Medibank Pvt (ASX:MPL) Total Premiums Earned: A$8,194 Mil (As of Dec. 2025)

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ASX:MPL Medibank Pvt Ltd ASX:MPL
78 GF Score
Price A$5.11
GF Value A$4.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Medibank Pvt Total Premiums Earned?

Medibank Pvt ASX:MPL 78 Total Premiums Earned is A$8,194 Mil as of Dec. 2025. GuruFocus rates ASX:MPL with a GF Score™ of 78/100 and a GF Value™ of A$4.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Total premiums earned is the portion of the premium that insurance companies earned by providing insurances for the time period that has already passed. Medibank Pvt's total premiums earned for the six months ended in Dec. 2025 was A$4,296 Mil. Its total premiums earned for the trailing twelve months (TTM) ended in Dec. 2025 was A$8,194 Mil.

Medibank Pvt's quarterly total premiums earned declined from Dec. 2024 (A$4,114 Mil) to Jun. 2025 (A$3,898 Mil) but then increased from Jun. 2025 (A$3,898 Mil) to Dec. 2025 (A$4,296 Mil).

Medibank Pvt's annual total premiums earned increased from Jun. 2023 (A$7,182 Mil) to Jun. 2024 (A$7,623 Mil) and increased from Jun. 2024 (A$7,623 Mil) to Jun. 2025 (A$8,012 Mil).


Medibank Pvt Total Premiums Earned Historical Data

* Premium members only.

The historical data trend for Medibank Pvt's Total Premiums Earned can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medibank Pvt Total Premiums Earned Chart

Medibank Pvt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Total Premiums Earned
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6,691.10 6,881.20 7,182.00 7,623.10 8,011.70

Medibank Pvt Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Total Premiums Earned Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3,919.40 3,703.70 4,113.90 3,897.80 4,296.10
ASX:MPL
78GF Score
Medibank Pvt Ltd ASX:MPL
Total Premiums Earned is just one metric. See GF Score™, valuation, warning signs, and more.
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Medibank Pvt Total Premiums Earned Calculation

The portion of the premium that insurance companies earned by providing insurances for the time period that has already passed.

Total Premiums Earned for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$8,194 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Premiums Earned →
What does a Total Premiums Earned of A$8,194 Mil mean?
Medibank Pvt (ASX:MPL) has a Total Premiums Earned of A$8,194 Mil as of Dec. 2025. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Medibank Pvt and its competitors.
Is Medibank Pvt's Total Premiums Earned too high?
Medibank Pvt's current Total Premiums Earned is A$8,194 Mil. Overall, Medibank Pvt has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's Total Premiums Earned compare to FNF and AXS?
Medibank Pvt's Total Premiums Earned of A$8,194 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Premiums Earned for an Insurance company?
A good Total Premiums Earned depends on the Insurance industry context. However, Total Premiums Earned should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Premiums Earned mean?
A high Total Premiums Earned can signal that a stock is expensive relative to its fundamentals. Total premiums earned is the amount an insurance company earnings through providing insurance for the time elapsed. View historical data on Medibank Pvt and its competitors. Medibank Pvt's current Total Premiums Earned is A$8,194 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.40, compared to a current price of A$5.11 — trading 16.1% above its estimated fair value. The current Total Premiums Earned is A$8,194 Mil. Medibank Pvt's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Premiums Earned calculated?
Total Premiums Earned is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current Total Premiums Earned is A$8,194 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medibank Pvt (ASX:MPL) Overvalued in 2026?

Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued. The current stock price of A$5.11 is trading 16.1% above its estimated GF Value™ of A$4.40. GuruFocus considers Medibank Pvt to be Modestly Overvalued.

Key valuation signals for ASX:MPL:

  • Total Premiums Earned: A$8,194 Mil
  • GF Value™: A$4.40 vs. price of A$5.11 (16.1% above fair value)
  • GF Score™: 78/100 with 6 warning signs

No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medibank Pvt Business Description

Other Exchanges MDBPF:USAMDBKY:USA
Address 695 Collins Street, Medibank Melbourne Hub, Level 2, Docklands, Melbourne, VIC, AUS, 3008
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
78GF Score

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Total Premiums Earned is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.11
Price
A$4.40
GF Value