FMBM (F & M Bank) Gross Loan: $901.16 Mil (As of Mar. 2026)

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FMBM F & M Bank Corp FMBM
56 GF Score
Price $39.99
GF Value $24.95
Valuation Significantly Overvalued
! 5 Warning Signs
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What is F & M Bank Gross Loan?

F & M Bank FMBM -0.02% 56 Gross Loan is $901.16 Mil as of Mar. 2026. GuruFocus rates FMBM with a GF Score™ of 56/100 and a GF Value™ of $24.95 (Significantly Overvalued). The stock has 5 warning signs investors should review.

F & M Bank's Gross Loan for the quarter that ended in Mar. 2026 was $901.16 Mil.

F & M Bank's quarterly Gross Loan increased from Sep. 2025 ($874.17 Mil) to Dec. 2025 ($890.00 Mil) and increased from Dec. 2025 ($890.00 Mil) to Mar. 2026 ($901.16 Mil).

F & M Bank's annual Gross Loan increased from Dec. 2023 ($823.88 Mil) to Dec. 2024 ($842.97 Mil) and increased from Dec. 2024 ($842.97 Mil) to Dec. 2025 ($890.00 Mil).

F & M Bank Gross Loan Related Terms

F & M Bank Gross Loan Historical Data

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The historical data trend for F & M Bank's Gross Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F & M Bank Gross Loan Chart

F & M Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Gross Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 667.59 745.55 823.88 842.97 890.00

F & M Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Gross Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 828.28 851.60 874.17 890.00 901.16
FMBM
56GF Score
F & M Bank Corp FMBM
Gross Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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F & M Bank Gross Loan Calculation

Gross Loan represents the sum of all loans (commercial, consumer, mortgage, etc.) as well as leases before any provisions for loan losses or unearned discounts.

Frequently Asked Questions Learn more about Gross Loan →
What does a Gross Loan of $901.16 Mil mean?
F & M Bank (FMBM) has a Gross Loan of $901.16 Mil as of Mar. 2026. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on F & M Bank and its competitors.
Is F & M Bank's Gross Loan too high?
F & M Bank's current Gross Loan is $901.16 Mil. Overall, F & M Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F & M Bank's Gross Loan compare to CBBI and AFBI?
F & M Bank's Gross Loan of $901.16 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Gross Loan for a Banks company?
A good Gross Loan depends on the Banks industry context. However, Gross Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Gross Loan mean?
A high Gross Loan can signal that a stock is expensive relative to its fundamentals. Gross Loan is the sum of all loans as well as leases before any provisions for loan losses or unearned discounts. View historical data on F & M Bank and its competitors. F & M Bank's current Gross Loan is $901.16 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F & M Bank stock overvalued right now?
Based on GuruFocus' analysis, F & M Bank (FMBM) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.95, compared to a current price of $39.99 — trading 60.3% above its estimated fair value. The current Gross Loan is $901.16 Mil. F & M Bank's overall GF Score™ is 56/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Gross Loan calculated?
Gross Loan is calculated from a company's financial statements. For F & M Bank (FMBM), the current Gross Loan is $901.16 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is F & M Bank (FMBM) Overvalued in 2026?

Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued. The current stock price of $39.99 is trading 60.3% above its estimated GF Value™ of $24.95. GuruFocus considers F & M Bank to be Significantly Overvalued.

Key valuation signals for FMBM:

  • Gross Loan: $901.16 Mil
  • GF Value™: $24.95 vs. price of $39.99 (60.3% above fair value)
  • GF Score™: 56/100 with 5 warning signs

No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

F & M Bank Business Description

Address 205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
56GF Score

Get the complete analysis for FMBM

Gross Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$39.99
Price
$24.95
GF Value