Medibank Pvt (ASX:MPL) Pre-Tax Income: A$680 Mil (TTM As of Dec. 2025)

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ASX:MPL Medibank Pvt Ltd ASX:MPL
76 GF Score
Price A$5.28
GF Value A$4.48
Valuation Modestly Overvalued
! 6 Warning Signs
View Full Analysis

What is Medibank Pvt Pre-Tax Income?

Medibank Pvt ASX:MPL +0.19% 76 Pre-Tax Income is A$680 Mil as of Dec. 2025. GuruFocus rates ASX:MPL with a GF Score™ of 76/100 and a GF Value™ of A$4.48 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Medibank Pvt's pretax income for the six months ended in Dec. 2025 was A$445 Mil. Its pretax income for the trailing twelve months (TTM) ended in Dec. 2025 was A$680 Mil. Medibank Pvt's pretax margin was 9.69%.

During the past 11 years, Medibank Pvt's highest Pretax Margin was 9.70%. The lowest was 6.64%. And the median was 8.92%.


Medibank Pvt  (ASX:MPL) Pre-Tax Income Explanation

Medibank Pvt's Pretax Margin for the quarter that ended in Dec. 2025 is calculated as

Pretax Margin=Pretax Income/Revenue
=444.6/4586.6
=9.69%

During the past 11 years, Medibank Pvt's highest Pretax Margin was 9.70%. The lowest was 6.64%. And the median was 8.92%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Medibank Pvt Pre-Tax Income Related Terms


Medibank Pvt Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Medibank Pvt's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medibank Pvt Pre-Tax Income Chart

Medibank Pvt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 632.30 560.00 727.10 711.70 728.80

Medibank Pvt Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 491.90 219.80 493.00 235.80 444.60

ASX:MPL vs FNF, AXS, FAF: Pre-Tax Income Comparison

For the Insurance - Specialty subindustry, Medibank Pvt's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medibank Pvt Pre-Tax Income vs Insurance Industry

For the Insurance industry and Financial Services sector, Medibank Pvt's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Medibank Pvt's Pre-Tax Income falls into.


ASX:MPL
76GF Score
Medibank Pvt Ltd ASX:MPL
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Medibank Pvt Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Medibank Pvt's Pretax Income for the fiscal year that ended in Jun. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+728.8
=729

Medibank Pvt's Pretax Income for the quarter that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+444.6
=445

Pre-Tax Income for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$680 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of A$680 Mil mean?
Medibank Pvt (ASX:MPL) has a Pre-Tax Income of A$680 Mil as of Dec. 2025. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Medibank Pvt and its competitors.
Is Medibank Pvt's Pre-Tax Income too high?
Medibank Pvt's current Pre-Tax Income is A$680 Mil. Overall, Medibank Pvt has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's Pre-Tax Income compare to FNF and AXS?
Medibank Pvt's Pre-Tax Income of A$680 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for an Insurance company?
A good Pre-Tax Income depends on the Insurance industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Medibank Pvt and its competitors. Medibank Pvt's current Pre-Tax Income is A$680 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.48, compared to a current price of A$5.28 — trading 17.9% above its estimated fair value. The current Pre-Tax Income is A$680 Mil. Medibank Pvt's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current Pre-Tax Income is A$680 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medibank Pvt (ASX:MPL) Overvalued in 2026?

Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued. The current stock price of A$5.28 is trading 17.9% above its estimated GF Value™ of A$4.48. GuruFocus considers Medibank Pvt to be Modestly Overvalued.

Key valuation signals for ASX:MPL:

  • Pre-Tax Income: A$680 Mil
  • GF Value™: A$4.48 vs. price of A$5.28 (17.9% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medibank Pvt Business Description

Other Exchanges MDBPF:USAMDBKY:USA
Address 695 Collins Street, Medibank Melbourne Hub, Level 2, Docklands, Melbourne, VIC, AUS, 3008
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
76GF Score

Get the complete analysis for ASX:MPL

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$5.28
Price
A$4.48
GF Value