F & M BankFMBM 58 Forward Dividend Yield % is 2.88% as of Jun. 24, 2026. GuruFocus rates FMBM with a GF Score™ of 58/100 and a GF Value™ of $24.86 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,243 Banks companies, F & M Bank ranks worse than 56.64% on this metric.
As of today (2026-06-24), the Forward Annual Dividend Yield of F & M Bank is 2.88%.
As of today (2026-06-24), the Trailing Annual Dividend Yield of F & M Bank is 2.88%.
FMBM's Forward Dividend Yield % is ranked worse than 56.64% of 1243
companies
in the Banks industry
Industry Median: 3.15
vs FMBM: 2.88
During the past 10 years, the average Dividends Per Share Growth Rate was 3.10% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of F & M Bank was 50.20% per year. The lowest was -17.00% per year. And the median was 4.30% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
F & M Bank (OTCPK:FMBM) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
FMBM vs CCNB, CHBH, CBBI: Forward Dividend Yield % Comparison
For the Banks - Regional subindustry, F & M Bank's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F & M Bank Forward Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, F & M Bank's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where F & M Bank's Forward Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
F & M Bank Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.260000
2026-05-15
2026-05-15
2026-05-29
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.260000
2026-02-13
2026-02-14
2026-03-02
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.260000
2025-11-14
2025-11-14
2025-11-28
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.260000
2025-08-14
2025-08-14
2025-08-29
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
F & M Bank's Forward Annual Dividend Yield (%) for Today is calculated as
Forward Annual Dividend Yield
=
Forward Full Year Dividend
/
Current Share Price
=
1.04
/
36.10
=
2.88 %
Current Share Price is $36.10. F & M Bank's Dividends per Share for the forward twelve months is calculated as $0.26 * 4 = $1.04.
F & M Bank's Trailing Annual Dividend Yield (%) for Today is calculated as
Trailing Annual Dividend Yield
=
Most Recent Full Year Dividend
/
Current Share Price
=
1.04
/
36.10
=
2.88 %
Current Share Price is $36.10. F & M Bank's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.04.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 2.88% mean?
F & M Bank (FMBM) has a Forward Dividend Yield % of 2.88% as of Jun. 24, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on F & M Bank and its competitors. According to the industry distribution chart, F & M Bank ranks #704 out of 1243 companies in the Banks industry, placing it in the top 56.6%.
Is F & M Bank's Forward Dividend Yield % too high?
F & M Bank's current Forward Dividend Yield % is 2.88%. The Banks industry median Forward Dividend Yield % is 3.15. F & M Bank's value of 2.88% is 8.6% below this industry median. Based on the distribution chart, F & M Bank ranks #704 out of 1243 companies in the Banks industry, which is below the industry midpoint. Overall, F & M Bank has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F & M Bank's Forward Dividend Yield % compare to CCNB and CHBH?
According to the Banks industry distribution chart, F & M Bank ranks #704 out of 1243 companies for Forward Dividend Yield %. This places F & M Bank in the lower half of its industry. The industry median Forward Dividend Yield % is 3.15. F & M Bank's value of 2.88% is 8.6% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for a Banks company?
The median Forward Dividend Yield % among Banks companies is 3.15, based on 1,243 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F & M Bank's current Forward Dividend Yield % of 2.88% is 8.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on F & M Bank and its competitors. For the Banks industry, the median Forward Dividend Yield % is 3.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F & M Bank's current Forward Dividend Yield % is 2.88%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F & M Bank stock overvalued right now?
Based on GuruFocus' analysis, F & M Bank (FMBM) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.86, compared to a current price of $36.10 — trading 45.2% above its estimated fair value. The current Forward Dividend Yield % is 2.88% and 8.6% below the Banks industry median of 3.15. F & M Bank's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For F & M Bank (FMBM), the current Forward Dividend Yield % is 2.88% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F & M Bank (FMBM) Overvalued in 2026?
Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued.
The current stock price of $36.10 is trading 45.2% above its estimated GF Value™ of $24.86.
GuruFocus considers F & M Bank to be Significantly Overvalued.
Key valuation signals for FMBM:
Forward Dividend Yield %: 2.88%
GF Value™: $24.86 vs. price of $36.10 (45.2% above fair value)
Industry Position: 8.6% below the Banks median (#704 of 1243)
No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
58GF Score
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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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