Medibank Pvt (ASX:MPL) Cash Flow from Operations: A$299 Mil (TTM As of Dec. 2025)

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ASX:MPL Medibank Pvt Ltd ASX:MPL
77 GF Score
Price A$5.16
GF Value A$4.40
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Medibank Pvt Cash Flow from Operations?

Medibank Pvt ASX:MPL +0.58% 77 Cash Flow from Operations is A$299 Mil as of Dec. 2025. GuruFocus rates ASX:MPL with a GF Score™ of 77/100 and a GF Value™ of A$4.40 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

For the six months ended in Dec. 2025, Medibank Pvt's Cash Receipts from Operating Activities was A$4,106 Mil. Its Cash Payments was A$-4,363 Mil. And its Cash Flow from Others was A$-0 Mil. In all, Medibank Pvt's Cash Flow from Operations for the six months ended in Dec. 2025 was A$-257 Mil.

Medibank Pvt  (ASX:MPL) Cash Flow from Operations Explanation

For financial companies reported in direct method, cash flow from operations contains three items:

1. Cash Receipts from Operating Activities:
Cash Receipts from Operating Activities represents cash received from operating activitiies in direct method.

Medibank Pvt's cash receipts from operating activities for the six months ended in Dec. 2025 was A$4,106 Mil.

2. Cash Payments:
It represents cash flow paid from operating activities in the direct cash flow method.

Medibank Pvt's cash payments for the six months ended in Dec. 2025 was A$-4,363 Mil.

3. Cash Flow from Others:
These are cash differences caused by the change of cash receipts and cash payments. For instance, if a company pays its suppliers slower, its cash position will build up faster. If a company receives payments from its customers slower, its cash position will grow more slowly (or even shrink).

Medibank Pvt's cash flow from others for the six months ended in Dec. 2025 was A$-0 Mil.

Medibank Pvt Cash Flow from Operations Related Terms

Medibank Pvt Cash Flow from Operations Historical Data

* Premium members only.

The historical data trend for Medibank Pvt's Cash Flow from Operations can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medibank Pvt Cash Flow from Operations Chart

Medibank Pvt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Cash Flow from Operations
Get a 7-Day Free Trial Premium Member Only Premium Member Only 482.20 948.50 184.50 868.50 380.90

Medibank Pvt Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Cash Flow from Operations Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 64.40 804.10 -174.60 555.50 -256.90
ASX:MPL
77GF Score
Medibank Pvt Ltd ASX:MPL
Cash Flow from Operations is just one metric. See GF Score™, valuation, warning signs, and more.
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Medibank Pvt Cash Flow from Operations Calculation

Cash flow from operations refers to the cash brought in through a company's normal business operations. It is the cash flow before any investment or financing activities. It is the cash version of net income.

Medibank Pvt's Cash Flow from Operations for the fiscal year that ended in Jun. 2025 is calculated as:

Cash Flow from Operations(A: Jun. 2025 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=8361.9+-7981+3.4106051316485E-13
=381

Medibank Pvt's Cash Flow from Operations for the quarter that ended in Dec. 2025 is:

Cash Flow from Operations(Q: Dec. 2025 )
=Cash Receipts from Operating Activities+Cash Payments+Cash Flow from Others
=4106.3+-4363.2+-3.4106051316485E-13
=-257

Cash Flow from Operations for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$299 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Cash Flow from Operations of A$299 Mil mean?
Medibank Pvt (ASX:MPL) has a Cash Flow from Operations of A$299 Mil as of Dec. 2025. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Medibank Pvt and its competitors.
Is Medibank Pvt's Cash Flow from Operations too high?
Medibank Pvt's current Cash Flow from Operations is A$299 Mil. Overall, Medibank Pvt has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's Cash Flow from Operations compare to FNF and AXS?
Medibank Pvt's Cash Flow from Operations of A$299 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cash Flow from Operations for an Insurance company?
A good Cash Flow from Operations depends on the Insurance industry context. However, Cash Flow from Operations should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cash Flow from Operations mean?
A high Cash Flow from Operations can signal that a stock is expensive relative to its fundamentals. Cash Flow from Operations is the amount of cash earned or paid from standard business operations. View historical data for Medibank Pvt and its competitors. Medibank Pvt's current Cash Flow from Operations is A$299 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.40, compared to a current price of A$5.16 — trading 17.3% above its estimated fair value. The current Cash Flow from Operations is A$299 Mil. Medibank Pvt's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cash Flow from Operations calculated?
Cash Flow from Operations is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current Cash Flow from Operations is A$299 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medibank Pvt (ASX:MPL) Overvalued in 2026?

Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued. The current stock price of A$5.16 is trading 17.3% above its estimated GF Value™ of A$4.40. GuruFocus considers Medibank Pvt to be Modestly Overvalued.

Key valuation signals for ASX:MPL:

  • Cash Flow from Operations: A$299 Mil
  • GF Value™: A$4.40 vs. price of A$5.16 (17.3% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Medibank Pvt Business Description

Other Exchanges MDBPF:USAMDBKY:USA
Address 695 Collins Street, Medibank Melbourne Hub, Level 2, Docklands, Melbourne, VIC, AUS, 3008
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
77GF Score

Get the complete analysis for ASX:MPL

Cash Flow from Operations is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.16
Price
A$4.40
GF Value