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APS BankMAL:APS +2.61%15 Earnings per Share (Diluted) is €0.06 as of Jun. 2026. GuruFocus rates MAL:APS with a GF Score™ of 15/100 and a GF Value™ of €0.61 (Fairly Valued). The stock has 5 warning signs investors should review. Among 1,409 Banks companies, APS Bank ranks better than 73.1% on this metric.
APS Bank's EPS (Basic) for the
six
months ended in Jun. 2026 was €0.03.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Jun. 2026 was €0.06.
APS Bank's EPS without NRI for the
six
months ended in Jun. 2026 was €0.03.
Its EPS without NRI for the trailing twelve months (TTM) ended in Jun. 2026 was €0.06.
During the past 12 months, APS Bank's average EPS without NRIGrowth Rate was 48.80% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 17.90% per year.
During the past 5 years, APS Bank's highest 3-Year average EPS without NRI Growth Rate was 17.90% per year. The lowest was -14.70% per year. And the median was 1.60% per year.
APS Bank (MAL:APS) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
APS Bank Earnings per Share (Diluted) Related Terms
APS Bank Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for APS Bank's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
MAL:APS vs PNC, USB: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, APS Bank's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
APS Bank PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, APS Bank's PE Ratio distribution charts can be found below:
* The bar in red indicates where APS Bank's PE Ratio falls into.
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
APS Bank's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the semi-annually data reported by the company within the most recent 12 months, which was €0.06
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of €0.06 mean?
APS Bank (MAL:APS) has a Earnings per Share (Diluted) of €0.06 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on APS Bank and its competitors. According to the industry distribution chart, APS Bank ranks #379 out of 1409 companies in the Banks industry, placing it in the top 26.9%.
Is APS Bank's Earnings per Share (Diluted) too high?
APS Bank's current Earnings per Share (Diluted) is €0.06. Based on the distribution chart, APS Bank ranks #379 out of 1409 companies in the Banks industry, which is above the industry midpoint. Overall, APS Bank has a GF Score™ of 15/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's Earnings per Share (Diluted) compare to PNC and USB?
According to the Banks industry distribution chart, APS Bank ranks #379 out of 1409 companies for Earnings per Share (Diluted). This puts APS Bank in the upper half of its industry. The industry median Earnings per Share (Diluted) is 7.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,409 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on APS Bank and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. APS Bank's current Earnings per Share (Diluted) is €0.06. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.59 — trading 3.3% below its estimated fair value. The current Earnings per Share (Diluted) is €0.06. APS Bank's overall GF Score™ is 15/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For APS Bank (MAL:APS), the current Earnings per Share (Diluted) is €0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is APS Bank (MAL:APS) Overvalued in 2026?
Based on GuruFocus' analysis, APS Bank stock appears to be undervalued.
The current stock price of €0.59 is trading 3.3% below its estimated GF Value™ of €0.61.
GuruFocus considers APS Bank to be Fairly Valued.
Key valuation signals for MAL:APS:
Earnings per Share (Diluted): €0.06
GF Value™: €0.61 vs. price of €0.59 (3.3% below fair value)
No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
15GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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