FMBM (F & M Bank) Beginning Cash Position: $68.85 Mil (As of Mar. 2026)


FMBM F & M Bank Corp FMBM
56 GF Score
Price $38.44
GF Value $24.89
Valuation Significantly Overvalued
! 4 Warning Signs
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What is F & M Bank Beginning Cash Position?

F & M Bank FMBM +3.61% 56 Beginning Cash Position is $68.85 Mil as of Mar. 2026. GuruFocus rates FMBM with a GF Score™ of 56/100 and a GF Value™ of $24.89 (Significantly Overvalued). The stock has 4 warning signs investors should review.

F & M Bank's Beginning Cash Position for the quarter that ended in Mar. 2026 was $68.85 Mil.

F & M Bank's quarterly Beginning Cash Position increased from Sep. 2025 ($47.27 Mil) to Dec. 2025 ($84.39 Mil) but then declined from Dec. 2025 ($84.39 Mil) to Mar. 2026 ($68.85 Mil).

F & M Bank's annual Beginning Cash Position declined from Dec. 2023 ($34.95 Mil) to Dec. 2024 ($23.72 Mil) but then increased from Dec. 2024 ($23.72 Mil) to Dec. 2025 ($56.96 Mil).

F & M Bank Beginning Cash Position Related Terms

F & M Bank Beginning Cash Position Historical Data

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The historical data trend for F & M Bank's Beginning Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

F & M Bank Beginning Cash Position Chart

F & M Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Beginning Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 78.41 88.12 34.95 23.72 56.96

F & M Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Beginning Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 56.51 89.46 47.27 84.39 68.85
FMBM
56GF Score
F & M Bank Corp FMBM
Beginning Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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F & M Bank Beginning Cash Position Calculation

Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement.

What does a Beginning Cash Position of $68.85 Mil mean?
F & M Bank (FMBM) has a Beginning Cash Position of $68.85 Mil as of Mar. 2026. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on F & M Bank and its competitors.
Is F & M Bank's Beginning Cash Position too high?
F & M Bank's current Beginning Cash Position is $68.85 Mil. Overall, F & M Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F & M Bank's Beginning Cash Position compare to FFDF and WRIV?
F & M Bank's Beginning Cash Position of $68.85 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Beginning Cash Position for a Banks company?
A good Beginning Cash Position depends on the Banks industry context. However, Beginning Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Beginning Cash Position mean?
A high Beginning Cash Position can signal that a stock is expensive relative to its fundamentals. Beginning Cash Position is the cash and equivalents balance at the beginning of the accounting period, as indicated on the Cash Flow statement. View historical data on F & M Bank and its competitors. F & M Bank's current Beginning Cash Position is $68.85 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F & M Bank stock overvalued right now?
Based on GuruFocus' analysis, F & M Bank (FMBM) is currently considered Significantly Overvalued. The stock's GF Value™ is $24.89, compared to a current price of $38.44 — trading 54.4% above its estimated fair value. The current Beginning Cash Position is $68.85 Mil. F & M Bank's overall GF Score™ is 56/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Beginning Cash Position calculated?
Beginning Cash Position is calculated from a company's financial statements. For F & M Bank (FMBM), the current Beginning Cash Position is $68.85 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is F & M Bank (FMBM) Overvalued in 2026?

Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued. The current stock price of $38.44 is trading 54.4% above its estimated GF Value™ of $24.89. GuruFocus considers F & M Bank to be Significantly Overvalued.

Key valuation signals for FMBM:

  • Beginning Cash Position: $68.85 Mil
  • GF Value™: $24.89 vs. price of $38.44 (54.4% above fair value)
  • GF Score™: 56/100 with 4 warning signs

No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

F & M Bank Business Description

Address 205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
56GF Score

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Beginning Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.44
Price
$24.89
GF Value