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Community Bank System (Community Bank System) Shiller PE Ratio : 13.18 (As of Apr. 26, 2024)


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What is Community Bank System Shiller PE Ratio?

As of today (2024-04-26), Community Bank System's current share price is $44.69. Community Bank System's E10 for the quarter that ended in Dec. 2023 was $3.39. Community Bank System's Shiller PE Ratio for today is 13.18.

The historical rank and industry rank for Community Bank System's Shiller PE Ratio or its related term are showing as below:

CBU' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.43   Med: 22.16   Max: 31.73
Current: 13.17

During the past years, Community Bank System's highest Shiller PE Ratio was 31.73. The lowest was 11.43. And the median was 22.16.

CBU's Shiller PE Ratio is ranked worse than
71.05% of 1126 companies
in the Banks industry
Industry Median: 10.305 vs CBU: 13.17

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Community Bank System's adjusted earnings per share data for the three months ended in Dec. 2023 was $0.710. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $3.39 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


Community Bank System Shiller PE Ratio Historical Data

The historical data trend for Community Bank System's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Community Bank System Shiller PE Ratio Chart

Community Bank System Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.52 23.10 24.88 19.16 15.35

Community Bank System Quarterly Data
Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 15.97 14.02 12.47 15.35 -

Competitive Comparison of Community Bank System's Shiller PE Ratio

For the Banks - Regional subindustry, Community Bank System's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Community Bank System's Shiller PE Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Community Bank System's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Community Bank System's Shiller PE Ratio falls into.



Community Bank System Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Community Bank System's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=44.69/3.39
=13.18

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Community Bank System's E10 for the quarter that ended in Dec. 2023 is calculated as:

For example, Community Bank System's adjusted earnings per share data for the three months ended in Dec. 2023 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=0.71/129.4194*129.4194
=0.710

Current CPI (Dec. 2023) = 129.4194.

Community Bank System Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201403 0.540 99.695 0.701
201406 0.570 100.560 0.734
201409 0.540 100.428 0.696
201412 0.560 99.070 0.732
201503 0.540 99.621 0.702
201506 0.580 100.684 0.746
201509 0.600 100.392 0.773
201512 0.470 99.792 0.610
201603 0.550 100.470 0.708
201606 0.580 101.688 0.738
201609 0.610 101.861 0.775
201612 0.590 101.863 0.750
201703 0.570 102.862 0.717
201706 0.350 103.349 0.438
201709 0.680 104.136 0.845
201712 1.400 104.011 1.742
201803 0.780 105.290 0.959
201806 0.860 106.317 1.047
201809 0.830 106.507 1.009
201812 0.780 105.998 0.952
201903 0.800 107.251 0.965
201906 0.860 108.070 1.030
201909 0.750 108.329 0.896
201912 0.820 108.420 0.979
202003 0.760 108.902 0.903
202006 0.660 108.767 0.785
202009 0.790 109.815 0.931
202012 0.860 109.897 1.013
202103 0.970 111.754 1.123
202106 0.880 114.631 0.994
202109 0.830 115.734 0.928
202112 0.800 117.630 0.880
202203 0.860 121.301 0.918
202206 0.730 125.017 0.756
202209 0.900 125.227 0.930
202212 0.970 125.222 1.003
202303 0.110 127.348 0.112
202306 0.890 128.729 0.895
202309 0.820 129.860 0.817
202312 0.710 129.419 0.710

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Community Bank System  (NYSE:CBU) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Community Bank System Shiller PE Ratio Related Terms

Thank you for viewing the detailed overview of Community Bank System's Shiller PE Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Community Bank System (Community Bank System) Business Description

Traded in Other Exchanges
Address
5790 Widewaters Parkway, DeWitt, NY, USA, 13214-1883
Community Bank System Inc is a financial holding company. The company primarily operates through two wholly-owned subsidiaries: Community Bank, N.A. and Benefit Plans Administrative Services. Community Bank's business is operating a community bank providing a broad array of banking and financial services. These are offered chiefly to retail, commercial, and municipal customers in non-metropolitan markets, including small towns in upstate New York and Northeastern Pennsylvania. The company has historically relied on acquisitions to fuel growth, in addition to growing organically. A majority of its loan portfolio is tilted toward the consumer market on an installment, line of credit, or residential mortgage loan basis. The majority of the company's net revenue is net interest income.
Executives
Sally A Steele director
Jeffrey M Levy officer: President, Commercial Banking 52 SOUTH BROAD STREET, NORWICH NY 13815
Brian R Ace director
Dimitar Karaivanov officer: EVP Financial Serv & Corp Dev C/O COMMUNITY BANK SYSTEM, INC., 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Kerrie D. Macpherson director 5790 WIDEWATERS PARKWAY, C/O COMMUNITY BANK SYSTEM INC., DEWITT NY 13214
Mark J. Bolus director R.R. 1, BOX 412A, DALTON PA 18414
John F. Whipple director 1692 GOODRICH AVENUE, OLEAN NY 14760
Michael N Abdo officer: EVP and General Counsel 5790 WIDEWATERS PARKWAY, DEWITT NY 13214
Jeffrey J Knauss director 2438 EAST LAKE ROAD, SKANEATELES NY 13152
George J Getman officer: Executive VP & General Counsel 7856 CAHILL ROAD, MANLIUS NY 13104
Maureen A Gillan-myer officer: EVP, Chief Human Resources Off C/O HSBC NORTH AMERICA, 452 FIFTH AVENUE, NEW YORK NY 10018
John Parente director 478 SCHOOLHOUSE ROAD, TUNKHANNOCK PA 18657
Joseph Jonathon Lemchak officer: SVP, Chief Investment Officer 4482 YOUNG ROAD, SYRACUSE NY 13215
Eric Stickels director 182 MAIN STREET, ONEIDA NY 13421
Susan E Skerritt director 3200 NORTHLINE AVE, SUITE 360, GREENSBORO NC 27408