F & M BankFMBM 58 Shareholder Yield % is 8.46% as of Mar. 2026, which is 17% below its 10-year median of 10.18. GuruFocus rates FMBM with a GF Score™ of 58/100 and a GF Value™ of $24.86 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,502 Banks companies, F & M Bank ranks better than 75.3% on this metric.
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. It is a measure of shareholder return.
As of today, F & M Bank's Shareholder Yield % was 8.46%.
F & M Bank (OTCPK:FMBM) Shareholder Yield % Explanation
Shareholder Yield % is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. The term was coined by William W. Priest of Epoch Investment Partners in a paper in 2005 entitled The Case for Shareholder Yield as a Dominant Driver of Future Equity Returns. William Priest indicated that "shareholder yield is a term that we came up with to reflect the various ways dividends can be paid to owners of a business in a publicly-traded company."
Dividend Yield % shows how much a company pays out in dividends each year relative to its stock price, which is most obvious form of shareholder return.
Buyback Yield % is the net repurchase of shares outstanding over the market capital of the company. Shares repurchases also increase shareholder value by returning the money back to shareholders.
Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced.
F & M Bank Shareholder Yield % Related Terms
F & M Bank Shareholder Yield % Historical Data
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The historical data trend for F & M Bank's Shareholder Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
FMBM vs CCNB, CHBH, CBBI: Shareholder Yield % Comparison
For the Banks - Regional subindustry, F & M Bank's Shareholder Yield %, along with its competitors' market caps and Shareholder Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F & M Bank Shareholder Yield % vs Banks Industry
For the Banks industry and Financial Services sector, F & M Bank's Shareholder Yield % distribution charts can be found below:
* The bar in red indicates where F & M Bank's Shareholder Yield % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Shareholder Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.
F & M Bank (FMBM) has a Shareholder Yield % of 8.46% as of Mar. 2026. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on F & M Bank and its competitors. This is 17% below median its historical median of 10.18. According to the industry distribution chart, F & M Bank ranks #371 out of 1502 companies in the Banks industry, placing it in the top 24.7%.
Is F & M Bank's Shareholder Yield % too high?
F & M Bank's current Shareholder Yield % of 8.46% is 17% below median its 10-year median of 10.18. The Banks industry median Shareholder Yield % is 1.59. F & M Bank's value of 8.46% is 433.8% above this industry median. Based on the distribution chart, F & M Bank ranks #371 out of 1502 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, F & M Bank has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F & M Bank's Shareholder Yield % compare to CCNB and CHBH?
According to the Banks industry distribution chart, F & M Bank ranks #371 out of 1502 companies for Shareholder Yield %. This places F & M Bank in the top 25% of its industry — outperforming the majority of peers. The industry median Shareholder Yield % is 1.59. F & M Bank's value of 8.46% is 433.8% above this benchmark. While the company's 10-year median is 10.18 vs. the industry median of 1.59, F & M Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shareholder Yield % for a Banks company?
The median Shareholder Yield % among Banks companies is 1.59, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a Shareholder Yield % significantly above this median, while those in the bottom quartile fall well below. However, Shareholder Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. F & M Bank's current Shareholder Yield % of 8.46% is 433.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shareholder Yield % mean?
A high Shareholder Yield % can signal that a stock is expensive relative to its fundamentals. Shareholder Yield is how much money shareholders receive from a company that is in the form of cash dividends, net stock repurchases, and debt reduction. View historical data on F & M Bank and its competitors. For the Banks industry, the median Shareholder Yield % is 1.59 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F & M Bank's current Shareholder Yield % is 8.46%, which is 17% below median its own 10-year median of 10.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F & M Bank stock overvalued right now?
Based on GuruFocus' analysis, F & M Bank (FMBM) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.86, compared to a current price of $36.86 — trading 48.3% above its estimated fair value. The current Shareholder Yield % is 8.46%, which is 17% below median its 10-year median of 10.18 and 433.8% above the Banks industry median of 1.59. F & M Bank's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shareholder Yield % calculated?
Shareholder Yield % is calculated from a company's financial statements. For F & M Bank (FMBM), the current Shareholder Yield % is 8.46% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F & M Bank (FMBM) Overvalued in 2026?
Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued.
The current stock price of $36.86 is trading 48.3% above its estimated GF Value™ of $24.86.
GuruFocus considers F & M Bank to be Significantly Overvalued.
Key valuation signals for FMBM:
Shareholder Yield %: 8.46% (17% below median its 10-year median of 10.18)
GF Value™: $24.86 vs. price of $36.86 (48.3% above fair value)
Industry Position: 433.8% above the Banks median (#371 of 1502)
No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
58GF Score
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