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Medibank PvtASX:MPL 76 3-1 Month Momentum % is 3.86% as of Jul. 16, 2026. GuruFocus rates ASX:MPL with a GF Score™ of 76/100 and a GF Value™ of A$4.40 (Modestly Overvalued). The stock has 6 warning signs investors should review. Among 577 Insurance companies, Medibank Pvt ranks better than 60.66% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-07-16), Medibank Pvt's 3-1 Month Momentum % is 3.86%.
The industry rank for Medibank Pvt's 3-1 Month Momentum % or its related term are showing as below:
ASX:MPL's 3-1 Month Momentum % is ranked better than 60.66% of 577
companies
in the Insurance industry
Industry Median: 1.09
vs ASX:MPL: 3.86
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Medibank Pvt 3-1 Month Momentum % Related Terms
ASX:MPL vs FNF, AXS, FAF: 3-1 Month Momentum % Comparison
For the Insurance - Specialty subindustry, Medibank Pvt's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Medibank Pvt 3-1 Month Momentum % vs Insurance Industry
For the Insurance industry and Financial Services sector, Medibank Pvt's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Medibank Pvt's 3-1 Month Momentum % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Medibank Pvt (ASX:MPL) has a 3-1 Month Momentum % of 3.86% as of Jul. 16, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Medibank Pvt and its competitors. According to the industry distribution chart, Medibank Pvt ranks #227 out of 577 companies in the Insurance industry, placing it in the top 39.3%.
Is Medibank Pvt's 3-1 Month Momentum % too high?
Medibank Pvt's current 3-1 Month Momentum % is 3.86%. The Insurance industry median 3-1 Month Momentum % is 1.09. Medibank Pvt's value of 3.86% is 254.1% above this industry median. Based on the distribution chart, Medibank Pvt ranks #227 out of 577 companies in the Insurance industry, which is above the industry midpoint. Overall, Medibank Pvt has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Medibank Pvt's 3-1 Month Momentum % compare to FNF and AXS?
According to the Insurance industry distribution chart, Medibank Pvt ranks #227 out of 577 companies for 3-1 Month Momentum %. This puts Medibank Pvt in the upper half of its industry. The industry median 3-1 Month Momentum % is 1.09. Medibank Pvt's value of 3.86% is 254.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for an Insurance company?
The median 3-1 Month Momentum % among Insurance companies is 1.09, based on 577 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Medibank Pvt's current 3-1 Month Momentum % of 3.86% is 254.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Medibank Pvt and its competitors. For the Insurance industry, the median 3-1 Month Momentum % is 1.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Medibank Pvt's current 3-1 Month Momentum % is 3.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Medibank Pvt stock overvalued right now?
Based on GuruFocus' analysis, Medibank Pvt (ASX:MPL) is currently considered Modestly Overvalued. The stock's GF Value™ is A$4.40, compared to a current price of A$5.06 — trading 15% above its estimated fair value. The current 3-1 Month Momentum % is 3.86% and 254.1% above the Insurance industry median of 1.09. Medibank Pvt's overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Medibank Pvt (ASX:MPL), the current 3-1 Month Momentum % is 3.86% as of Jul. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Medibank Pvt (ASX:MPL) Overvalued in 2026?
Based on GuruFocus' analysis, Medibank Pvt stock appears to be overvalued.
The current stock price of A$5.06 is trading 15% above its estimated GF Value™ of A$4.40.
GuruFocus considers Medibank Pvt to be Modestly Overvalued.
Key valuation signals for ASX:MPL:
3-1 Month Momentum %: 3.86%
GF Value™: A$4.40 vs. price of A$5.06 (15% above fair value)
Industry Position: 254.1% above the Insurance median (#227 of 577)
No single metric tells the full story. See the ASX:MPL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Previously owned by the Australian government, Medibank is the largest health insurer in Australia. Its two brands, Medibank Private and Ahm, cover around 5 million people. Medibank and Australia's fourth-largest health fund, NIB Holdings, are the only listed health insurers. In addition to private health insurance, the firm provides life, pet, and travel insurance, as well as health insurance for overseas students and temporary overseas workers. The Medibank Health division provides healthcare services to businesses, governments, and communities across Australia and New Zealand.
76GF Score
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