the current EV-to-EBIT is 26.33 as of Aug. 23, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is AEON Credit Service (M) Bhd (XKLS:5139) Overvalued in 2026?
Based on GuruFocus' analysis, AEON Credit Service (M) Bhd stock appears to be undervalued.
The current stock price of RM5.65 is trading 21.6% below its estimated GF Value™ of RM7.21.
GuruFocus considers AEON Credit Service (M) Bhd to be Modestly Undervalued.
Key valuation signals for XKLS:5139:
EV-to-EBIT: 26.33 (13% above median its 10-year median of 23.36)
GF Value™: RM7.21 vs. price of RM5.65 (21.6% below fair value)
Industry Position: 17.1% above the Credit Services median (#180 of 317)
No single metric tells the full story. See the XKLS:5139 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
AEON Credit Service (M) Bhd offers credit cards and other loans and financing options to consumers in Malaysia. It is engaged in the provision of easy payment schemes, personal financing schemes, and issuance of payment cards under the international brand names of Visa and MasterCard.
87GF Score
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