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F & M BankFMBM 56 10-Year Share Buyback Ratio is -1.00 as of Mar. 2026. GuruFocus rates FMBM with a GF Score™ of 56/100 and a GF Value™ of $25.06 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,034 Banks companies, F & M Bank ranks better than 56.67% on this metric.
Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. F & M Bank's current 10-Year Share Buyback Ratio was -1.00%.
FMBM's 10-Year Share Buyback Ratio is ranked better than 56.67% of 1034
companies
in the Banks industry
Industry Median: -1.4
vs FMBM: -1.00
F & M Bank (OTCPK:FMBM) 10-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
F & M Bank 10-Year Share Buyback Ratio Related Terms
FMBM vs CBBI, AFBI, PONT: 10-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, F & M Bank's 10-Year Share Buyback Ratio, along with its competitors' market caps and 10-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
F & M Bank 10-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, F & M Bank's 10-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where F & M Bank's 10-Year Share Buyback Ratio falls into.
F & M Bank 10-Year Share Buyback Ratio Calculation
This is the annualized percentage change in shares outstanding from ten years ago to the current year. The annualized percentage change is calculated with least-square regression based on the eleven years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 10-Year Share Buyback Ratio of -1.00 mean?
F & M Bank (FMBM) has a 10-Year Share Buyback Ratio of -1.00 as of Mar. 2026. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for F & M Bank and its competitors. According to the industry distribution chart, F & M Bank ranks #448 out of 1034 companies in the Banks industry, placing it in the top 43.3%.
Is F & M Bank's 10-Year Share Buyback Ratio too high?
F & M Bank's current 10-Year Share Buyback Ratio is -1.00. Based on the distribution chart, F & M Bank ranks #448 out of 1034 companies in the Banks industry, which is above the industry midpoint. Overall, F & M Bank has a GF Score™ of 56/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does F & M Bank's 10-Year Share Buyback Ratio compare to CBBI and AFBI?
According to the Banks industry distribution chart, F & M Bank ranks #448 out of 1034 companies for 10-Year Share Buyback Ratio. This puts F & M Bank in the upper half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 10-Year Share Buyback Ratio for a Banks company?
A good 10-Year Share Buyback Ratio depends on the Banks industry context. However, 10-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 10-Year Share Buyback Ratio mean?
A high 10-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 10-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past ten years. It is calculated as the annualized percentage change in shares outstanding from ten years ago to the current year. View historical data for F & M Bank and its competitors. F & M Bank's current 10-Year Share Buyback Ratio is -1.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is F & M Bank stock overvalued right now?
Based on GuruFocus' analysis, F & M Bank (FMBM) is currently considered Significantly Overvalued. The stock's GF Value™ is $25.06, compared to a current price of $40.10 — trading 60% above its estimated fair value. The current 10-Year Share Buyback Ratio is -1.00. F & M Bank's overall GF Score™ is 56/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 10-Year Share Buyback Ratio calculated?
10-Year Share Buyback Ratio is calculated from a company's financial statements. For F & M Bank (FMBM), the current 10-Year Share Buyback Ratio is -1.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is F & M Bank (FMBM) Overvalued in 2026?
Based on GuruFocus' analysis, F & M Bank stock appears to be overvalued.
The current stock price of $40.10 is trading 60% above its estimated GF Value™ of $25.06.
GuruFocus considers F & M Bank to be Significantly Overvalued.
Key valuation signals for FMBM:
10-Year Share Buyback Ratio: -1.00
GF Value™: $25.06 vs. price of $40.10 (60% above fair value)
No single metric tells the full story. See the FMBM stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
F & M Bank Corp is a one-bank holding company. Along with its banking subsidiary, it offers a wide range of banking services, including commercial and individual demand and time deposit accounts, commercial and individual loans, internet and mobile banking, drive-in banking services, ATMs, and a courier service for its commercial banking customers. The Group also makes various types of commercial and consumer loans, originates both conventional and government agency-sponsored mortgages for sale in the secondary market, provides title insurance services, and has a portfolio of residential mortgages and indirect auto loans. The Group's revenue is mainly derived from the business of banking.
56GF Score
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10-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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