FMBM (F & M Bank) Construction Loans (USD Mil): 68.81 (As of Mar. 2026)

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FMBM F & M Bank Corp FMBM
56 GF Score
Price $39.54
GF Value $24.94
Valuation Significantly Overvalued
! 5 Warning Signs
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What is F & M Bank Construction Loans (USD Mil)?

F & M Bank FMBM -0.28% 56 Construction Loans (USD Mil) is 68.81 as of Mar. 2026. GuruFocus rates FMBM with a GF Score™ of 56/100 and a GF Value™ of $24.94 (Significantly Overvalued). The stock has 5 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

F & M Bank's Construction Loans (USD Mil) for the quarter that ended in Mar. 2026 was 68.81 , which is lower than 70.31 for the pervious quarter ended in Dec. 2025.

F & M Bank's Construction Loans (USD Mil) for the annual that ended in Dec. 2025 was 70.31 , which is lower than 83.31 for the pervious year ended in Dec. 2024.

The historical rank and industry rank for F & M Bank's Construction Loans (USD Mil) or its related term are showing as below:


F & M Bank Construction Loans (USD Mil) Historical Data

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The historical data trend for F & M Bank's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F & M Bank Construction Loans (USD Mil) Chart

F & M Bank Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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F & M BankQuarterly Data
Trend Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Construction Loans (USD Mil)
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Average Interest Earning Assets (USD Mil)
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Commercial Business Loans (USD Mil)
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Mortgage Backed Securities (USD Mil)
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Residential Mortgage Loans (USD Mil)
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Commercial Mortgage Loans (USD Mil)
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FMBM vs CBBI, AFBI, PONT: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, F & M Bank's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

FMBM
56GF Score
F & M Bank Corp FMBM
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis
Frequently Asked Questions
What does a Construction Loans (USD Mil) of 68.81 mean?
F & M Bank (FMBM) has a Construction Loans (USD Mil) of 68.81 as of Mar. 2026. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on F & M Bank and its competitors.
Is F & M Bank's Construction Loans (USD Mil) too high?
F & M Bank's current Construction Loans (USD Mil) is 68.81. Overall, F & M Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F & M Bank's Construction Loans (USD Mil) compare to CBBI and AFBI?
F & M Bank's Construction Loans (USD Mil) of 68.81 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on F & M Bank and its competitors. F & M Bank's current Construction Loans (USD Mil) is 68.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F & M Bank stock overvalued right now?
Based on GuruFocus' analysis, F & M Bank (FMBM) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.94, compared to a current price of $39.54 — trading 58.5% above its estimated fair value. The current Construction Loans (USD Mil) is 68.81. F & M Bank's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For F & M Bank (FMBM), the current Construction Loans (USD Mil) is 68.81 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is F & M Bank (FMBM) Overvalued in 2026?

Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued. The current stock price of $39.54 is trading 58.5% above its estimated GF Value™ of $24.94. GuruFocus considers F & M Bank to be Significantly Overvalued.

Key valuation signals for FMBM:

  • Construction Loans (USD Mil): 68.81
  • GF Value™: $24.94 vs. price of $39.54 (58.5% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


F & M Bank Business Description

Address 205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
56GF Score

Get the complete analysis for FMBM

Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.54
Price
$24.94
GF Value