FMBM (F & M Bank) Margin of Safety % (DCF Dividends Based): N/A (As of Jun. 28, 2026)


FMBM F & M Bank Corp FMBM
58 GF Score
Price $36.86
GF Value $24.86
Valuation Significantly Overvalued
! 4 Warning Signs
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What is F & M Bank Margin of Safety % (DCF Dividends Based)?

Margin of Safety % (DCF Dividends Based) = (Intrinsic Value: DCF (Dividends Based) - Current Price) / Intrinsic Value: DCF (Dividends Based).

Note: Discounted Dividend model is only suitable for companies who have a consistant distribution history with more than 5 years. If the company's dividends does not remain steady over a long period, results may not be accurate due to the low consistency. The model is also only suitable for predictable companies (Business Predictability Rank higher than 1-Star). If the company's Predictability Rank is 1-Star or Not Rated, the data will not be stored into our database.

F & M Bank's Predictability Rank is 1-Star. Thus, the DCF related results in the screener and portfolio will appear as zero and Margin of Safety % (DCF Dividends Based) is not calculated.

FMBM vs CCNB, CHBH, CBBI: Margin of Safety % (DCF Dividends Based) Comparison

For the Banks - Regional subindustry, F & M Bank's Margin of Safety % (DCF Dividends Based), along with its competitors' market caps and Margin of Safety % (DCF Dividends Based) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

F & M Bank Margin of Safety % (DCF Dividends Based) vs Banks Industry

For the Banks industry and Financial Services sector, F & M Bank's Margin of Safety % (DCF Dividends Based) distribution charts can be found below:

* The bar in red indicates where F & M Bank's Margin of Safety % (DCF Dividends Based) falls into.


FMBM
58GF Score
F & M Bank Corp FMBM
Margin of Safety % (DCF Dividends Based) is just one metric. See GF Score™, valuation, warning signs, and more.
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Is F & M Bank (FMBM) Overvalued in 2026?

Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued. The current stock price of $36.86 is trading 48.3% above its estimated GF Value™ of $24.86. GuruFocus considers F & M Bank to be Significantly Overvalued.

Key valuation signals for FMBM:

  • Margin of Safety % (DCF Dividends Based): N/A
  • GF Value™: $24.86 vs. price of $36.86 (48.3% above fair value)
  • GF Score™: 58/100 with 4 warning signs

No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

F & M Bank Business Description

Address 205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
58GF Score

Get the complete analysis for FMBM

Margin of Safety % (DCF Dividends Based) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$36.86
Price
$24.86
GF Value