APS Bank (MAL:APS) Cash Flow for Dividends: €-7.84 Mil (TTM As of Dec. 2025)


MAL:APS APS Bank Ltd MAL:APS
20 GF Score
Price €0.57
GF Value €0.61
Valuation Fairly Valued
! 7 Warning Signs
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What is APS Bank Cash Flow for Dividends?

APS Bank MAL:APS -0.88% 20 Cash Flow for Dividends is €-7.84 Mil as of Dec. 2025. GuruFocus rates MAL:APS with a GF Score™ of 20/100 and a GF Value™ of €0.61 (Fairly Valued). The stock has 7 warning signs investors should review.

APS Bank's cash flow for dividends for the six months ended in Dec. 2025 was €-1.94 Mil. Its cash flow for dividends for the trailing twelve months (TTM) ended in Dec. 2025 was €-7.84 Mil.

Note: A negative number here means the payment of dividends. When pays more dividends, the absolute value gets bigger.

APS Bank's quarterly payment of dividends increased from Dec. 2024 (€-2.15 Mil) to Jun. 2025 (€-5.90 Mil) but then declined from Jun. 2025 (€-5.90 Mil) to Dec. 2025 (€-1.94 Mil).

APS Bank's annual payment of dividends increased from Dec. 2023 (€-2.70 Mil) to Dec. 2024 (€-7.08 Mil) and increased from Dec. 2024 (€-7.08 Mil) to Dec. 2025 (€-7.84 Mil).

APS Bank Cash Flow for Dividends Related Terms

APS Bank Cash Flow for Dividends Historical Data

* Premium members only.

The historical data trend for APS Bank's Cash Flow for Dividends can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

APS Bank Cash Flow for Dividends Chart

APS Bank Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Cash Flow for Dividends
-2.14 -3.17 -2.70 -7.08 -7.84

APS Bank Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Flow for Dividends Get a 7-Day Free Trial Premium Member Only Premium Member Only -1.84 -4.93 -2.15 -5.90 -1.94
MAL:APS
20GF Score
APS Bank Ltd MAL:APS
Cash Flow for Dividends is just one metric. See GF Score™, valuation, warning signs, and more.
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APS Bank Cash Flow for Dividends Calculation

Cash flow for dividends refers to the payment of cash to shareholders as dividends when the company generates income.

Cash Flow for Dividends for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was €-7.84 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow for Dividends of €-7.84 Mil mean?
APS Bank (MAL:APS) has a Cash Flow for Dividends of €-7.84 Mil as of Dec. 2025. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for APS Bank and its competitors.
Is APS Bank's Cash Flow for Dividends too high?
APS Bank's current Cash Flow for Dividends is €-7.84 Mil. Overall, APS Bank has a GF Score™ of 20/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's Cash Flow for Dividends compare to PNC and USB?
APS Bank's Cash Flow for Dividends of €-7.84 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow for Dividends for a Banks company?
A good Cash Flow for Dividends depends on the Banks industry context. However, Cash Flow for Dividends should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow for Dividends mean?
A high Cash Flow for Dividends can signal that a stock is expensive relative to its fundamentals. Cash Flow for Dividends represent the amount a company pays as dividends for a specific accounting period. View historical data for APS Bank and its competitors. APS Bank's current Cash Flow for Dividends is €-7.84 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.57 — trading 7.4% below its estimated fair value. The current Cash Flow for Dividends is €-7.84 Mil. APS Bank's overall GF Score™ is 20/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow for Dividends calculated?
Cash Flow for Dividends is calculated from a company's financial statements. For APS Bank (MAL:APS), the current Cash Flow for Dividends is €-7.84 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is APS Bank (MAL:APS) Overvalued in 2026?

Based on GuruFocus' analysis, APS Bank stock appears to be undervalued. The current stock price of €0.57 is trading 7.4% below its estimated GF Value™ of €0.61. GuruFocus considers APS Bank to be Fairly Valued.

Key valuation signals for MAL:APS:

  • Cash Flow for Dividends: €-7.84 Mil
  • GF Value™: €0.61 vs. price of €0.57 (7.4% below fair value)
  • GF Score™: 20/100 with 7 warning signs

No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

APS Bank Business Description

Address Tower Street, APS Centre, APS Bank, Birkirkara, MLT, BKR 4012
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
20GF Score

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Cash Flow for Dividends is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.57
Price
€0.61
GF Value