Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Medibank Pvt's EPS (Basic) for the
six
months ended in Dec. 2025 was A$0.11.
Its EPS (Basic) for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.17.
Medibank Pvt's EPS without NRI for the
six
months ended in Dec. 2025 was A$0.11.
Its EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was A$0.17.
During the past 12 months, Medibank Pvt's average EPS without NRIGrowth Rate was -5.60% per year.
During the past 3 years, the average EPS without NRIGrowth Rate was 8.40% per year.
During the past 5 years, the average EPS without NRIGrowth Rate was 8.60% per year.
During the past 10 years, the average EPS without NRIGrowth Rate was 3.30% per year.
During the past 11 years, Medibank Pvt's highest 3-Year average EPS without NRI Growth Rate was 17.40% per year. The lowest was -11.00% per year. And the median was 2.65% per year.
Medibank Pvt (ASX:MPL) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Medibank Pvt Earnings per Share (Diluted) Related Terms
Medibank Pvt Earnings per Share (Diluted) Historical Data
* Premium members only.
The historical data trend for Medibank Pvt's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
ASX:MPL vs FNF, AXS, FAF: Earnings per Share (Diluted) Comparison
For the Insurance - Specialty subindustry, Medibank Pvt's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Medibank Pvt PE Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, Medibank Pvt's PE Ratio distribution charts can be found below:
* The bar in red indicates where Medibank Pvt's PE Ratio falls into.
Medibank Pvt Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Medibank Pvt's Earnings Per Share (Diluted) for the fiscal year that ended in Jun. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Dec. 2025 adds up the semi-annually data reported by the company within the most recent 12 months, which was A$0.17
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of A$0.17 mean?
Medibank Pvt (ASX:MPL) has a Earnings per Share (Diluted) of A$0.17 as of Dec. 2025. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Medibank Pvt and its competitors. According to the industry distribution chart, Medibank Pvt ranks #256 out of 401 companies in the Insurance industry, placing it in the top 63.8%.
Is Medibank Pvt's Earnings per Share (Diluted) too high?
Medibank Pvt's current Earnings per Share (Diluted) is A$0.17. Based on the distribution chart, Medibank Pvt ranks #256 out of 401 companies in the Insurance industry, which is below the industry midpoint. Overall, Medibank Pvt has a GF Score™ of 78/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's Earnings per Share (Diluted) compare to FNF and AXS?
According to the Insurance industry distribution chart, Medibank Pvt ranks #256 out of 401 companies for Earnings per Share (Diluted). This places Medibank Pvt in the lower half of its industry. The industry median Earnings per Share (Diluted) is 16.50. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for an Insurance company?
The median Earnings per Share (Diluted) among Insurance companies is 16.50, based on 401 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Medibank Pvt and its competitors. For the Insurance industry, the median Earnings per Share (Diluted) is 16.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medibank Pvt's current Earnings per Share (Diluted) is A$0.17. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.40, compared to a current price of A$5.12 — trading 16.4% above its estimated fair value. The current Earnings per Share (Diluted) is A$0.17. Medibank Pvt's overall GF Score™ is 78/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current Earnings per Share (Diluted) is A$0.17 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Medibank Pvt (ASX:MPL) Overvalued in 2026?
Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued.
The current stock price of A$5.12 is trading 16.4% above its estimated GF Value™ of A$4.40.
GuruFocus considers Medibank Pvt to be Modestly Overvalued.
Key valuation signals for ASX:MPL:
Earnings per Share (Diluted): A$0.17
GF Value™: A$4.40 vs. price of A$5.12 (16.4% above fair value)
No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
78GF Score
Get the complete analysis for ASX:MPL
Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
ASX:MPL has been successfully added to your 
