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Shares Outstanding (EOP) are shares that have been authorized, issued, and purchased by investors and are held by them.
3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. A positive ratio may indicate share buybacks over the period, while a zero or negative ratio may reflect no repurchases or potential share issuance. APS Bank's current 3-Year Share Buyback Ratio was -9.80%.
The historical rank and industry rank for APS Bank's 3-Year Share Buyback Ratio or its related term are showing as below:
MAL:APS'
s 3-Year Share Buyback Ratio Range Over the Past 10 Years
Min: -9.8 Med: -5.45 Max: -1.1
Current: -9.8
During the past 5 years, APS Bank's highest 3-Year Share Buyback Ratio was -1.10%. The lowest was -9.80%. And the median was -5.45%.
MAL:APS's 3-Year Share Buyback Ratio is ranked worse than 89.38% of 1036
companies
in the Banks industry
Industry Median: -0.2
vs MAL:APS: -9.80
APS Bank (MAL:APS) 3-Year Share Buyback Ratio Explanation
A negative number means the company might be issuing new shares. A positive number indicates that the company is buying back shares.
Be Aware
Investors usually like share buybacks. But as pointed by Warren Buffett, only if a company buys back shares at the prices below the stock's intrinsic value, it rewards remaining shareholders. If a company buys its overvalued stocks back, it destroys shareholder value.
APS Bank 3-Year Share Buyback Ratio Related Terms
MAL:APS vs USB, PNC: 3-Year Share Buyback Ratio Comparison
For the Banks - Regional subindustry, APS Bank's 3-Year Share Buyback Ratio, along with its competitors' market caps and 3-Year Share Buyback Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
APS Bank 3-Year Share Buyback Ratio vs Banks Industry
For the Banks industry and Financial Services sector, APS Bank's 3-Year Share Buyback Ratio distribution charts can be found below:
* The bar in red indicates where APS Bank's 3-Year Share Buyback Ratio falls into.
This is the annualized percentage change in shares outstanding from three years ago to the current year. The annualized percentage change is calculated with expontential compound based on the latest four years of annual data on Shares Outstanding (EOP).
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Share Buyback Ratio of -9.80 mean?
APS Bank (MAL:APS) has a 3-Year Share Buyback Ratio of -9.80 as of Jun. 2026. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for APS Bank and its competitors. According to the industry distribution chart, APS Bank ranks #926 out of 1036 companies in the Banks industry, placing it in the top 89.4%.
Is APS Bank's 3-Year Share Buyback Ratio too high?
APS Bank's current 3-Year Share Buyback Ratio is -9.80. Based on the distribution chart, APS Bank ranks #926 out of 1036 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, APS Bank has a GF Score™ of 15/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's 3-Year Share Buyback Ratio compare to USB and PNC?
According to the Banks industry distribution chart, APS Bank ranks #926 out of 1036 companies for 3-Year Share Buyback Ratio. This places APS Bank in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Share Buyback Ratio for a Banks company?
A good 3-Year Share Buyback Ratio depends on the Banks industry context. However, 3-Year Share Buyback Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Share Buyback Ratio mean?
A high 3-Year Share Buyback Ratio can signal that a stock is expensive relative to its fundamentals. The 3-Year Share Buyback Ratio measures the average annual proportion of a company's outstanding shares repurchased over the past three years. It is calculated as the annualized percentage change in shares outstanding from three years ago to the current year. View historical data for APS Bank and its competitors. APS Bank's current 3-Year Share Buyback Ratio is -9.80. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.59 — trading 3.3% below its estimated fair value. The current 3-Year Share Buyback Ratio is -9.80. APS Bank's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Share Buyback Ratio calculated?
3-Year Share Buyback Ratio is calculated from a company's financial statements. For APS Bank (MAL:APS), the current 3-Year Share Buyback Ratio is -9.80 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is APS Bank (MAL:APS) Overvalued in 2026?
Based on GuruFocus' analysis, APS Bank stock appears to be undervalued.
The current stock price of €0.59 is trading 3.3% below its estimated GF Value™ of €0.61.
GuruFocus considers APS Bank to be Fairly Valued.
Key valuation signals for MAL:APS:
3-Year Share Buyback Ratio: -9.80
GF Value™: €0.61 vs. price of €0.59 (3.3% below fair value)
No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
15GF Score
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3-Year Share Buyback Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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