FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Medibank Pvt's Free Cash Flow for the
six
months ended in Dec. 2025 was A$-301 Mil. Medibank Pvt's Revenue for the
six
months ended in Dec. 2025 was A$4,587 Mil. Therefore, Medibank Pvt's FCF Margin % for the quarter that ended in Dec. 2025 was -6.55%.
The historical rank and industry rank for Medibank Pvt's FCF Margin % or its related term are showing as below:
ASX:MPL'
s FCF Margin % Range Over the Past 10 Years
Min: -10.89 Med: 5.2 Max: 12.88
Current: 2.59
During the past 11 years, the highest FCF Margin % of Medibank Pvt was 12.88%. The lowest was -10.89%. And the median was 5.20%.
ASX:MPL's FCF Margin % is ranked worse than 71.06% of 501
companies
in the Insurance industry
Industry Median: 9.6
vs ASX:MPL: 2.59
Medibank Pvt FCF Margin % Related Terms
Medibank Pvt FCF Margin % Historical Data
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The historical data trend for Medibank Pvt's FCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Specialty subindustry, Medibank Pvt's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Medibank Pvt FCF Margin % vs Insurance Industry
For the Insurance industry and Financial Services sector, Medibank Pvt's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Medibank Pvt's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Medibank Pvt (ASX:MPL) has a FCF Margin % of -6.55% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Medibank Pvt and its competitors. According to the industry distribution chart, Medibank Pvt ranks #356 out of 501 companies in the Insurance industry, placing it in the top 71.1%.
Is Medibank Pvt's FCF Margin % too high?
Medibank Pvt's current FCF Margin % is -6.55%. Based on the distribution chart, Medibank Pvt ranks #356 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Medibank Pvt has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's FCF Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Medibank Pvt ranks #356 out of 501 companies for FCF Margin %. This places Medibank Pvt in the lower half of its industry. The industry median FCF Margin % is 9.60. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for an Insurance company?
The median FCF Margin % among Insurance companies is 9.60, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Medibank Pvt and its competitors. For the Insurance industry, the median FCF Margin % is 9.60 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medibank Pvt's current FCF Margin % is -6.55%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.38, compared to a current price of A$4.99 — trading 13.9% above its estimated fair value. The current FCF Margin % is -6.55%. Medibank Pvt's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current FCF Margin % is -6.55% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Medibank Pvt (ASX:MPL) Overvalued in 2026?
Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued.
The current stock price of A$4.99 is trading 13.9% above its estimated GF Value™ of A$4.38.
GuruFocus considers Medibank Pvt to be Modestly Overvalued.
Key valuation signals for ASX:MPL:
FCF Margin %: -6.55%
GF Value™: A$4.38 vs. price of A$4.99 (13.9% above fair value)
No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
77GF Score
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