Medibank Pvt (ASX:MPL) OCF Margin %: -5.60% (As of Dec. 2025)


ASX:MPL Medibank Pvt Ltd ASX:MPL
77 GF Score
Price A$4.99
GF Value A$4.38
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Medibank Pvt OCF Margin %?

Medibank Pvt ASX:MPL +2.67% 77 OCF Margin % is -5.60% as of Dec. 2025. GuruFocus rates ASX:MPL with a GF Score™ of 77/100 and a GF Value™ of A$4.38 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 501 Insurance companies, Medibank Pvt ranks worse than 71.86% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Medibank Pvt's Cash Flow from Operations for the six months ended in Dec. 2025 was A$-257 Mil. Medibank Pvt's Revenue for the six months ended in Dec. 2025 was A$4,587 Mil. Therefore, Medibank Pvt's OCF Margin % for the quarter that ended in Dec. 2025 was -5.60%.

As of today, Medibank Pvt's current OCF Yield % is 2.24%.

The historical rank and industry rank for Medibank Pvt's OCF Margin % or its related term are showing as below:

ASX:MPL' s OCF Margin % Range Over the Past 10 Years
Min: 2.46   Med: 5.99   Max: 13.37
Current: 3.42


During the past 11 years, the highest OCF Margin % of Medibank Pvt was 13.37%. The lowest was 2.46%. And the median was 5.99%.

ASX:MPL's OCF Margin % is ranked worse than
71.86% of 501 companies
in the Insurance industry
Industry Median: 10.85 vs ASX:MPL: 3.42


Medibank Pvt OCF Margin % Related Terms


Medibank Pvt OCF Margin % Historical Data

* Premium members only.

The historical data trend for Medibank Pvt's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Medibank Pvt OCF Margin % Chart

Medibank Pvt Annual Data
Trend Jun16 Jun17 Jun18 Jun19 Jun20 Jun21 Jun22 Jun23 Jun24 Jun25
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 6.88 13.37 2.46 10.83 4.46

Medibank Pvt Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.58 20.36 -3.97 13.38 -5.60

ASX:MPL vs FNF, AXS, FAF: OCF Margin % Comparison

For the Insurance - Specialty subindustry, Medibank Pvt's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Medibank Pvt OCF Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, Medibank Pvt's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Medibank Pvt's OCF Margin % falls into.


ASX:MPL
77GF Score
Medibank Pvt Ltd ASX:MPL
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Medibank Pvt OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Medibank Pvt's OCF Margin for the fiscal year that ended in Jun. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Jun. 2025 )/Revenue (A: Jun. 2025 )
=380.9/8546
=4.46 %

Medibank Pvt's OCF Margin for the quarter that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-256.9/4586.6
=-5.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of -5.60% mean?
Medibank Pvt (ASX:MPL) has a OCF Margin % of -5.60% as of Dec. 2025. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Medibank Pvt and its competitors. Over the past decade, Medibank Pvt's OCF Margin % has ranged from 2.46 to 13.37. According to the industry distribution chart, Medibank Pvt ranks #360 out of 501 companies in the Insurance industry, placing it in the top 71.9%.
Is Medibank Pvt's OCF Margin % too high?
Medibank Pvt's current OCF Margin % is -5.60%. Over the past 10 years, this metric has ranged from a low of 2.46 to a high of 13.37. Based on the distribution chart, Medibank Pvt ranks #360 out of 501 companies in the Insurance industry, which is below the industry midpoint. Overall, Medibank Pvt has a GF Score™ of 77/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's OCF Margin % compare to FNF and AXS?
According to the Insurance industry distribution chart, Medibank Pvt ranks #360 out of 501 companies for OCF Margin %. This places Medibank Pvt in the lower half of its industry. The industry median OCF Margin % is 10.85. Historically, Medibank Pvt's own OCF Margin % has ranged from 2.46 to 13.37 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for an Insurance company?
The median OCF Margin % among Insurance companies is 10.85, based on 501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Medibank Pvt and its competitors. For the Insurance industry, the median OCF Margin % is 10.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medibank Pvt's current OCF Margin % is -5.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.38, compared to a current price of A$4.99 — trading 13.9% above its estimated fair value. The current OCF Margin % is -5.60%. Medibank Pvt's overall GF Score™ is 77/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current OCF Margin % is -5.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Medibank Pvt (ASX:MPL) Overvalued in 2026?

Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued. The current stock price of A$4.99 is trading 13.9% above its estimated GF Value™ of A$4.38. GuruFocus considers Medibank Pvt to be Modestly Overvalued.

Key valuation signals for ASX:MPL:

  • OCF Margin %: -5.60%
  • GF Value™: A$4.38 vs. price of A$4.99 (13.9% above fair value)
  • GF Score™: 77/100 with 6 warning signs

No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Medibank Pvt Business Description

Other Exchanges MDBPF:USAMDBKY:USA
Address 695 Collins Street, Medibank Melbourne Hub, Level 2, Docklands, Melbourne, VIC, AUS, 3008
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
77GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

A$4.99
Price
A$4.38
GF Value