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FMBM (F & M Bank) Cyclically Adjusted Price-to-FCF : 7.30 (As of May. 01, 2025)


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What is F & M Bank Cyclically Adjusted Price-to-FCF?

As of today (2025-05-01), F & M Bank's current share price is $20.00. F & M Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 was $2.74. F & M Bank's Cyclically Adjusted Price-to-FCF for today is 7.30.

The historical rank and industry rank for F & M Bank's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

FMBM' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 4.75   Med: 8.33   Max: 18.59
Current: 7.3

During the past years, F & M Bank's highest Cyclically Adjusted Price-to-FCF was 18.59. The lowest was 4.75. And the median was 8.33.

FMBM's Cyclically Adjusted Price-to-FCF is ranked better than
58.61% of 877 companies
in the Banks industry
Industry Median: 8.48 vs FMBM: 7.30

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

F & M Bank's adjusted free cash flow per share data for the three months ended in Dec. 2024 was $1.055. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is $2.74 for the trailing ten years ended in Dec. 2024.

Shiller PE for Stocks: The True Measure of Stock Valuation


F & M Bank Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for F & M Bank's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

F & M Bank Cyclically Adjusted Price-to-FCF Chart

F & M Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.61 8.35 6.22 6.95 7.39

F & M Bank Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.95 6.25 5.65 8.31 7.39

Competitive Comparison of F & M Bank's Cyclically Adjusted Price-to-FCF

For the Banks - Regional subindustry, F & M Bank's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F & M Bank's Cyclically Adjusted Price-to-FCF Distribution in the Banks Industry

For the Banks industry and Financial Services sector, F & M Bank's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where F & M Bank's Cyclically Adjusted Price-to-FCF falls into.


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F & M Bank Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

F & M Bank's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=20.00/2.74
=7.30

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F & M Bank's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2024 is calculated as:

For example, F & M Bank's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2024 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2024 (Change)*Current CPI (Dec. 2024)
=1.055/133.1571*133.1571
=1.055

Current CPI (Dec. 2024) = 133.1571.

F & M Bank Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201503 -0.193 99.621 -0.258
201506 0.570 100.684 0.754
201509 1.262 100.392 1.674
201512 0.494 99.792 0.659
201603 0.688 100.470 0.912
201606 -1.730 101.688 -2.265
201609 1.346 101.861 1.760
201612 2.966 101.863 3.877
201703 0.159 102.862 0.206
201706 0.091 103.349 0.117
201709 0.850 104.136 1.087
201712 -1.001 104.011 -1.282
201803 0.290 105.290 0.367
201806 0.376 106.317 0.471
201809 0.114 106.507 0.143
201812 1.699 105.998 2.134
201903 0.928 107.251 1.152
201906 0.847 108.070 1.044
201909 -0.153 108.329 -0.188
201912 1.717 108.420 2.109
202003 -1.961 108.902 -2.398
202006 -0.207 108.767 -0.253
202009 1.576 109.815 1.911
202012 0.921 109.897 1.116
202103 2.761 111.754 3.290
202106 0.698 114.631 0.811
202109 2.212 115.734 2.545
202112 0.376 117.630 0.426
202203 2.431 121.301 2.669
202206 2.330 125.017 2.482
202209 2.946 125.227 3.133
202212 -3.658 125.222 -3.890
202303 -1.130 127.348 -1.182
202306 -1.067 128.729 -1.104
202309 0.610 129.860 0.625
202312 0.635 129.419 0.653
202403 0.823 131.776 0.832
202406 -0.133 132.554 -0.134
202409 0.308 133.029 0.308
202412 1.055 133.157 1.055

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


F & M Bank  (OTCPK:FMBM) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


F & M Bank Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of F & M Bank's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


F & M Bank Business Description

Industry
Traded in Other Exchanges
N/A
Address
205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a single-bank holding company. The Company operates two business segments, commercial banking, through F and M Bank, and mortgage banking, through F and M Mortgage. The commercial banking segment includes both commercial and consumer lending and provides customers with products such as commercial loans, real estate loans, other business financing, and consumer loans. In addition, this segment provides customers with several choice deposit products, including demand deposit accounts, savings accounts, and certificates of deposit. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market. Various other services are offered through TEB, FMFS, and VST.
Executives
John A Willingham director 925 MEADOW CT., WINCHESTER VA 22601
Daphyne S. Thomas director 1112 SHARPES DR., HARRISONBURG VA 22801
Edward Ray Burkholder director 1760 CHURCHVILLE AVENUE, STAUNTON VA 24401
Hannah W. Hutman director 270 CAMPBELL ST., HARRISONBURG VA 22801
Christopher S. Runion director 5647 MOSSY CREEK ROAD, BRIDGEWATER VA 22812
Anne B Keeler director 280 BON LEA DR., STAUNTON VA 24401
Peter H Wray director 2903 NORTH AUGUSTA STREET, STAUNTON VA 24401
Dean W Withers director 1685 BALD EAGLE CIRCLE, HARRISONBURG VA 22801
Aubrey M. Wilkerson other: Executive Vice President 961 MEADOW COURT, WINCHESTER VA 22601
Larry A Caplinger officer: Sr Vice President PO BOX 274, TIMBERVILLE VA 22853
Paul E. Eberly other: Executive Vice President 4101 LEVI LN, ROCKINGHAM VA 22802
Barton E. Black other: Executive Vice President 12205 BAYSWATER CT., GLEN ALLEN VA 23059
Lisa F Campbell other: EVP/CFO 136 MILLSTONE ST., BRIDGEWATER VA 22812
Kevin A. Russell other: Executive Vice President 4000 RUNNING BEAR DR., HARRISONBURG VA 22802
Melody D. Emswiler other: Executive Vice President 19136 BOWERS LN, BROADWAY VA 22815