APS Bank (MAL:APS) Total Assets: €4,645.08 Mil (As of Dec. 2025)


MAL:APS APS Bank Ltd MAL:APS
21 GF Score
Price €0.58
GF Value €0.61
Valuation Fairly Valued
! 7 Warning Signs
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What is APS Bank Total Assets?

APS Bank MAL:APS +1.75% 21 Total Assets is €4,645.08 Mil as of Dec. 2025. GuruFocus rates MAL:APS with a GF Score™ of 21/100 and a GF Value™ of €0.61 (Fairly Valued). The stock has 7 warning signs investors should review.

APS Bank's Total Assets for the quarter that ended in Dec. 2025 was €4,645.08 Mil.

During the past 12 months, APS Bank's average Total Assets Growth Rate was 12.20% per year. During the past 3 years, the average Total Assets Growth Rate was 11.90% per year.

During the past 5 years, APS Bank's highest 3-Year average Total Assets Growth Rate was 13.50%. The lowest was 11.90%. And the median was 12.70%.

Total Assets is connected with ROA %. APS Bank's annualized ROA % for the quarter that ended in Dec. 2025 was 0.50%. Total Assets is also linked to Revenue through Asset Turnover. APS Bank's Asset Turnover for the quarter that ended in Dec. 2025 was 0.01.


APS Bank  (MAL:APS) Total Assets Explanation

Total Assets is connected with ROA %.

APS Bank's annualized ROA % for the quarter that ended in Dec. 2025 is

ROA %=Net Income (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=22.618/( (4322.799+4645.077)/ 2 )
=22.618/4483.938
=0.50 %

Note: The Net Income data used here is two times the semi-annual (Dec. 2025) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

APS Bank's Asset Turnover for the quarter that ended in Dec. 2025 is

Asset Turnover
=Revenue (Q: Dec. 2025 )/( (Total Assets (Q: Jun. 2025 )+Total Assets (Q: Dec. 2025 ))/ count )
=48.502/( (4322.799+4645.077)/ 2 )
=48.502/4483.938
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

APS Bank Total Assets Related Terms


APS Bank Total Assets Historical Data

* Premium members only.

The historical data trend for APS Bank's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

APS Bank Total Assets Chart

APS Bank Annual Data
Trend Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
2,795.00 3,112.15 3,661.21 4,161.15 4,645.08

APS Bank Semi-Annual Data
Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only 3,661.21 3,771.59 4,161.15 4,322.80 4,645.08
MAL:APS
21GF Score
APS Bank Ltd MAL:APS
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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APS Bank Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

APS Bank's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=362.299+4282.778
=4,645.08

APS Bank's Total Assets for the quarter that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (Q: Dec. 2025 )+Total Liabilities (Q: Dec. 2025 )
=362.299+4282.778
=4,645.08

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of €4,645.08 Mil mean?
APS Bank (MAL:APS) has a Total Assets of €4,645.08 Mil as of Dec. 2025. The total amount of assets as recorded on a company's balance sheet. View historical data on APS Bank and its competitors.
Is APS Bank's Total Assets too high?
APS Bank's current Total Assets is €4,645.08 Mil. Overall, APS Bank has a GF Score™ of 21/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does APS Bank's Total Assets compare to PNC and USB?
APS Bank's Total Assets of €4,645.08 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for a Banks company?
A good Total Assets depends on the Banks industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on APS Bank and its competitors. APS Bank's current Total Assets is €4,645.08 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is APS Bank stock overvalued right now?
Based on GuruFocus' analysis, APS Bank (MAL:APS) is currently considered Fairly Valued. The stock's GF Value™ is €0.61, compared to a current price of €0.58 — trading 4.9% below its estimated fair value. The current Total Assets is €4,645.08 Mil. APS Bank's overall GF Score™ is 21/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For APS Bank (MAL:APS), the current Total Assets is €4,645.08 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is APS Bank (MAL:APS) Overvalued in 2026?

Based on GuruFocus' analysis, APS Bank stock appears to be undervalued. The current stock price of €0.58 is trading 4.9% below its estimated GF Value™ of €0.61. GuruFocus considers APS Bank to be Fairly Valued.

Key valuation signals for MAL:APS:

  • Total Assets: €4,645.08 Mil
  • GF Value™: €0.61 vs. price of €0.58 (4.9% below fair value)
  • GF Score™: 21/100 with 7 warning signs

No single metric tells the full story. See the MAL:APS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


APS Bank Business Description

Address Tower Street, APS Centre, APS Bank, Birkirkara, MLT, BKR 4012
APS Bank Ltd offers various personal banking and other financial products and services, including savings accounts, insurance and investment products, home loans, and personal loans, among others. It also caters to the banking needs of corporate customers. The company, along with its subsidiaries, operates in four reportable segments: Retail, Commercial, Investment Services, and Liquidity Management and Structured Loans. Maximum revenue is generated from the Retail segment, which offers various products and services to meet the personal banking needs of individual customers. This includes home loans, personal loans, overdraft facilities, deposit products, and other general banking activities.
21GF Score

Get the complete analysis for MAL:APS

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€0.58
Price
€0.61
GF Value