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FMBM (F & M Bank) Liabilities-to-Assets : 0.93 (As of Sep. 2024)


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What is F & M Bank Liabilities-to-Assets?

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. F & M Bank's Total Liabilities for the quarter that ended in Sep. 2024 was $1,254.60 Mil. F & M Bank's Total Assets for the quarter that ended in Sep. 2024 was $1,344.60 Mil. Therefore, F & M Bank's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2024 was 0.93.


F & M Bank Liabilities-to-Assets Historical Data

The historical data trend for F & M Bank's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

F & M Bank Liabilities-to-Assets Chart

F & M Bank Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.89 0.90 0.92 0.94 0.94

F & M Bank Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.95 0.94 0.94 0.94 0.93

Competitive Comparison of F & M Bank's Liabilities-to-Assets

For the Banks - Regional subindustry, F & M Bank's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


F & M Bank's Liabilities-to-Assets Distribution in the Banks Industry

For the Banks industry and Financial Services sector, F & M Bank's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where F & M Bank's Liabilities-to-Assets falls into.



F & M Bank Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

F & M Bank's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2023 is calculated as:

Liabilities-to-Assets (A: Dec. 2023 )=Total Liabilities/Total Assets
=1216.273/1294.596
=0.94

F & M Bank's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2024 is calculated as

Liabilities-to-Assets (Q: Sep. 2024 )=Total Liabilities/Total Assets
=1254.601/1344.595
=0.93

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


F & M Bank  (OTCPK:FMBM) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


F & M Bank Liabilities-to-Assets Related Terms

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F & M Bank Business Description

Traded in Other Exchanges
N/A
Address
205 South Main Street, P. O. Box 1111, Timberville, VA, USA, 22853
F & M Bank Corp is a single-bank holding company. The Company operates two business segments, commercial banking, through F and M Bank, and mortgage banking, through F and M Mortgage. The commercial banking segment includes both commercial and consumer lending and provides customers with products such as commercial loans, real estate loans, other business financing, and consumer loans. In addition, this segment provides customers with several choice deposit products, including demand deposit accounts, savings accounts, and certificates of deposit. The mortgage banking segment engages in the origination of residential mortgages for sale into the secondary market. Various other services are offered through TEB, FMFS, and VST.
Executives
Aubrey M. Wilkerson other: Executive Vice President 961 MEADOW COURT, WINCHESTER VA 22601
John A Willingham director 925 MEADOW CT., WINCHESTER VA 22601
Daphyne S. Thomas director 1112 SHARPES DR., HARRISONBURG VA 22801
Edward Ray Burkholder director 1760 CHURCHVILLE AVENUE, STAUNTON VA 24401
Hannah W. Hutman director 270 CAMPBELL ST., HARRISONBURG VA 22801
Dean W Withers director 1685 BALD EAGLE CIRCLE, HARRISONBURG VA 22801
Christopher S. Runion director 5647 MOSSY CREEK ROAD, BRIDGEWATER VA 22812
Anne B Keeler director 280 BON LEA DR., STAUNTON VA 24401
Peter H Wray director 2903 NORTH AUGUSTA STREET, STAUNTON VA 24401
Larry A Caplinger officer: Sr Vice President PO BOX 274, TIMBERVILLE VA 22853
Paul E. Eberly other: Executive Vice President 4101 LEVI LN, ROCKINGHAM VA 22802
Barton E. Black other: Executive Vice President 12205 BAYSWATER CT., GLEN ALLEN VA 23059
Lisa F Campbell other: EVP/CFO 136 MILLSTONE ST., BRIDGEWATER VA 22812
Kevin A. Russell other: Executive Vice President 4000 RUNNING BEAR DR., HARRISONBURG VA 22802
Melody D. Emswiler other: Executive Vice President 19136 BOWERS LN, BROADWAY VA 22815