FMBM (F & M Bank) ROC (Joel Greenblatt) %: % (As of Mar. 2026)


FMBM F & M Bank Corp FMBM
58 GF Score
Price $37.23
GF Value $24.87
Valuation Significantly Overvalued
! 4 Warning Signs
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What is F & M Bank ROC (Joel Greenblatt) %?

F & M Bank FMBM +0.35% 58 ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus rates FMBM with a GF Score™ of 58/100 and a GF Value™ of $24.87 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 47 Banks companies, F & M Bank ranks worse than 2127657.45% on this metric.

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

FMBM
58GF Score
F & M Bank Corp FMBM
ROC (Joel Greenblatt) % is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a ROC (Joel Greenblatt) % of % mean?
F & M Bank (FMBM) has a ROC (Joel Greenblatt) % of % as of Mar. 2026. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on F & M Bank and its competitors. According to the industry distribution chart, F & M Bank ranks #999999 out of 47 companies in the Banks industry.
Is F & M Bank's ROC (Joel Greenblatt) % too high?
F & M Bank's current ROC (Joel Greenblatt) % is %. Based on the distribution chart, F & M Bank ranks #999999 out of 47 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, F & M Bank has a GF Score™ of 58/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F & M Bank's ROC (Joel Greenblatt) % compare to FFDF and WRIV?
According to the Banks industry distribution chart, F & M Bank ranks #999999 out of 47 companies for ROC (Joel Greenblatt) %. This places F & M Bank in the lower half of its industry. The industry median ROC (Joel Greenblatt) % is 71.07. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROC (Joel Greenblatt) % for a Banks company?
The median ROC (Joel Greenblatt) % among Banks companies is 71.07, based on 47 companies in the industry. Companies in the top quartile (top 25%) have a ROC (Joel Greenblatt) % significantly above this median, while those in the bottom quartile fall well below. However, ROC (Joel Greenblatt) % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROC (Joel Greenblatt) % mean?
A high ROC (Joel Greenblatt) % can signal that a stock is expensive relative to its fundamentals. Joel Greenblatt's return on capital is the ratio of EBIT to average fixed assets and net working capital. View historical data on F & M Bank and its competitors. For the Banks industry, the median ROC (Joel Greenblatt) % is 71.07 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. F & M Bank's current ROC (Joel Greenblatt) % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F & M Bank stock overvalued right now?
Based on GuruFocus' analysis, F & M Bank (FMBM) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.87, compared to a current price of $37.23 — trading 49.7% above its estimated fair value. The current ROC (Joel Greenblatt) % is %. F & M Bank's overall GF Score™ is 58/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROC (Joel Greenblatt) % calculated?
ROC (Joel Greenblatt) % is calculated from a company's financial statements. For F & M Bank (FMBM), the current ROC (Joel Greenblatt) % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is F & M Bank (FMBM) Overvalued in 2026?

Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued. The current stock price of $37.23 is trading 49.7% above its estimated GF Value™ of $24.87. GuruFocus considers F & M Bank to be Significantly Overvalued.

Key valuation signals for FMBM:

  • ROC (Joel Greenblatt) %: %
  • GF Value™: $24.87 vs. price of $37.23 (49.7% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

F & M Bank Business Description

Address 205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
58GF Score

Get the complete analysis for FMBM

ROC (Joel Greenblatt) % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.23
Price
$24.87
GF Value