Medibank Pvt (ASX:MPL) Accounts Receivable: A$70 Mil (As of Dec. 2025)

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ASX:MPL Medibank Pvt Ltd ASX:MPL
78 GF Score
Price A$5.11
GF Value A$4.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Medibank Pvt Accounts Receivable?

Medibank Pvt ASX:MPL 78 Accounts Receivable is A$70 Mil as of Dec. 2025. GuruFocus rates ASX:MPL with a GF Score™ of 78/100 and a GF Value™ of A$4.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Medibank Pvt's accounts receivables for the quarter that ended in Dec. 2025 was A$70 Mil.

Accounts receivable can be measured by Days Sales Outstanding. Medibank Pvt's Days Sales Outstanding for the quarter that ended in Dec. 2025 was 2.80.

In Ben Graham's calculation of Net-Net Working Capital, accounts receivable are only considered to be worth 75% of book value. Medibank Pvt's Net-Net Working Capital per share for the quarter that ended in Dec. 2025 was A$-0.51.


Medibank Pvt Accounts Receivable Explanation

1. Accounts Receivable are created when a customer has received a product but has not yet paid for that product. Days Sales Outstanding measures of the average number of days that a company takes to collect revenue after a sale has been made. It is a financial ratio that illustrates how well a company's accounts receivables are being managed.

Medibank Pvt's Days Sales Outstanding for the quarter that ended in Dec. 2025 is calculated as:

Days Sales Outstanding
=Accounts Receivable/Revenue*Days in Period
=70.4/4586.6*91
=2.80

2. In Ben Graham's calculation of Net-Net Working Capital (NNWC), Medibank Pvt's accounts receivable are only considered to be worth 75% of book value:

Medibank Pvt's Net-Net Working Capital Per Share for the quarter that ended in Dec. 2025 is calculated as:

Net-Net Working Capital Per Share
=(Cash And Cash Equivalents+0.75 * Accounts Receivable+0.5 * Total Inventories-Total Liabilities
-Preferred Stock-Minority Interest)/Shares Outstanding (EOP)
=(453.3+0.75 * 70.4+0.5 * 0-1924.4
-0-0)/2754.003
=-0.51

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Net receivables tells us a great deal about the different competitors in the same industry. In competitive industries, some attempt to gain advantage by offering better credit terms, causing increase in sales and receivables.

If company consistently shows lower % Net receivables to gross sales than competitors, then it usually has some kind of competitive advantage which requires further digging.

Average Days Sales Outstanding is a good indicator for measuring a company's sales channel and customers. A company may book great revenue and earnings growth but never receive payment from their customers. This may force a write-off in the future and depress future earnings.


Medibank Pvt Accounts Receivable Related Terms


Medibank Pvt Accounts Receivable Historical Data

* Premium members only.

The historical data trend for Medibank Pvt's Accounts Receivable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medibank Pvt Accounts Receivable Chart

Medibank Pvt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Accounts Receivable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 72.20 78.60 88.40 39.50 66.40

Medibank Pvt Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Accounts Receivable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34.70 39.50 46.40 66.40 70.40
ASX:MPL
78GF Score
Medibank Pvt Ltd ASX:MPL
Accounts Receivable is just one metric. See GF Score™, valuation, warning signs, and more.
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Medibank Pvt Accounts Receivable Calculation

Accounts Receivable is money owed to a business by customers and shown on its Balance Sheet as an asset.

Frequently Asked Questions Learn more about Accounts Receivable →
What does a Accounts Receivable of A$70 Mil mean?
Medibank Pvt (ASX:MPL) has a Accounts Receivable of A$70 Mil as of Dec. 2025. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Medibank Pvt and its competitors.
Is Medibank Pvt's Accounts Receivable too high?
Medibank Pvt's current Accounts Receivable is A$70 Mil. Overall, Medibank Pvt has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's Accounts Receivable compare to FNF and AXS?
Medibank Pvt's Accounts Receivable of A$70 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Accounts Receivable for an Insurance company?
A good Accounts Receivable depends on the Insurance industry context. However, Accounts Receivable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Accounts Receivable mean?
A high Accounts Receivable can signal that a stock is expensive relative to its fundamentals. Accounts receivable is the amount a company expects to receive from credit-extending customers. View historical data on Medibank Pvt and its competitors. Medibank Pvt's current Accounts Receivable is A$70 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.40, compared to a current price of A$5.11 — trading 16.1% above its estimated fair value. The current Accounts Receivable is A$70 Mil. Medibank Pvt's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Accounts Receivable calculated?
Accounts Receivable is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current Accounts Receivable is A$70 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medibank Pvt (ASX:MPL) Overvalued in 2026?

Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued. The current stock price of A$5.11 is trading 16.1% above its estimated GF Value™ of A$4.40. GuruFocus considers Medibank Pvt to be Modestly Overvalued.

Key valuation signals for ASX:MPL:

  • Accounts Receivable: A$70 Mil
  • GF Value™: A$4.40 vs. price of A$5.11 (16.1% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medibank Pvt Business Description

Other Exchanges MDBPF:USAMDBKY:USA
Address 695 Collins Street, Medibank Melbourne Hub, Level 2, Docklands, Melbourne, VIC, AUS, 3008
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
78GF Score

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Accounts Receivable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.11
Price
A$4.40
GF Value