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F & M Bank (F & M Bank) Pretax Margin % : 2.26% (As of Dec. 2023)


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What is F & M Bank Pretax Margin %?

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. F & M Bank's Pre-Tax Income for the three months ended in Dec. 2023 was $0.24 Mil. F & M Bank's Revenue for the three months ended in Dec. 2023 was $10.47 Mil. Therefore, F & M Bank's pretax margin for the quarter that ended in Dec. 2023 was 2.26%.

The historical rank and industry rank for F & M Bank's Pretax Margin % or its related term are showing as below:

FMBM' s Pretax Margin % Range Over the Past 10 Years
Min: 4.89   Med: 26.49   Max: 36.89
Current: 5.36


FMBM's Pretax Margin % is ranked worse than
92.46% of 1458 companies
in the Banks industry
Industry Median: 32.765 vs FMBM: 5.36

F & M Bank Pretax Margin % Historical Data

The historical data trend for F & M Bank's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

F & M Bank Pretax Margin % Chart

F & M Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.64 23.27 28.49 19.25 4.89

F & M Bank Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.46 -1.82 9.39 2.26 11.62

Competitive Comparison of F & M Bank's Pretax Margin %

For the Banks - Regional subindustry, F & M Bank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F & M Bank's Pretax Margin % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, F & M Bank's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where F & M Bank's Pretax Margin % falls into.



F & M Bank Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

F & M Bank's Pretax Margin for the fiscal year that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2023 )/Revenue (A: Dec. 2023 )
=2.025/41.376
=4.89 %

F & M Bank's Pretax Margin for the quarter that ended in Dec. 2023 is calculated as

Pretax Margin=Pre-Tax Income (Q: Dec. 2023 )/Revenue (Q: Dec. 2023 )
=0.237/10.474
=2.26 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


F & M Bank  (OTCPK:FMBM) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


F & M Bank Pretax Margin % Related Terms

Thank you for viewing the detailed overview of F & M Bank's Pretax Margin % provided by GuruFocus.com. Please click on the following links to see related term pages.


F & M Bank (F & M Bank) Business Description

Traded in Other Exchanges
N/A
Address
205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a single-bank holding company. The Company operates two business segments, commercial banking, through F and M Bank, and mortgage banking, through F and M Mortgage. The commercial banking segment includes both commercial and consumer lending and provides customers with products such as commercial loans, real estate loans, other business financing, and consumer loans. In addition, this segment provides customers with several choice deposit products, including demand deposit accounts, savings accounts, and certificates of deposit. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market. Various other services are offered through TEB, FMFS, and VST.
Executives
Lisa F Campbell other: EVP/CFO 136 MILLSTONE ST., BRIDGEWATER VA 22812
John A Willingham director 925 MEADOW CT., WINCHESTER VA 22601
Kevin A. Russell other: Executive Vice President 4000 RUNNING BEAR DR., HARRISONBURG VA 22802
Larry A Caplinger officer: Sr Vice President PO BOX 274, TIMBERVILLE VA 22853
Aubrey M. Wilkerson other: Executive Vice President 961 MEADOW COURT, WINCHESTER VA 22601
Dean W Withers director 1685 BALD EAGLE CIRCLE, HARRISONBURG VA 22801
Christopher S. Runion director 5647 MOSSY CREEK ROAD, BRIDGEWATER VA 22812
Melody D. Emswiler other: Executive Vice President 19136 BOWERS LN, BROADWAY VA 22815
Stephanie E Shillingburg officer: Executive Vice President 1699 LAKEVIEW DRIVE, WOODSTOCK VA 22664
Mark Christopher Hanna officer: President/CEO 495 S. MASON ST., HARRISONBURG VA 22801
Daphyne S. Thomas director 1112 SHARPES DR., HARRISONBURG VA 22801
Hannah W. Hutman director 270 CAMPBELL ST., HARRISONBURG VA 22801
Ferris Garth Knight other: EVP, Chief Banking Officer 465 FREDERICK RD., ROCKINGHAM VA 22801
Paul E. Eberly other: Executive Vice President 4101 LEVI LN, ROCKINGHAM VA 22802
Edward Ray Burkholder director 1760 CHURCHVILLE AVENUE, STAUNTON VA 24401